BEFORE THE A.P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION

ATHYDERABAD.

FA      

Between:

1) 

Rep. by its Authorised Signatory     

Regd. Office at HDFC Bank House

Senapathi Bapat Marg

Lower Parel (West)

Mumbai.

2) 

Rep. by its Authorised Signatory

D.No. 11-7-8, 

Green Park Road

Jagadamba Centre

Visakapatnam                                 

And

Yella 

S/o. Yesupadam

Q.No 414-A, Sector-VI, 

Ukkunagara, Visakapatnam. Complainant

Counsel for the Appellant:                         

Counsel for the Respondent:                      

CORAM:

MONDAY, THE FIFTEENTH DAY OF OCTOBER TWO THOUSAND TWELVE

Oral Order: (Per Hon’ble Justice D. Appa Rao, President)

1)        

2)               

3)       Punjab           

4)       

5)                  

6)               Awarding compensation of Rs. 50,000/- for mental agony was in violation of principles of natural justice.    

7)       

8)      

9)                                

There is no proof that said letter was received by the complainant.             

10)                     

It is unfortunate that        of the complainant was      Had such an affidavit been filed it could have been   

11)      ICICI Bank Ltd. Vs. Prakash Kaur reported in (2007)  that even in case of mortgaged goods subject to Hire-Purchase Agreements, the recovery process has to be in accordance with law and the recovery process referred to in the Agreements also contemplates such recovery to be effected in due process of law and not by use of force. Till such time as the ownership is not transferred to the purchaser, the hirer normally continues to be the owner of the goods, but that does not entitle him on the strength of the agreement to take back possession of the vehicle by use of force. The guidelines which had been laid down by the Reserve Bank ofIndia

12)                                  

13)      

                                                                            1)PRESIDENT 

2)      MEMBER 

*pnr

UP LOAD – O.K.