ftYgk xzkgd rØkj fuokj.k eap] o/kkZ

 rØkj izdj.k Øekad % 35@2008                             nk[ky fnukad          % 12-05-2008

                                                                                    uksVhl rkehyhpk fn-% 29-05-2008

  fudky fnukad         % 28-07-2008

                        izdj.kkpk dkyko/kh   % 1 e- 29 fnol

v#.k ukjk;.kjko HksaMs]                                                             ---rØkjdrkZ

o; % 57 o”kZs] O;olk; % lsokfuo`Rr]

jk-‘kkjnkuxj] ,l-Vh-dkWyuh]

lkbZuxjtoG]  o/kkZ-

             & fo  #  /n  &

            o/kkZ ftYgk lsaVªy dks&vkWi- cWad ,EykWbZt ØsfMV                               ----fo#/ni{k

            lkslk;Vh fyfeVsM] ekQZr iz’kkld] o/kkZ ftYgk

            lsaVªy dks&vkWi- cWad izeq[k dk;kZy;kph bekjr]

            esu jsYos LVs’kutoG] o/kkZ-

U;k;eap x.kiqrhZ                         %                  Jh- jkeyky Hk-lksek.kh] ek-v/;{k

                                                            lkS- lq”kek  iz- tks’kh] ek-lnL;k

vtZnkj  ;kaps rQsZ                    %            vWM- Jh- xMkikys-

fo#/n Ik{kkrQsZ                                     %                  vWM- Jh- jkmr-

%%%   vk  ns   ‘k   %%%

¼ ikjhr fnukad % 28-07-2008½

Jh- jkeyky Hk- lksek.kh] ek- v/;{k] ;kaps dFkukuqlkj-  

1-                 rØkjdR;kZus lnj rØkj xzk-la-dk-1986 dye 12 vUo;s rØkj nk[ky dsysyh vlwu rØkj FkksMD;kr v’kh vkgs dh] fo#/ni{k ir laLFskpk rØkjdrkZ lHkkln gksrk o R;kus o/kkZ ftYgk lsaVªy dks&vkWijsfVOg cWad fyfeVsM o/kkZ ;sFkwu fn-13-07-2007 yk LosPNk fuo`Rrh ?ksryh vkf.k R;kus R;kph tek vlysyh jDde #-70]197@&ph fo#/ni{kkdMs ekx.kh dsyh- fn-20-02-2008 jksth R;kyk fo#/ni{kkdMwu ,d Ik= izkIr >kys vkf.k R;kr uewn dsys dh] lHkkln Jherh j.kfils ;kaps geh/kkjd rØkjdrZs vlY;kus R;kaps tksi;Zar dtZ ijrQsM gksr ukgh rksi;Zar jDde R;kauk ns; gks.kkj ukgh- dsoG ;k lanHkkZr Ik=O;ogkj >kyk-

2-                 rØkjdR;kZyk iq<s vls dGys dh] fn-13-11-2001 iklwu vktrkxk;r dtkZm jdesps #-4]000@& izek.ks ,dgh gIrk olqy >kysyk ukgh- tsOgh dh] vkti;Zar 95 VDds jDde olqy >kyh Ogko;kl ikfgts gksrh- fo#/ni{kkdMs #-1]41]000@& dtZ/kkjd lHkklnkps Fkdhr vlY;kps rØkjdR;kZyk dGys vkf.k ;kdjhrk rØkjdR;kZyk tckcnkj /kjrk ;sr ukgh- fo#/ni{kkus eqnrhP;k vkr dkjokbZ d#u jDde olqy dsyh ukgh- lnj dtZ/kkjd v|kigh uksdjhr vkgs- frP;k osrukrwu o brj QaMkrwu lnj dtkZph olqyh gksm ‘kdrs- rlsp dtZ ekx.kh vtkZr v’kh dks.krhgh vV fdaok ‘krZ ukgh dh] dtZ/kkjdkps dtkZph olqydjhrk fdaok iw.kZi.ks dtkZph ijrQsM gksbZikosrks geh/kkjdkps vFkkZr vtZnkjkph lnj ir laLFksdMs vlysyh jDde FkkacfoY;k tkbZy-

3-                 #-12]000@& ‘ks;lZph jDde] #-8]036@& tek vlysyh jDde] #-50]161@& lDrhph tek jDde v’kh ,dw.k #-70]197@& jDde 24 VDds O;ktklg feGkoh] #-10]000@& uwdlku HkjikbZ ] rØkjhpk [kpZ #-5]000@& feGkosr v’kk ekx.;k dsysY;k vkgsr- rØkjdR;kZus vkiY;k Eg.k.;kP;k iq”VÓFkZ 6 dkxni=s nk[ky dsysyh vkgsr-

