Karnataka

Belgaum

CC/81/2017

Shri. Anant S/o. Narayan Patil - Complainant(s)

Versus

The Manager/ Secretary - Opp.Party(s)

G.B.Khandagale

06 Jun 2017

ORDER

IN THE DIST.CONSUMER DISPUTES REDRESSAL FORUM BELAGAVI.

Dated this 6 June 2017

1. Complaint No. 81/2017
2. Complaint No. 82/2017
3. Complaint No. 83/2017

 

Present:            1) Shri. B.V.Gudli,                     President

                        2) Smt. Sunita,                          Member

-***-

Complainant/s:

                             Sri.Anant s/o.Narayan Patil,

                             Age: 63 years, Occ: Business,

                             R/o: Plot No.116, Sector No.2,

Shiva Basav Nagar, Belagavi

                                                C.C. No.81/2017, 82/2017, 83/2017

 

                             (By Sri. G.B.Khandagale, Advocate)

 

                                                          V/s.

 

Opponent/s:       The Manager/ Secretary,

                             Shree Aashraya Souhard Credit Society Ltd.,

                             RPD Cross, CTS No.11, Aashraya Empire,

                             Tilakwadi, Belagavi.

         

                             (Exparte)

 

 

(Order dictated by Shri. B.V.Gudli, President)

 

 

COMMON ORDER

            I. Though the complainant is same, his grievances, allegations and the facts pleaded are same except the details of the deposits by the complainant.  In all the cases the opponent is same, as shown in the cause title. Hence for convenience all the cases are disposed of by the common order.

          II. Since there are 3 cases and same complainant is there having same addresses and particulars of his deposits being different, for brevity and also for clarity and to avoid confusion, names of the parties of the particular case only will be shown in the cause title and the details of the deposits will be shown separately in the table.

          1) The relevant facts of the cases are that the complainant has filed these complaints u/s. 12 of the Consumer Protection Act 1986 against the O.P. alleging deficiency in banking service of non refund of the matured fixed deposits.

          2) Inspite of service of notice O.P remained absent. Hence placed exparte.

          3) In support of the claim in the complaints, complainant  has filed affidavit and original F.D.Rs. are produced by the complainant.  The complainant also filed written synopsis.

          4) We have heard the arguments and perused the records.

          5) Now the point for our consideration is that whether the complainant/s has proved deficiency in service on the part of the O.P. and entitled to the reliefs sought?

          6) Our finding on the point is partly in affirmative, for the following reasons.

:: R E A S O N S ::

7) On the perusal contents of the complaint/s and affidavit filed by the complainant, the complainant has deposited his amount in OP souhard as detailed below:

Sl. No.	Complaint No.	F.D.R./ SB A/c. No.	Amount Deposited	Date of Deposits	Date of maturity/ Renewal	Maturity Amount/ claimed
1	2	3	4	5	6	7
1	81/2017	293/52	30,000	30.03.12	30.03.14	37,969
2		294/52	30,000	30.03.12	30.03.14	37,969
3		295/52	40,000	30.03.12	30.03.14	50,625
1	82/2017	1423/38	17,000	22.02.11	22.02.14	23,342
2		1424/38	17,000	22.02.11	22.02.14	23,342
3		1425/38	16,000	22.02.11	22.02.14	21,968
1	83/2017	1546/38	18,000	15.07.11	15.04.14	24,083
2		1547/38	18,000	15.07.11	15.04.14	24,083
3		1548/38	18,000	15.07.11	15.04.14	24,083
4		1549/38	18,000	15.07.11	15.04.14	24,083
5		1550/38	18,000	15.07.11	15.04.14	24,083
6		1551/38	10,000	15.07.11	15.04.14	13,379

 

          8)       After maturity of said F.D.Rs. the complainant approached the office of the opponent and requested the opponent to return the matured F.D.R/s amount, inspite of that opponent went on postponing the same by assigning one or other reasons. The complainant/s further allege that the complainant issued legal notice to OP demanding for refund of the aforesaid matured FDRs amount. The said notice was returned by postal department with an endorsement “No Manager in this office return to sender”. Hence opponent committed deficiency in service as contemplated under the provision of the consumer protection act 1986.

9) On perusal evidence affidavit of the complainant, the complainant produced original FD Receipts, they are in the name of complainant.         Inspite of service of notice O.P remained absent. Hence placed exparte. It is well settled legal position that non payment of the amount deposited, amounts to deficiency in service.

10) Taking into consideration of the facts, evidence on record and the discussion made here before deficiency in service on the part of the O.P. has been proved.

          11) Accordingly, following

ORDER

          The complaint/s are partly allowed.

          The Opponent as shown in the cause title is hereby   directed and liable to pay to the complainant as order below;

Sl. No.	Complaint No.	F.D.R./ SB A/c. No.	Amount Deposited	Date of Deposits	Date of maturity/ Renewal	Maturity Amount/ claimed
1	2	3	4	5	6	7
1	81/2017	293/52	30,000	30.03.12	30.03.14	37,969
2		294/52	30,000	30.03.12	30.03.14	37,969
3		295/52	40,000	30.03.12	30.03.14	50,625
1	82/2017	1423/38	17,000	22.02.11	22.02.14	23,342
2		1424/38	17,000	22.02.11	22.02.14	23,342
3		1425/38	16,000	22.02.11	22.02.14	21,968
1	83/2017	1546/38	18,000	15.07.11	15.04.14	24,083
2		1547/38	18,000	15.07.11	15.04.14	24,083
3		1548/38	18,000	15.07.11	15.04.14	24,083
4		1549/38	18,000	15.07.11	15.04.14	24,083
5		1550/38	18,000	15.07.11	15.04.14	24,083
6		1551/38	10,000	15.07.11	15.04.14	13,379

 

 

The matured F.D.Rs. amount mentioned in column No.7 with future interest at the rate of 9% p.a. from the date of maturity, as mentioned in column No.6 till realization of the entire amount.

 

          The Opponent is liable to pay to the complainant a sum of Rs.3,000/- in each case towards costs of the proceedings.

         The Order shall be complied within 30 days from the date of the order.

The original order shall be kept in complaint No.81/2017 and the true copy in other clubbed cases.

 

         (Order dictated, corrected and then pronounced in the open Forum on this 6 June 2017)

 

 

 

 

MSR