Hence,

O     R     D      E      R      E        D

                That the Consumer complaint is allowed on contest against O.P. no.1-3 with cost assessed Rs. 1,000/- and dismissed against O.P. No.4, G.T.F.S., without cost.

                That the complainant shall get an award of compensation of Rs. 1,50,000/- in terms of JPA policy No. 4751220001799 / E – 4730933 dated 23-08-2000 on account of his permanent disablement to the extent of 70%.

                That the complainant also get an award of compensation of Rs. 5,000/- for harassment and mental agony.

                That the O.P. Insurance company are directed to pay the aforesaid amount to the complainant within 30 days hereof in default the said amount shall bear interest @ 12% p.a till payment/recovery.

                That the O.P.s no 1,2, & 3 are jointly and severally liable to carry out of the order.

                Let certified copies of the order be supplied to the parties, free of cost.