Karnataka

Gadag

CC/712/2008

Gollanagouda G Fakiragoudra - Complainant(s)

Versus

The MD, AIC Of India - Opp.Party(s)

R.V.Kumar

28 Nov 2022

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION, GADAG
DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSIONBehind Tahsildar Office, Basaveshwar Nagar, GADAG
 
Complaint Case No. CC/712/2008
( Date of Filing : 03 Dec 2008 )
 
1. Gollanagouda G Fakiragoudra
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
2. Basanagouda G Fakiragoudra
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
3. Shivappa B Ladi
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
4. Kallappa H Bandgar
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
5. Shivavva B Kuri
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
6. Kenchappa B Kuri
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
7. Pundalingappa B Kuri
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
8. Basappa K Kuri
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
9. Mallikarjun B Kuri
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
10. Fakkirappa B Kuri
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
11. Chandanagouda F Hebballi
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
12. Subhashreddy R Kamareddy
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
13. Laxmappa H Talwar
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
14. Desaigouda B Patil
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
15. Shivarudrappa H Benne
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
16. Channappa B Mallapur
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
17. Ashok C Mallapur
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
18. Shekhargouda S Huchanagoudra
R/o Hunasikatti, Tq: Nargund, Gadag
Gadag
Karnataka
...........Complainant(s)
Versus
1. The MD, AIC Of India
Regional Office, Shankarnarayana Building No.25, M.G.Road, Bangalore
Bangalore
Karnataka
2. The State of Karnataka, Rep by Deputy Commissioner
Gadag
Gadag
Karnataka
3. The Manager, Vyasaya Seva Sahakari Bank Ltd
R/o Jagapur, Tq: Nargund, Gadag
Gadag
Karnataka
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. D.Y Basapur PRESIDENT
 HON'BLE MR. Sri Raju Namadev Metri MEMBER
 
PRESENT:
 
Dated : 28 Nov 2022
Final Order / Judgement

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION,

Behind Tahasildar Office, Basaveshwar Nagar, GADAG

 
 

 

CONSUMER COMPLAINT NO.712/2008

DISPOSED ON 28th  DAY OF NOVEMBER-2022

 

BEFORE:

 

 

HON'BLE Mr. D.Y. BASAPUR, B.Com, L.L.B(Spl.,)

 

                                                                         PRESIDENT                                                    

 

HON'BLE Mr. RAJU. N. METRI, B.Com, L.L.B(Spl.,)

                                                                            MEMBER                                                                                                 

 

Complainants     :-

1.

 

 

2.

 

 

 

3.

 

 

4.

 

 

4(a)

 

 

4(b)

 

4(c)

 

 

4(d)

 

 

4(e)

 

 

 

5

 

 

5(a)

 

 

 

5(b).

 

 

5(c).

 

 

 

 

 

5(d).

 

 

5(e).

 

 

 

5(f).

 

 

5(g)

 

 

 

5(h).

 

 

6

 

7

 

 

8

 

 

8(a).

 

8(b).

 

8(c)

 

 

8(d).

 

 

8(e)

 

8(f)

 

8(g)

 

8(h)

 

 

9

 

 

10.

 

11.

 

 

 

12.

 

 

13.

 

14.

 

 

 

15.

 

16.

 

17.

 

 

17(a)

 

17(b)

 

17(c)

 

17(d)

 

18)

Gulanagouda S/o Gadigeppagouda Fakiragoudra

 

Basanagouda S/o Gulangouda Fakiragouda

 

 

Shivappa S/o Basavantappa Laddi

 

 

Kallappa S/o Hanamappa Bandagar

Since dead rep. by his Lrs

 

Basappa S/o Kallappa Bandagar

 

 

Gangappa S/o Kallappa Bandagar

 

 

Yanakappa S/o Kallappa Bandagar

 

 

 

Hanumantappa S/o Kallappa Bandagar

 

Smt. Akkavva W/o Hanumantappa Savadatti

 

Smt. Shivavva W/o Basappa Kuri

Since dead rep. by her Lrs.

 

Smt. Basavva W/o Basappa Giriyannavar

 

 

Kenchappa  S/o Basappa  Kuri

 

Smt.Yallavva  W/o Bharamappa Maralakkanavar.

 

 

 

 

Mallikarjun S/o Basappa Kuri

 

 

Pundaleekappa S/o Basappa Kuri

 

 

 

Smt. Neelavva W/o Muttappa Mariyannavar

 

 

Fakeerappa S/o Basappa Kuri

 

 

 

Shivappa S/o Basappa  Kuri

 

 

Kenchappa S/o Basappa Kuri

 

 

 

Pundaleekappa S/o Bassappa Kuri

 

Basappa W/o Kenchappa Kuri

Since dead rep.by his LRs.

