Niraj Kumar Sehgal S/o Sh. Darshan Lal Sehgal, resident of House No. 2146, Sector 22-C, Chandigarh.

……Appellant/complainant

V e r s u s

1.The Oriental Insurance Company Ltd., Head Office at Oriental House, P.B. No.7037, A-25/27, Asaf Ali Road, New Delhi, through its Chairman.

2.The Oriental Insurance Company Ltd., Regional Office at Surindra Building, SCO 109-11, Sector 17-D, Chandigarh, through its Regional Manager.

3.The Oriental Insurance Company Ltd., Branch Office at SCO No.15, Sector 35, Chandigarh, through its Branch Manager.

4.The Oriental Insurance Company Ltd., Service (DRO-1) at Hansalya Building, 15 Barakhamba Road, New Delhi.

Appeal under Section 15 of the Consumer Protection Act, 1986.

BEFORE:  

Argued by:

PER JUSTICE SHAM SUNDER (RETD.), PRESIDENT

               order dated 11.03.2014, rendered by the District Consumer Disputes Redressal Forum-II, U.T., Chandigarh (hereinafter to be called as the District Forum only), vide which, it accepted the complaint, filed by the complainant (now appellant) and directed the Opposite Parties (now respondents), as under:-

 “The complaint is allowed accordingly. The Opposite Parties, jointly and severally, are directed as under:-

                      to pay the sum of Rs.21,503.12/- as assessed by the surveyor in his report (R1-4/B); minus the benefit of no claim bonus given to the complainant.

                           to pay Rs.7,000/- as compensation for deficiency in service and causing harassment to the complainant.

                        to pay Rs.7,000/- as litigation expenses. 

This order be complied with by the opposite parties, within 45 days from the date of receipt of its certified copy, failing which the amounts at Sr.No. (i) & (ii) above shall carry interest @12% per annum from the date of this order till actual payment besides payment of litigation costs.”

2.            valid for the period from 23.02.2013 to 22.02.2014, on payment of premium, to the tune of Rs.10,939/-. It was stated that the said car met with an accident, on 27.09.2013, near Mohali Club, Phase-II, Mohali, Punjab, while the complainant was on his way to work. The vehicle was badly damaged. D.D.R.

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Pronounced.

23.04.2014

Sd/-

[JUSTICE SHAM SUNDER (RETD.)]

PRESIDENT

Sd/-

(DEV RAJ)

MEMBER

Rg