West Bengal

Kolkata-II(Central)

CC/519/2016

Deepak KUmar Khemka - Complainant(s)

Versus

Trans Union CIBIL Ltd, formerly Credit Information Bureau India Ltd. - Opp.Party(s)

Self

16 Nov 2016

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM
KOLKATA UNIT - II (CENTRAL)
8-B, NELLIE SENGUPTA SARANI, 7TH FLOOR,
KOLKATA-700087.
 
Complaint Case No. CC/519/2016
 
1. Deepak KUmar Khemka
Rajanigandha Apartment, 25, Ballygunge Park, KOlkata-700019.
...........Complainant(s)
Versus
1. Trans Union CIBIL Ltd, formerly Credit Information Bureau India Ltd.
Hoechest House, 6th Floor, 193, Backbay Reclamation, Nariman Point, MUmbai-400021.
2. The Managing Director, Trans Union CIBIL Ltd, formerly Crdit Information Vureau India Ltd.
Hoechest House, 6th Floor, 193, Backbay Reclamation, Nariman Point, MUmbai-400021.
3. Karur Vysya Bank
37, Shakespeare Sarani, Ground Floor, Kolkata-700017.
4. Oriental Bank of Commerce
93, Tollygunge Circular Road, New Alipore, KOlkata-700053, West Bengal.
5. HDFC Bank
Stephen House, 4, BBD Bag East, BBD Bag Kolkata-700001, West Bengal.
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. KAMAL DE PRESIDENT
 HON'BLE MRS. Sangita Paul MEMBER
 HON'BLE MR. Pulak Kumar Singha MEMBER
 
For the Complainant:
For the Opp. Party:
Dated : 16 Nov 2016
Final Order / Judgement

Order-2.

Date-16/11/2016.

Complainant is present.

Today is fixed for admission hearing.

            The case is taken up for admission hearing.

Seen the petition of the complaint and the documents and Annexure thereto. It appears that the case is mainly directed against the CIBIL report alleged to be wrong, false, derogatory and defamatory. It is worthy to point out that the sanction of loan is entirely a matter lying with the concerned Bank to be determined on the basis of the parameters fixed up by the concerned Bank according to the RBI rules and other factors. Whether CIBIL report is derogatory and defamatory or wrong or false can not be the subject matter of Consumers Dispute.

 We do not think that the point of dispute involved in this case is Consumer Dispute or is under the domain of C.P. Act.

            We do not find any  prima facie case to admit the case in its present form and prayer.

 We think the case is not maintainable in its present form and prayer.

            Hence,

                                                            ORDERED

That the instant case and the same is dismissed being not maintainable under the CP Act.

 
 
[HON'BLE MR. KAMAL DE]
PRESIDENT
 
[HON'BLE MRS. Sangita Paul]
MEMBER
 
[HON'BLE MR. Pulak Kumar Singha]
MEMBER

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