Sri Susant Jhodia filed a consumer case on 22 Mar 2018 against The Chief Executive Managing Director, Micro Leasing and Founding Ltd., in the Rayagada Consumer Court. The case no is CC/17/2016 and the judgment uploaded on 02 May 2018.
DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, RAYAGADA,
STATE: ODISHA.
C.C. Case No. 17/ 2016. Date. 22 . 3 . 2018.
P R E S E N T .
Dr. Aswini Kumar Mohapatra, President
Sri GadadharaSahu, Member.
Smt.PadmalayaMishra,. Member
Sri Susant Jhodia, S/O:Late Sasi Jhodia, At:Jhodia, Po:Tikiri, Dist:Rayagada, State: Odisha. Cell No. 07077252393. …….Complainant
Vrs.
…Opposite parties.
For the Complainant:- Self.
For the O.Ps:- Set exparte
.
JUDGMENT
The present disputes emerges out of the grievance raised in the complaint petition filed by the above named complainant alleging deficiency in service against afore mentioned O.Ps for non refund of R.D.Maturity amount. The brief facts of the case are summarized here under.
That the complainant had opened a Recurring Deposit Scheme in Micro Leasing and Founding Ltd. Bearing policy No.117020003278 and deposited Rs.900.00 per month for the period from February, 2013 to January,2014 total 12 months. The brother of the complainant Sri Gupta Jhodia had also deposited Rs.1,500/- per month for period from October,2013 to January,2014. Now the Tikiri branch office had abolished. But the approaches of the complainant became futile and not heard the grievance of the complainant. Hence this case. The complainant prays the forum direct the O.Ps to refund maturity amounts of 2(two) policies with up to date interest and such other relief as the hon’ble forum deems fit and proper for the best interest of justice.
On being noticed the O.Ps neither entering in to appear before the forum nor filed their written version inspite of more than 18 adjournments has been given to them. Complainant consequently filed his memo and prayer to set exparte of the O.Ps. Observing lapses of around 2 years for which the objectives of the legislature of the C.P. Act going to be destroyed to the prejudice of the interest of the complainant. Hence after hearing the counsel for the complainant set the case exparte against the O.Ps. The action of the O.Ps is against the principles of natural justice as envisaged under section 13(2) (b)(ii) of the Act. Hence the O.P. set exparte as the statutory period for filing of written version was over to close the case with in the time frame permitted by the C.P. Act.
We therefore proceed to dispose of the case, on its merit. We perused the complaint petition and the document filed by the complainant.
FINDINGS.
For determination of this case the point is to be answered.
Whether there is any deficiency in service on the part of the opposite parties, if so can the complainant entitle for the reliefs prayed for?
From the documents filed by the complainant it reveals that the complainants had deposited amount in the above organization. In support of deposit of money in different dates the Complainant is filed deposit slip which are marked as Annexure-I, II, III, IV in policy No. 117-020003278. In another policy No. 134-020007254 deposit slip which are marked as Annexure-I, II. Thus, it is clear that the complainants had paid amounts to the OPs. After that they have made several demands to repay the said deposit amounts on maturity, but the opposite parties kept silent. Moreover, there is no denial by the opposite parties regarding the deposits made by the complainants. As per the document it is clear that the opposite parties collected so much amount from the public not only from the complainant and the public and these acts of the opposite parties clearly shows their attitude and deficiency in service, hence, the opposite parties have to refunded maturity amounts to the complainants with 9% p.a. interest from the date of respective maturity till the date of realisation.
The complainants with a hope invested amount with the opposite parties, but because of the acts of the opposite parties, the complainant deprived of to get back his matured amounts and they have moved around the offices of the opposite parties and because of the acts of the opposite parties, they have suffered financially and mentally. Hence, to compensate we allow Rs.5,000/- towards compensation besides costs of Rs.1,000/- Accordingly, this point is answered.
To meet the ends of justice the following order is passed.
] ORDER.
In resultant, the complaint stands allowed in part, on exparte.
The O.Ps ordered to pay the deposited amounts as recorded in the Acknowledgement slip issued by the O.Ps in favour of the complainant and in the name of his brother Sri Gupta Jhodia bearing policy Nos. 117-020003278 Policy No. 134-020007254 respectively along with interest @ Rs. 9% per annum from the date of respective deposit till realization. The opposite parties are further directed to pay Rs.3,000/- towards compensation besides costs of Rs.1,000/-. The above order is to be complied within 60 days from the date of receipt of this order. Service the copies of the order to the parties free of cost.
Dictated and corrected by me.
Pronounced in the open Forum today on this the 22nd. day of , March, 2018 .
Member Member. President
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