4-                 fo#/ni{kkus gtj gksmu vkiys ys[kh mRrj 27-07-2008 yk nk[ky d#u rØkjdR;kZps vk{ksi QsVkGys- dtZ vtZ fu-Ø-11 ¼ ekdZ ^^,**½ oj lnj vV ueqn vkgs- rØkjdR;kZph tek vlysY;k jdesckcr okn ukgh- dtkZph ijrQsM gksbZi;Zar rØkjdR;kZph jDde rs jks[kw ‘kdrkr- cWadsps dtZ vlY;kus rØkjdR;kZph jDde rs xksBfor vkgs- laLFksps dkjHkkj iz’kkld useY;kus R;kaP;kdMs vkyssys vkgsr- R;keqGs jftLVªkj ;kaP;k ijokuxhf’kok; laLFksfo#/n dkjokbZ djrk ;sr ukgh- fo#/ni{kkus vkiY;k mRrjklkscr lkS-j.kfils g;kapk dtZ feG.;kdjhrk nk[ky dsysyk vtZ] djkjukek] laerh o vf/kdkji=] tekjrnkjkps laerhi= o opu fpB~Bh rlsp fu-Ø-16 lkscr lkS-j.kfils g;kaP;kdMwu ?ks.ks vlysY;k jdespk rif’ky nk[ky dsyk vkgs-

5-                 mHk; i{kkus vkiyk ys[kh ;qDrhokn nk[ky dsyk vlwu fo#/ni{kkus West Bengal State Consumer Commission, “Calcutta III (2000) CPJ 75 Subrata Roy Vs. Tapan Kumar Bhattacharjee”,  “AIR 2000 Karnataka 201, Smt.K.S.Nagalambika Vs. M/s. Corporation Bank, Virajpet”  gs fuokMs nk[ky dsys vkgsr- rlsp lnj rØkj [kpkZlg [kkjht djkoh v’kh fouarh dsyh vkgs-

6-                 mHk; Ik{kkps ‘kiFksoj ys[kh Eg.k.ks] nk[ky dkxnksi=h iqjkos] ys[kh o rksaMh ;qDrhoknkps lq{e voyksdu dsY;koj eap [kkyhy fu”d”kkZoj vkys-

fu”d”kZ

7-                 rØkjdR;kZpk o fo#/ni{kkpk rØkjdR;kZP;k tek jdesckcr o lkS- j.kfils g;kaP;k dtkZckcr o Fkfdr jdesckcr okn ukgh- rØkjdR;kZus LosPNk fuo`Rrh ?ksryh  vkgs- fo#/ni{kkP;k nk[ky dkxni=ko#u Li”V gksrs dh] njegk #-4]000@& olqy dj.;kP;k vVhoj #-2]00]000@&gh jDde 84 efgU;kr ijr dj.;kP;k vVhoj lkS-j.kfils g;kauh dtZ ?ksrys vkgs vkf.k R;koj rØkjdrkZ vkf.k brj lHkkln tekurnkj vkgsr- dtkZlaca/khpk djkjukek lkS- j.kfils ;kaP;k’kh fo#/ni{kkus dsysyk vkgs- R;koj tekurnkjkph lgerh Eg.kwu Lok{kjh vkgs vkf.k R;ke/;s vV Ø- 7 e/;s ¼^^iksV fu;ekizek.ks ek÷;k tekurnkjkps lHkklnRo laLFksrwu jn~n >kY;kl vxj dk;Zdkjh eaMGkps ers rks tekurnkj v;ksX; vkgs vls okVY;kl ek÷;koj dk;Zdkjh eaMGkus fnysY;k eqnrhP;k vkr nqljk tekurnkj ns.;kph tckcnkjh ek>h jkghy-**½ rlsp vV Ø- 10 e/;s  ¼^^tj ek>h cnyh laLFksps dk;Z{ks=kckgsj >kyh rj vxj eyk uksdjhrwu deh dsys rj ek>sdMhy ;s.ks vlysys dtZ ek>s ‘ksoVps ixkjkrwu cksul] xzWP;qbZVh] flD;jhVh fMikWf>V] lqV~Vhpk ixkj rlsp laLFksrhy ek>h Bso] fgLls o lcLØhI’ku ;krwu olwy dj.;kr ;sbZy-**½

8-                 osruke/kwu njegk #-4]000@& dikr dj.;kpk vf/kdkj lkS-j.kfils ;kaP;k dk;kZy;kus fnysyk vkgs- v’kk ijhfLFkrhr 84 eghus 13-11-2008 yk iw.kZ gksrkr- Eg.ktsp ;k dkyko/khr laiw.kZ dtZ ijrQsM gks.ks xjtsps gksrs- ijarw fo#/ni{kkus uewn dsY;kizek.ks #-1]21]655@& eqn~ny o R;koj O;kt lkS- j.kfils ;kaP;kdMwu ?ks.ks ckdh vkgs-

