Madhya Pradesh

StateCommission

A/16/346

VIJAY SEN - Complainant(s)

Versus

UCO BANK - Opp.Party(s)

9826355773

14 Dec 2018

ORDER

M. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION,

PLOT NO. 76, ARERA HILLS, BHOPAL (M.P.)

 

FIRST APPEAL No. 346  /2016.

 

                  

 

 

Vijay Sen,

s/o Late Shri Chhotelal Sen,

R/o 309, Baba Gents Parlour,

Government Colony Road,

Birlagram Nagda,

District Ujjain (M.P.).                                                             …. APPELLANT

 

 

VERSUS.

 

 

UCO Bank,

Birla Gram, Nagda,

District Ujjain (M.P.).                                                 …. RESPONDENT.

 

 

 

BEFORE:

 

HON’BLE SHRI JUSTICE SHANTANU S. KEMKAR, PRESIDENT

 

HON’BLE DR. (SMT) MONIKA MALIK, MEMBER

 

 

COUNSEL APPEARING FOR THE PARTIES :

 

APPELLANT IS PRESENT IN PERSON.

 

MS. QAMAR JABI KHAN, LEARNED COUNSEL FOR RESPONDENT.

 

 

 

 

 

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O R D E R

 

(Passed on 14/12/2018)

 

The following order of the Commission was delivered by Shantanu S. Kemkar, J  :

                        Feeling aggrieved by the action of the respondent – Bank in refusing to honour the cheques issued by the appellant – complainant thereby committing deficiency in service by the respondent, the appellant had filed a complaint case No.173/2014 under Section 12 of the Consumer Protection Act, 1986 (for short ‘Act of 1986’) before the District Consumer Disputes Redressal Forum, Ujjain (for short ‘Forum’).

 

2.                     The Forum vide impugned order dated 17.2.2016 while allowing the complaint has ordered the respondent to pay Rs.20,000/- with interest @ 7% p.a. to the appellant for deficiency in service committed by them. 

 

3.                     Dissatisfied with the awarded amount, the appellant – complainant has filed this appeal seeking enhancement of compensation amount.

 

4.                     We have heard learned counsel for the parties and perused the record.

 

5.                     On perusal of the record it is revealed that on account of not entering the issuance of cheque book to the appellant in its record few cheques issued from the said cheque book were not honoured by the Bank. 

 

 

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6.                     Having considered the nature of deficiency and other relevant evidence the Forum has awarded compensation of Rs.20000/- with interest @7% per annum to the appellant.

 

7.                     In our considered view the compensation amount as has been awarded is just and proper and as such needs no enhancement.

 

8.                     In the result, the appeal fails and is hereby dismissed.  No order as to costs.

 

(Justice Shantanu S. Kemkar)                                      (Dr.MonikaMalik)

        PRESIDENT                                                                  MEMBER

 

 

 

 

 

 

 

 

Phadke