NCDRC

NCDRC

RP/159/2011

POSTAL LIFE INSURANCE OF INDIA - Complainant(s)

Versus

URMILA SHARMA - Opp.Party(s)

DR. ASHWANI BHARDWAJ

24 May 2011

ORDER

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI
 
REVISION PETITION NO. 159 OF 2011
 
(Against the Order dated 26/08/2010 in Appeal No. 633/2007 of the State Commission Haryana)
1. POSTAL LIFE INSURANCE OF INDIA
Through its Deputy Divisional Manager
Ambala - 133001
Haryana
...........Petitioner(s)
Versus 
1. URMILA SHARMA
R/o. House No.804, Urban Estate-II
Hisar
Haryana
...........Respondent(s)

BEFORE: 
 HON'BLE MR. JUSTICE V. R. KINGONKAR, PRESIDING MEMBER
 HON'BLE MR. VINAY KUMAR, MEMBER

For the Petitioner :
MR. ROMIL PATHAK, ADVOCATE
For the Respondent :NEMO

Dated : 24 May 2011
ORDER

We have heard learned counsel for the petitioner.

Registry has reported delay of 38 days in filing revision petition for which an application for condonation of delay has also been filed by petitioner.  It seems from the reasonings assigned, that considerable time was lost in taking approval of Department of Posts, being Government organization, to which the petitioner began exercise  for filing revision petition before National Commission on appointment of a lawyer and this too, consumed a lot of time.  Having considered submissions made on behalf of petitioner, we do not find any satisfactory ground to condone the delay, as it is the routine office-procedure.

          The petitioner is aggrieved due to the finding of the State Commission in Appeal No. 633/2007.  The State Commission allowed the appeal of the complainant and directed the petitioner to pay the insurable benefit in respect of the postal Insurance Policy No. HY 73882-UC alongwith interest @ 9% per annum from the date of repudiation till the entire payment is made.

On behalf of the Revision Petitioner, learned counsel vehemently argued that the impugned order is erroneous inasmuch as  the grace period could not be granted in terms of the Insurance Policy.  He argued that the grace period is admissible from the date of due instalments and could not be calculated from the end of the month.  We do not agree.  The State Commission has duly considered Clause IV of the Notification No. 23-1/92, issued by the Life Insurance, Department of Posts.  The remission period of 90 days could be allowed in addition to the period of grace. The premium could be paid by the end of the month and, therefore, the remission period could be counted from the end of the month.  No perversity is noticed from the order impugned.  Hence, the revision petition is dismissed, both on delay as well as on merits.

          Original Record be sent back to the State Commission.

 

 
......................J
V. R. KINGONKAR
PRESIDING MEMBER
......................
VINAY KUMAR
MEMBER

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