9-                 fo#/ni{kkps fuokMs izLrqr izdj.kh ykxw gksr ukgh- dkj.k tek vlysY;k jdescn~ny gk okn vlwu fo#/ni{k nsr vlysY;k lsose/;s eksMrks vkf.k nks”kiw.kZ lsok fnyh vlY;kl ;k eapkyk rØkj pkyfo.;kpk vf/kdkj vkgs-  “AIR 2000 Karnataka 201, Smt.K.S.Nagalambika Vs. M/s. Corporation Bank, Virajpet”   gk fuokMk ;sFks ykxw gksr ukgh- dkj.k lnj fuokM;ke/;s “Contract Act (9 of 1872), D.171-Bank loan-Banker’s lien-Right of-Extends generally also over fixed deposits of customer including that of his/her spouse-Bank entitled to adjust amount towards the loan account. vls uewn dsys vkgs- ;ko#u eapkps Li”V er vkgs dh] T;kaph Bso fdaok ‘ks;lZ v’kk izdkjph dks.krsgh gDd xksBfo.;kps vf/kdkj fo#/ni{kkyk fnysys ukgh- ijarq gsgh rso<sp [kjs dh] dtkZph ijrQsM iw.kZ gks.ks vkgs- ijarw lnj djkj 13-11-2008 Ik;Zar ykxw vkgss- v’kk ifjfLFkrhr eapkP;k ers uSlfxZd U;k; rRokP;k n`”Vhus lsok fuo`Rr >kysY;k deZpk&;kyk R;kyk ns; vlysyh jDde ;ksX;osGh feG.ks xjtsps vlwu dk;ns’khj vkgs gsgh foljrk ;sr ukgh dh] fo#/ni{kkus lnj dtZnkj lkS-j.kfils ;kauk] rØkjdR;kZpk jDde ekx.;kpk vtZ vkY;koj brj tkfeunkj miyC/k d#u ns.;kcn~ny d/khgh dqByhgh lqpuk dsysyh fnlr ukgh- ;ko#u fo#/ni{kkpk mn~ns’k Li”V gksrks- Eg.kwu eapkps vls Li”V er vkgs dh] fo#/ni{kkus rØkjdR;kZyk R;kph ns; vlysyh jDde lnj 13-11-2001 pk djkj laiq”Vkr vkY;kuarj ijr dj.;kph r;kjh u n’kZowu nks”kiw.kZ lsok fnysyh vkgs- gs lq/nk Li”V gksrs dh] fo#/ni{k laLFkspk dkjHkkj gk iz’kkldkdMs vkysyk vkgs- dnkfpr vkfFkZd O;ogkj cjkscj ulY;kdkj.kkus lapkyd eaMGkdMwu dk<wu Vkd.;kr vkysys vkgs- ;ko#u vls fnlwu ;srs dh] lnj dtZnkj lkS-j.kfils ;kaP;kdMwu fdaok R;kaps tekurnkj ;kauk d/khgh dks.krhgh dtZ olqyh gksr ulY;kcn~ny fdaok lnj dtZnkj Fkdhr vlY;kcn~ny lqpuk fnyh xsyh ukgh fdaok rlk dkxnksi=h iqjkok eapkr nk[ky dsyk ukgh- v’kk ifjfLFkrhr fo#/ni{kkP;k laLFksdMwu fdaok iz’kkldk}kjs dkjokbZ u dsY;k xsY;keqGs izLrqr ijhfLFkrhr mn~Hkoysyh vkgs vkf.k ;ksX;osGh dtZ olqyh >kyh vlrh rj rØkjdR;kZyk tkLr dkG okV igkoh ykxyh ulrh- Eg.kwu eapkP;k ers fo#/ni{kkus rØkjdR;kZyk nks”kiw.kZ lsok fnysyh vkgs- Eg.kwu eap [kkyhyizek.ks vkns’k ikfjr djhr vkgs-

vkns’k

1½            rØkjdR;kZph rØkj va’kr% eatwj dj.;kr ;sr vkgs-

2½            fo#/ni{kkus rØkjdR;kZyk R;kph tek vlysyh jDde lnj 13-11-2001 pk djkj laiq”Vkr vkY;kuarj ns; dj.;kph r;kjh u n’kZowu nks”kiw.kZ lsok fnyh vkgs-

3½            fo#/ni{kkus rØkjdR;kZyk R;kph tek vlysyh jDde #-70]197@& fn-13-11-2008 uarj 7 fnolkps vkr ns; djkoh-

4½            fo#/ni{kkus lnj dtZnkj lkS-j.kfils ;kauk fn-13-11-2008 uarj dtZ pqdrs dj.;kph eqHkk fnY;kl brj tekurnkj miyC/k dj.;kph lqpuk nsmu rØkjdR;kZyk tkfeu eqDr djkos-

5½            fo#/ni{kkus rØkjhpk [kpZ #-1]000@& rØkjdR;kZyk ns; djkok-

6½        mHk; Ik{kkauk ;k vkns’kkph lgh f’kDD;kph izekf.kr izr fu%’kqYd ns.;kr ;koh-

7½            eapke/;s ek- lnL;kadjhrk fnysys ¼c½ o ¼d½ QkbZYlP;k izrh rØkjdR;kZauh ?ksowu tkO;kr-

¼lkS- lq”kek tks’kh½                     ¼jkeyky lksek.kh½

                           lnL;k                                     v/;{k