Order No. 2   dt.  02/08/2019

Complainant filed this case against the o.p. stating inter alia that he obtained house building loan from the o.p. no.1. He paid the entire loan amount and subsequently he also paid insurance premium in respect of the said building which was covered under the insurance. After the payment of the entire loan amount o.p. has not refunded the policy cancelled due to  loan cancellation. The complainant has filed several documents including email correspondence made with the bank wherefrom it appears that Chief Relation Manager had informed the complainant that the policy no. 4001175096 (policy cancellation due to loan cancellation) and the amount was refunded to loan account of the complainant on 01/11/2018 amounting to Rs.72,560/. It appears from the said document that disputed amount claimed by the complainant has already been credited in the loan account of the complainant, thereby we hold that grievance raised by the complainant has got no basis and the petition of complaint filed by the complainant is not maintainable. Accordingly, the same is dismissed in limini.