Rajasthan

StateCommission

A/552/2015

M/s Bakodia Enterprises Pvt. Ltd. - Complainant(s)

Versus

United India Ins. Co. Ltd. - Opp.Party(s)

Santosh Kumar Saini

26 May 2015

ORDER

BEFORE THE CONSUMER DISPUTES REDRESSAL COMMISSION,RAJASTHAN,JAIPUR BENCH NO.1

 

FIRST APPEAL NO: 552 /2015

 

M/s.Bokadia Enterprises Pvt.Ltd. Industrial Area Churu through authorised representative Radheyshyam Nowal

Vs.

United India Insurance Co. Ltd. Br.office Churu through Manager

 

Date of Order 26.5.2015

 

Before:

 

Hon'ble Mr.Vinay Kumar Chawla-Presiding Member

Mrs.Sunita Ranka -Member

Mr. Liyakat Ali- Member

 

Mr. Santosh Kumar Saini counsel for the appellant

 

BY THE STATE COMMISSION

 

This appeal has been filed against the judgment

 

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of learned DCF Churu dated 7.4.2015 by which it dismissed the complaint.

 

Brief facts giving rise to this appeal are that the complainant company is engaged in processing of rubber and its factory is situated at Plot No. F 62 Industrial Area Churu. The company had taken an insurance of finished & semi-finished stocks in process and other raw material from the respondent company for Rs. 40 lakhs which was effective from 9.6.2009 to 8.6.2010. There was a fire on 15.3.2010 and the company's raw material and other goods which were stored at Plot No. F 71 were gutted. The claim of the complainant was repudiated on the ground that goods stored at Plot No. F 71 were not covered under this policy. A consumer complaint was filed before the learned DCF and the complainant alleged that they had taken Plot No. F 71 on rent during pendency of the policy and they had forwarded the requisite documents alongwith rent deed to the Insurance Company. However, the learned DCF did not find favour with this argument and disallowed the complaint.

 

We have heard the learned counsel for the appellant. It is admitted that fire took place at Plot No. F 71 while the insurance cover was for Plot No. F 62. Mere information or forwarding of

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rent deed to the Insurance Company during the pendency of the insurance cover will not entitle the complainant to get insurance for the goods stored at Plot No. F 71 as Plot No. F 71 was not subject matter of insurance under the policy.

 

We find no merits in this appeal and it is not admitted.

 

 

Member Member Presiding Member

 

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