DISTRICT CONSUMER DISPUTES REDRESSAL FORUM,

PATIALA.

                                      Consumer Complaint No. 337 of 30.8.2016

                                      Decided on:   30.11.2017

Rajinder Sehgal son of Sh.Suraj Parkash, resident of # 38, Street No.9, Guru Nanak Nagar, Patiala.

                                                                   …………...Complainant

                                      Versus

The New India Assurance Co.Ltd., Chhoti Baradari, The Mall, Patiala through its Manager.

                                                                   …………Opposite Party.

                                      Complaint under Section 12 of the

                                      Consumer Protection Act, 1986.

QUORUM

                                      Smt. Neena Sandhu, President

                                      Smt. Neelam Gupta, Member                                       

ARGUED BY:

                                      Sh.Rajinder Sehgal,complainant with his counsel

                                         Sh.Vikas Mittal,Advocate.

                                      Sh.D.P.S.Anand,Advocate, counsel for opposite party.        

 ORDER

                                        SMT.NEENA SANDHU, PRESIDENT

Sh.Rajinder Sehgal, complainant has filed this complaint under Section 12 of the Consumer Protection Act,1986 ( hereinafter referred to as the Act) against the Opposite Party (hereinafter referred to as the O.P.) praying for the following reliefs:-

1. To release the claim amount i.e. sum assured of Rs.8,00,000/- alongwith interest @18% per annum from the date of theft till realization;
2. To pay Rs.1,00,000/- as compensation for causing mental agony and physical harassment ;
3. To pay Rs.22,000/- as litigation expenses and

also to grant any other relief,which this Forum may deem fit.

The ld. counsel for the OP has tendered in evidence Ex.OPA affidavit of Sh.Ramesh Pandita, Ex.OPB, affidavit of Sh.B.R.Sharma alongwith documents Exs.OP1 to OP3 and closed the evidence of the OP.

1. To pay the claim amount as per terms and conditions of the insurance policy alongwith interest @7% per annum from the date of repudiation i.e. 25.7.2016 till its realization. ;
2. To pay Rs.10,000/-as compensation for causing mental agony and physical harassment to the complainant;
3. To pay Rs.5000/- as litigation expenses.

The OP is further directed to comply the order within a period of 45 days from the date of receipt of the certified copy of this order. Certified copy of this order be sent to the parties free of cost under the Rules. Thereafter file be indexed and consigned to the Record Room.

ANNOUNCED

DATED:30.11. 2017                                 NEENA SANDHU

                                                                       PRESIDENT

                                                                   NEELAM GUPTA

                                                                         MEMBER