DATE OF FILING :16/11/17 

IN THE CONSUMER DISPUTES  REDRESSAL FORUM, IDUKKI

Dated this the 30th day of August  2018

Present :

SRI. S. GOPAKUMAR PRESIDENT

           SRI. BENNY. K. MEMBER

CC NO. 240/17

Between

Complainant       :   K.M.George,

                                                                             Kuthanappillil House,

                                                                             Vazhathoppu,

                                                                             Thadiyampadu P.O.,

                                                                             Idukki Colony 685 602.

And

Opposite Party                                    : 1 . The Secretary,

                                                                     Vazhathoppu Milk Producers Society (APCOS),

                                                                      I-17 D, Vazhathoppu.  

                                                                 2 . The Manager,

                                                                       Union Bank of India, Idukki Branch, 

                                                                       Idukki Colony 685 602.

                                                                      (By Adv:Sijimon K. Augustine)

                                                                 3 . The Revenue Recovery Thahasildar,

                                                                      Idukki Taluk, Idukki – 685 602.

 

O R D E R

SRI. S. GOPAKUMAR (PRESIDENT)

 

The case  of the complainant is that,  

 

Complainant  availed an agricultural loan from the second opposite party  bank   through   the   first   opposite   party   Sangham.   The  loan  amount  was 

One Lakh rupees on 16/12/11.  Being a diary farmer, the Milk Society arranged the loan and agreed to remit the loan instalment from the price of milk which was given to the society by the complainant.  While so, in the year 2014, the complainant decided to stop the cattle rearing  due to his ill health and approached the second opposite party and enquired about the loan details.  At that time the second opposite party informed him that, the society remitted all his loan amount and the loan is closed.  But the complainant received a notice from the third opposite party demanding Rs.42,000/- along with interest being the  loan  dues.  Complainant   approached  the  District  Collector  and  filed  a

                                                                                                                            (Cont....2)

-2-

petition against this and the District Collector stopped the proceeding temporarily.  Complainant further contented that he received information from the second opposite party's bank that his loan already closed and how they demanded such an amount of balance loan dues.  More over complainant further came to know that the second opposite party's bank has not adjusted his subsidy which he is legally entitled.  Under this circumstances alleging deficiency in service against the opposite parties 1 to 3 complainant filed this petition seeking relief such as to direct the first opposite party to stop the revenue recovery proceeding and close the loan and other consequential  relief.

 

Upon notice opposite parties entered appearance and filed detailed reply version.  In their version the first opposite party admitted, the loan and the society remitted the loan instalments from the price of the milk which the complainant sold to the society.  While so, the complainant sold his cattle and stopped his business. So that the remittance of balance  loan instalments was interrupted.  On enquiry the first opposite party came to know that complainant along with his family were went to foreign country and residing their with their children and reported the matter to the second opposite party, the bank, thereafter the second opposite party initiated recovery proceedings against the complainant by way of Revenue Recovery.  

 

In their version the second opposite party contented that the opposite party did not proposed any scheme and did not offer any subsidy from NABARD or any other agency.  To their knowledge, after availing the loan, the complainant closed the diary unit and he went abroad and wilfully avoided the repayment of loan. Further contented that this Forum having no jurisdiction to prosecute the matter,  since the Revenue Recovery proceedings  are already initiated.

 

The third opposite party in their version contented that as per requisition U/s 24 of the Revenue Recovery Act from the second opposite party, the third opposite party initiated proceedings as per the direction of District Collector and their act is legal and lawful. 

 

No oral or documentary evidence is produced from the part of complainant and opposite parties.

                                                                                                                           (Cont....3)

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Heard both sides in detail.

 

The point that arose for consideration is whether there is any deficiency in service from the part of opposite parties, and if so, for what relief the complainant is entitled to ?

 

The Point:-  We have heard the counsel for both sides and gone through the evidence on record.  From the averments in the complaint we can see that, the complainant challenged the Revenue Recovery proceedings already initiated by the third opposite party, by issuing Revenue Recovery notice U/s 7 of Revenue Recovery Act.  It is also an admitted fact that the complainant was wilfully evaded from remitting the balance loan amount.

 

Since the Revenue Recovery proceedings are initiated already, the Forum is barred from entertaining such matter U/s 72 of Revenue Recovery Act.  Under the above circumstances the complaint is dismissed on the reason that the Forum is having no jurisdiction to act against the Revenue Recovery proceedings.

 

Pronounced in the Open Forum on this the 30th day of August, 2018.

 

                                                                                                  Sd/-

                                                                                   SRI. S. GOPAKUMAR (PRESIDENT)

                                                                                                         Sd/-                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

          SRI. BENNY. K.  (MEMBER)

 

APPENDIX

 

Nil

 

                      Forwarded by Order,

 

 

                 SENIOR SUPERINTENDENT