KERALA STATE CONSUMER DISPUTES REDRESSAL COMMISSION VAZHUTHACAD, THIRUVANANTHAPURAM

APPEAL NO. 388/2006

JUDGMENT DATED: 17.8.2010

PRESENT

JUSTICE SRI.K.R.UDAYABHANU                   : PRESIDENT

SRI.M.K.ABDULLA SONA                       : MEMBER

M/s Krishna Medicals,                               : APPELLANT

4/66, Court Road,

Palakkad, rep. by its Managing Partner

P.Rajasekharan, S/o E.K.Menon.

(By Adv. R.S.Kalkura)        

               Vs.

The Divisional Manager,                           : RESPONDENT

New India Assurance Co.Ltd.,

Palakkad Division Office,

P.B.No.43, PDC Bank Building,

HPO Road, Sulthanpet, Palakkad.

(By Adv.N.S.Mohamed Usman)

JUDGMENT

JUSTICE SRI.K.R.UDAYABHANU                   : PRESIDENT

The appellant is the complainant in OP.176/03 in the file of CDRF, Palakkad.  The matter relates to the inadequacy of the insurance amount allowed by the opposite party.  The Forum has dismissed the complaint on ground that the complainant had availed services of the opposite party for commercial purposes.  Evidently the above finding is absolutely incorrect (Harsolia Motors  vs National Insurance Co.Ltd. 1 (2005) CPJ  27 NC).  Hence the order of the Forum in this regard is set aside.  The Forum is directed to consider the case of  the complainant with respect to the enhanced insurance claim and dispose of the matter on merits after permitting both sides to adduce evidence.

 2. The Forum will issue notice to the complainant.  The matter stands posted before the Forum on 21.10.2010.

Office will forward the copy of this order to the Forum urgently.

          JUSTICE SRI.K.R.UDAYABHANU                   : PRESIDENT

          SRI.M.K.ABDULLA SONA                       : MEMBER

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