C.C. No.280/2023

Allam Khan,

S/o. Jay Entual Khan,

At- Azad Nagar,

(Near Convent School) Joda,

P.O./P.S.- Joda, Dist.- Keonjhar,

At Present- At/P.O./P.S.- Kujanga,

Dist.- Jagatsinghpur.                                                 …………. Complainant  

                                (Versus)

1. The Manager, Indusind Bank Ltd.

Keonjhar Town Branch,

At- Ground Floor, Plot No.590,

Pabitradiha, Kamargadia,

Keonjhar- 758001.

2. The Manager, Indusind Bank Ltd.

Bhubaneswar Branch, No.78,

Janpath, Kharvelanagar, Unit-III,

Bhubaneswar- 751001,

Dist.- Khurda.

3. The Manager, Consumer Finance Division,

Indusind Bank Ltd.,

Old No.115-118, New No.34,

G.N. Chetty Road, T. Nagar,

Chennai- 600017. …..… Opposite parties

For Complainant………..Mr. C. Mishra & Associates

For Opposite Parties………..Mr. U.C. Sethy & Associates

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                 JUDGMENT

            Agreement period shall be over on 21.5.2024. It is submitted by the counsel for opposite parties that the complainant is a defaulter and loan and there is no deficiency in service and also fairly submitted that if complainant shall pay the entire dues on or before 21.5.2024 then 50% of overdue interest/additional interest shall be deducted by opposite parties. The counsel for the complainant submitted that he will try to clear.

            We find no merit in the consumer complaint as there is no deficiency in service and relationship between complainant and opposite parties is that of Debtor and Creditor. But taking into consideration of the aforesaid fact, we direct that if complainant pays the entire dues on or before 21.5.2024, then 50% of ODI shall be deducted by opposite parties. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.   

            Pronounced in the open Commission on this 5^th April,2024.