 

Basavva W/o Basappa Giriyannavar

 

Kenchappa S/o Basappa Kuri

 

 

Yallavva W/o Bharamappa Maralakkanavar

 

Mallikarjun S/o Basappa Kuri

 

Pundaleekappa S/o Basappa Kuri

 

Neelavva W/o Muttappa Mariyannavar

 

Fakirappa S/o Basappa Kuri

 

Shivappa S/o Basappa Kuri

 

 

Mallikarjun S/o Basappa Kuri

 

 

Fakirappa S/o Basappa Kuri

 

Chandangouda S/o Fakirappa Gouda Jadiyappa Goudra Urf Hebballi

 

 

Subhasreddi S/o Ramareddi Kamareddi

 

 

Lakshamappa S/o Hanamappa Talawar

 

Desaigouda S/o Basanagouda Patil

 

 

 

Shivarudrappa S/o Holibasappa Benni

 

Channappa S/o Bheemappa Mallapur

 

Ashok S/o Channappa Mallapur

Since dead rep. by his LRs.

 

Shantavva W/o Ashok Mallapur

 

Shridhar S/o Ashok Mallapur

 

Shilappa S/o Ashok Mallapur

 

Manikant Ashok Mallapur

 

Shekhargouda S/o Shivanagouda Huchnagoudra

 

 

All Complainants Major Occ: Agril,

R/o Jagapur & Hunasikatti Tq:Naragund Dist: Gadag.

 

(Rep. by Sri.R.V.Kumar, Adv.)

V/s

Respondents    :-

 

 

 

 

 

1.





 

2.

 

 

 

 

 

3.

The Managing Director,

Indian Agricultural Insurance Company,

Regional Office, Shankarnarayan Building, No.25, M.G.Road, Bangalore – 560 001.

 

(Rep. by Sri.K.V. Kerur, Advocate)

 

The Government of Karnataka,

Through its District Commissioner,

Gadag District, Gadag

 

 (Rep. by DGP, Gadag)

 

The Manager,

Vyavasaya Seva Sahakari Bank,

R/o: Jagapur, Tq: Naragund Dist: Gadag.

      

      (Absent)

 

JUDGEMENT

JUDGEMENT DELIVERED BY SRI. D.Y. BASAPUR, PRESIDENT

          The complainants have filed the complaint U/Sec.12 of the Consumer Protection Act, 1986 for recovery crop insurance sum of Rs.1,32,200/- with interest @ 18% p.a, Rs.5,000/- towards mental agony and Rs.2,000/- towards cost.

          

 

          1.  The brief facts of the complaint are as under:

          Complainants are resident of Jagapur and Hunasikatti village of Naragund Taluk Dist:Gadag.  They had sown Wheat for the year 2004-05 in Rabi season and paid the premium amount as shown in the schedule through OP No.3. Due to shortage of rain, complainants have suffered loss.  Inspite of repeated request to Ops, they did not settle the claim.  So, Ops have committed the deficiency of service.  Hence, filed this complaint.

          2.       In pursuance of issuance of notice, OP No.1 appeared through counsel, OP No.2 appeared through DGP and Op No.3 remained absent. Op No.1 & 2  filed written version. 

          3.       The brief facts of written version filed by OP No.1 are as under:

          OP No.1 denied the various allegations and contended that, complainants have claimed for the loss of their crop Wheat for  the year 2004-05 in Rabi season.   As per the yield data furnished by the Director of Economics and Statistics, there was no shortfall. Hence, claim is not settled.  So, there is no deficiency of service. Hence, prays for dismissal of the complaint.

          4. The brief facts of  written version filed by OP No.2 are as under:

          OP No.2 denied the various allegations and contended that, complainants have claimed for the loss of their crop for the Rabi season 2004-05.  Complainants are not a consumer; this Op has only supervising power over the other Ops.  So, there is no deficiency of service. Hence, prays for dismissal of the complaint.

          5. After hearing, my predecessor passed common judgment on 02.03.2009, complaint is partly allowed and awarded compensation.  OP No.1 has challenged the judgment in Appeal No.1976/2009 before the Hon’ble Karnataka State Consumer Disputes    Redressal   Commission,   Bangalore,   the   same   came  to  be dismissed. OP No.1 preferred R.P. No.2393-2394/08 before Hon’ble National Consumer Disputes Redressal Commission, New Delhi, the same came to be allowed and remanded for fresh disposal.

 

          6.       After receipt of the records, notices were issued to the parties.  After hearing, my predecessor again passed common judgment on 27.05.2010 and awarded compensation.  Being aggrieved by the judgment, OP No.1 has again preferred an appeal in Appeal No.2666/10 before the Hon’ble State Consumer Disputes Redressal Commission, Bangalore and the same came to be allowed on 28.10.2010 and remanded for fresh disposal.

          7.       After receipt of the records, notices were issued to the parties.  After hearing, my predecessor again passed common judgment on 06.01.2016 and awarded compensation.  Being aggrieved by the judgment, OP No.1 has again preferred an appeal in Appeal No.503/16 before the Hon’ble State Consumer Disputes Redressal Commission, Bangalore and the same came to be allowed on 03.02.2020 and remanded for fresh disposal.

