Karnataka

StateCommission

CC/60/2023

SRI.RAKSHITH K.B. - Complainant(s)

Versus

THE MANAGER CANARA HSBC LIFE INSURANCE CO.LTD, - Opp.Party(s)

M.C.RAMESH

29 May 2023

ORDER

KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION
BASAVA BHAVAN, BANGALORE.
 
Complaint Case No. CC/60/2023
( Date of Filing : 23 May 2023 )
 
1. SRI.RAKSHITH K.B.
S/O.SRI.BASAVARAJU,AGED ABOUT 32 YEARS, PERMANENTLY R/AT 104, UNIVERSITY BOARD COLONY, CHAMARAJANAGAR TOWN-571313 PRESENTLY R/AT SAMBHRAMA, 174,6TH C MAIN RAOD, RAMAKRISHN NAGARA, DATTAGALLI, MYSURU-5
MYSURU
KARNATAKA
...........Complainant(s)
Versus
1. THE MANAGER CANARA HSBC LIFE INSURANCE CO.LTD,
2ND FLOOR, NO.L35/A, MYSORE TRADE CENTER, ABOVE BHIMA JEWELS, OPP. KSRTC BUS STAND, B.N. ROAD, MYSORE 01
MYSURU
KARNATAKA
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Ravishankar PRESIDING MEMBER
 HON'BLE MRS. Smt.Sunita Channabasappa Bagewadi MEMBER
 
PRESENT:
 
Dated : 29 May 2023
Final Order / Judgement

29.05.2023

ORDER ON ADMISSION

Mr. RAVISHANKAR, JUDICIAL MEMBER

Heard advocate for complainant on admission. 

2.      On perusal of the complaint and documents, we noticed that the complainant has paid one time premium amount of Rs.4,21,643=31 to the Opposite Party insurance company.  Hence, the pecuniary jurisdiction of the complaint is lies before the District Commission as per the provisions of Consumer Protection Act, 2019. 

3.      In this regard, it is appropriate to refer a Order dt.28.08.2020 passed in Consumer Case No.833/2022 of Hon'ble National Consumer Disputes Redressal Commission in the matter between M/s Pyaridevi Chabiraj Steels Pvt. Ltd., v/s National Insurance Company Ltd., & 3 others wherein it is held as under;

 “The pecuniary jurisdiction of the District Commission, State Commission or National Commission, the value of the goods or services paid as consideration alone has to be taken and not the value of the goods or services purchased/ taken.  Therefore, we are of the view that the provision of Section 58(1)(a)(i) of the Act of 2019 are very clear and does not call for any two interpretations”.

 

4.      Hence, the complaint is hereby returned to the complainant along with documents with liberty to file the same before the District Commission.  The Court Fee paid before this Commission is sufficient to file the complaint before the District Commission.

 

                Sd/-                                             Sd/-

(Sunita .C. Bagewadi)                      (Ravishankar)       

Member                               Judicial Member                                               

KCS*                                                        

 
 
[HON'BLE MR. Ravishankar]
PRESIDING MEMBER
 
 
[HON'BLE MRS. Smt.Sunita Channabasappa Bagewadi]
MEMBER
 

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