Kerala

Palakkad

CC/48/2023

Subaida - Complainant(s)

Versus

United India Insurance Company - Opp.Party(s)

Joy Kanhirathinchalil

15 Dec 2023

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION, PALAKKAD
Near District Panchayath Office, Palakkad - 678 001, Kerala
 
Complaint Case No. CC/48/2023
( Date of Filing : 15 Feb 2023 )
 
1. Subaida
W/o Musthafa,Pala, Pala colony, Ayilur .P.O, Palakkad -678 510
2. Musthafa
S/o Moideen,Pala, Pala colony, Ayilur.P.O,Palakkad-678 510
3. Sufaina
D/o Abdul Khadar,Parakkal, Adiperandathara, Kairady.P.O, Palakkad-678 510
4. Muhammed Rayan (Minor)
S/o Ramees.M,Parakkal House, Adiperanda,Kairady.P.O, Palakkad-678 510
...........Complainant(s)
Versus
1. United India Insurance Company
2nd floor,Delma centre, Near Post office Junction, Nemmara .P.O, Palakkad-678508
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Vinay Menon.V PRESIDENT
 HON'BLE MRS. Vidya A MEMBER
 HON'BLE MR. Krishnankutty. N.K MEMBER
 
PRESENT:
 
Dated : 15 Dec 2023
Final Order / Judgement

 DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION, PALAKKAD

Dated this the  15th  day of December,  2023

Present      :   Sri. Vinay Menon V.,  President

                  :  Smt. Vidya A., Member                        

                  :  Sri. Krishnankutty N.K., Member                                Date of Filing: 15/02/2023    

     CC/48/2023

  1. Subaida,

W/o.Musthafa,

Pala, Pala Colony,

Ayilur (PO), Palakkad – 678 510

 

  1. Musthafa,

S/o.Moideen, Pala, Pala Colony,

Ayilur (PO), Palakkad – 678 510

  1. Sufaina,

D/o.Abdul Khadir,

Parakkal, Adiperandathara,

Kayaradi (PO), Palakkad – 678 510

  1. Muhammed Rayan (Minor),

S/o.Ramees M.,

Parakkal House, Adiperandathara,

Kayaradi (PO), Palakkad – 678 510

Rep.by Mother, Sufaina                                       -           Complainants

(By Adv. Joy Kanhirathinchalil)

                                                                                                Vs

            United India Insurance Company,

2nd Floor, Delma Centre,

Near Post Office Junction,

Nemmara (PO), Palakkad – 678 508                         -           Opposite party  

(By Adv. M.Krishnadas)          

O R D E R

By Sri. Vinay Menon V., President

 

  1. Complainants are the legal heirs under the law of inheritance as applicable to Sunni Muslims of one deceased Ramees. Ramees met with an accident and died on 23/1/2021. At the time of accident the vehicle the deceased was riding was insured with the opposite party.
  2. Subsequent to filing of the complaint complainants and OP enter into an agreement whereby they jointly agreed to settle the matter for Rs.15 lakhs towards full and final settlement of their claims. Joint statement to that effect was filed seeking assistance of this Commission in apportioning the shares due to each complainant.
  3. Therefore the shares as available to each of the complainants is stated as herein below :
  1. 1st Complainant being the mother of deceased Ramees shall be entitled to 1/6th of Rs.15 lakhs i.e. Rs.2,50,000/-
  2. 2nd  Complainant being the father  of deceased Ramees shall be entitled to 1/6th of Rs.15 lakhs i.e. Rs.2,50,000/-
  3. 3rd Complainant being the widow  of deceased Ramees shall be entitled to 1/8th of Rs.15 lakhs i.e. Rs.1,87,500/-
  4. 4th Complainant being the son  of deceased Ramees shall be entitled to  the residuary amount of  Rs.8,12,500/-
  1. The amounts payable to complainants 1 to 3 shall be paid by the OP directly to the parties.
  2. The amount payable to 4th complainant shall be maintained as a fixed deposit in a Nationalized Bank till the date he acquires majority. Till then the 3rd complainant shall be the nominee of the said account.
  3. In the event the 3rd complainant,  if desirous of expending the money i.e. maintained in the name of the 4th complainant the said amount shall be availed by resort to and under the directions from a civil court of competent jurisdiction. 
  4. The joint statement filed by the parties shall form part of this order.

            Pronounced in open court on this the 15th  day of  December,  2023.          

                                                                                                                                                                                                                                                                               Sd/-          

                                                                                                              Vinay Menon V

                                                      President

                                                             Sd/-

   Vidya.A

                       Member        

         Sd/-                                                                   Krishnankutty N.K.

                                                                                                      Member

NB : Parties are directed to take back all extra set of  documents submitted in the proceedings in accordance with Regulation 20(5) of the Consumer Protection (Consumer Commission Procedure) Regulations, 2020 failing which they will be weeded out.

 
 
[HON'BLE MR. Vinay Menon.V]
PRESIDENT
 
 
[HON'BLE MRS. Vidya A]
MEMBER
 
 
[HON'BLE MR. Krishnankutty. N.K]
MEMBER
 

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