          8. After receipt of the records, notices were issued to the parties. Complainant. No.1,3,5 to 16,18 & OPs.  Complainant No.4, 5, 8 and 17 are dead and LRs brought on record.  Complainant No.1, 2, 3,11,13,16,4(a),5(b),6,7,8(b),9,10,14,15, and 17(a) are filed affidavit evidence and examined as PW-1 to PW-16 and got marked documents as Ex.C-1 to Ex.C-23.  DGP appeared and filed M/A and written version for Op No.2. KVK Adv. filed power for OP No.1. OP No.3 remained absent.   Ops have not chosen to file affidavit evidence.

9.       OP No.1 filed written arguments. Counsel for complainant argued.
No argument advanced by Ops.

          10.     The points for consideration to us are as under:

  1. Whether the complainants and LRs are prove that, there is a deficiency of  service committed by the OPs?

 

  1. Whether the complainants and LRs are prove that, they are  entitled for relief?

 

  1. What Order?

      

 

 

    

     11.     Our findings on the above points are as under:

               Point No. 1:  Negative.

               Point No. 2:  Negative

               Point No. 3:  As per the final Order

R E A S O N S

              12.   Point No.1 & 2:- The points are taken together to avoid the repetition of facts.

            13.   On careful perusal of the materials placed before us, case remanded for fresh disposal with a direction take affidavit evidence of all complainants. PW-1 to PW-16 filed affidavit and reiterated the contents of complaint. PW-1 to  PW-16    have stated that, complainants are resident of Jagapur and Hunasikatti village of Naragund Taluk Dist:Gadag.  They had sown Wheat for the year 2004-05 in Rabi season and paid the premium amount as shown in the schedule through OP No.3. Due to shortage of rain, complainants have suffered loss.  Inspite of repeated request to Ops, they did not settle the claim.  So, Ops have committed the deficiency of service.

14. Ex.C-1 to Ex.C-23  RTCs  reveal that complaint are owner of the their respective lands.  Main contention of Op No.1 is that there was a no shortfall as per yield data report issued by statistical department. In the written version filed by Op No.1 of Naragund  Hobli for wheat(RF) shown the Threshold yield is 12, Assessed yield 611 and shortfall NIL, for the year 2004-05 for Rabi season. So, there is no shortfall. 

15. Even no cause of action arose to file this complaint as there is no deficiency of service committed by Ops. Complainants claiming compensation for the loss of crops for the year 2004-05 and complaint filed after 3 years in the year 2008. Even complaint is barred by limitation. Without proving the case with affidavit evidence and documents, complainants are not entitled the relief. Mere, allegation made in the complaint without producing documentary evidence to show that there is a shortfall, they cannot  be entitled the reliefs.

          16.     For the above, complainants have failed to prove that OPs have committed deficiency of service and they are entitled for the relief.   Accordingly, we answer Point No.1 and 2 in Negative.         

             17.  POINT No.. 3: In the result, we pass the following:

//O R D E R//

              The complaint filed U/Sec.12 of the Consumer Protection Act, 1986 is dismissed.No order as to costs.

 

                      

Office is directed to send the copies of this order to the parties free of cost.

            (Dictated to the Stenographer, transcribed by him, corrected and then pronounced by me in the Open Court on this 28th  day of November- 2022)

           

           (Shri Raju N. Metri)                                             (Shri. D.Y. Basapur)  

                MEMBER                                                          PRESIDENT             

 

-: ANNEXURE :-

EVIDENCE ON BEHALF OF COMPLAINANT/S:

PW-1 : Gulanagouda S/o Gadigeppagouda Fakiragoudra

PW-2 : Basanagouda S/o Gulangouda Fakiragouda

PW-3 : Shivappa S/o Basavantappa Laddi

PW-4 : Chandangouda S/o Fakirappa Gouda Jadiyappa Goudra

PW-5 : Lakshamappa S/o Hanamappa Talawar

PW-6 : Channappa S/o Bheemappa Mallapur

PW-7 : Basappa S/o Kallappa Bandagar

PW-8: Kenchappa  S/o Basappa  Kuri

PW-9 : Kenchappa S/o Basappa Kuri

PW-10: Pundaleekappa S/o Bassappa Kuri

PW-11: Kenchappa S/o Basappa Kuri

PW-12: Mallikarjun S/o Basappa Kuri

 

PW-13: Fakirappa S/o Basappa Kuri

PW-14: Desaigouda S/o Basanagouda Patil

PW-15: Shivarudrappa S/o Holibasappa Benni

PW-16: Shantavva W/o Ashok Mallapur

 

 

 

 

 

 

 

 

 

 

 

 

 

DOCUMENTS ON BEHALF OF COMPLAINANT/S

Ex.C-1to 23: RTCs

 

EVIDENCE ON BEHALF OF OPs:

        NIL

DOCUMENTS ON BEHALF OF OPs:

         NIL

 

 

 

 

 

 

          (Shri Raju N. Metri)                                              (Shri. D.Y. Basapur)  

                MEMBER                                                            PRESIDENT             

 

 

 

 
 
[HON'BLE MR. D.Y Basapur]
PRESIDENT
 
 
[HON'BLE MR. Sri Raju Namadev Metri]
MEMBER
 

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