Kerala

Kasaragod

CC/13/143

Mrs.Jayalakshmi - Complainant(s)

Versus

The Branch Manager - Opp.Party(s)

Adv.Anantharaman.P

28 Oct 2014

ORDER

order
order
 
Complaint Case No. CC/13/143
 
1. Mrs.Jayalakshmi
W/o Late Shivappa Naik, R/at Pilikudlu House, po.Nekraj
Kasaragod
Kerala
...........Complainant(s)
Versus
1. The Branch Manager
Vijaya Bank, Chattanchal Branch, Po.Thekkil
Kasaragod
Kerala
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MRS. P.RAMADEVI PRESIDENT
 HONABLE MRS. Beena.K.G. MEMBER
 HON'BLE MRS. Shiba.M.Samuel MEMBER
 
For the Complainant:
For the Opp. Party:
ORDER

D.o.F:22/05/2013

D.o.O:28/10/2014

IN THE CONSUMER DISPUTES REDRESSAL FORUM, KASARAGOD

                                          CC.NO.143/13

                  Dated this, the 28th    day of October 2014

 

PRESENT:

SMT.P.RAMADEVI            : PRESIDENT

SMT.BEENA K.G               : MEMBER

SMT.SHIBA.M.SAMUEL    : MEMBER

Mrs.Jayalakshmi, W/o late Shivappa Naik,

R/at Pilikudlu House, Po. Nekraje, Kasaragod.                       : Complainant

(Adv.Anantharama.P)

 

1.The Branch Manager, Vijaya Bank,

Chattanchal Branch, Po.Thekkil,Kasaragod. Dt.                        : Opposite parties

(Adv.K.N.Shetty)

2. Sumathi Naik, W/o late Shivappa Naik,

3.Pushparaj,

4.Manjunath

 5.Poonam, Ops 2 to 5 are

R/at Devika House, Alape, Kembar, Padil,Mangalore.

 

                                                            ORDER

 

SMT.P.RAMADEVI      : PRESIDENT

 

 The brief facts of the complaint is as follows:

  That the complainant is  widow of Shivappa Naik and  Shivappa Naik was an employee of Ist opposite party and   Ist opposite party alleging that  Shivappa Naik   had availed a loan  from  the Ist opposite party and  loan amount with interest is adjusted from the account of the complainant.  According to the complainant  shivappa Naik died on 9/5/2009 leaving behind the complainant and her two children who are still minor.  After the death of  shivappa Naik when the complainant had to   make arrangements  to get the death benefits one Sumathi Naik claims to be  one of the wives  and  one Pushparaj, Manjunath and Poonam are alleged to be the children of shivappa Naik and  filed petition under Sec.372 of  Indian Succession Act as  per Sec No.3/2011 before the Principal Senior Civil Judge at Mangalore by making the complainant as one of the respondents and the said dispute was  settled in the said  court and joint memo was filed by the petitioner and respondents and agreed to  give the PF account and gratuity amount to the complainant and in total Rs.5,18,130/- due from Vijaya Bank in which Shivappa Naik was working.  On the basis of the joint memo the Principal Senior Civil Judge passed an  order in terms of the compromise petition.  On production of the said order Ist opposite party agreed  to release the entire amount in favour of the complainant and transferred the said  amount to the complainant’s  SB account in the very  same bank.  From that amount Rs.1,56,188/-  has been deducted by Ist opposite  and adjusted to close the loan account.  Subsequently  she came to know that her husband Shivappa Naik availed a housing loan by depositing title deeds of the  property.  Then the complainant  demanded to return the title deeds of the property.  But the Ist opposite party was not ready to return back the title deeds to the complainant.  Hence this complaint  is filed for necessary relief.

  Ist opposite party served notice and filed their version stating that  he is  ready and willing to return the title deeds of the  property deposited by Sivappa Naik to his legal heirs only on condition that all legal heirs appear before the bank and to authorize one among them  to collect the title deeds from the bank.  Ist opposite party contended  that the other legal heirs of  late shivappa Naik are necessary parties to this complaint.

  As per the contentions of Ist opposite party , opposite parties 2 to 5 are subsequently impleaded and they appeared through  counsel and filed their version.  According to opposite parties 2 to 5 they are also co-owners and co-sharers in  respect of the properties left behind by late Shivappa Naik and therefore they are also entitled  for the custody of the title deeds and the title  deed to be returned to the opposite parties Nos.2 to 5.

  After filing the version the  case was considered in the adalath.  But the opposite parties 2 to 5  were absent.  Subsequently the complaint was posted for hearing the opposite parties 2 to 5 were absent.  Heard the counsel for complainant and Ist opposite party.  When the case was posted for hearing the Ist opposite party produced the subject matter of the complainant i.e the  title deed  and other documents before the Forum.

   We  heard the counsel for both the complainant and Ist opposite party.  After hearing the counsel for both sides we  are of the opinion that this Forum is not a proper Forum to decide the right of the property.  But considering the nature of the case the interference of the Forum is necessary.  Hence we are of the view that  the  custody  of the title deed will  not get the  entire right over the property.  If one of the legal heirs of  late Shivappa Naik  keep the title deed the other legal heirs will not loose their right over the property.  Moreover  all  legal heirs cannot   take custody of the documents.  Here the Ist opposite party released the  amount from the  account of the complainant and adjusted the loan amount of late Shivappa Naik.  Considering all those aspects we are of the opinion  that complainant can keep the documents in her custody for and on behalf of all the legal heirs of late Shivappa.  Now the documents involved in this complaint are before the Forum.  Hence we direct the office to give the original title deed with other documents to the  complainant after getting a certified copy of the  same and  office is further  directed to give the certified copy  so obtained  to the opposite parties 2 to 5.  The office is directed to comply the above order only after 30 days of receipt of  the copy of order by both parties.   Hence the  complaint is closed accordingly without cost.

Sd/                                                                                  Sd/                                                          Sd/

MEMBER                                    MEMBER                             PRESIDENT

eva                                                     /Forwarded by Order/

                                                         SENIOR SUPERINTENDENT

 
 
[HON'BLE MRS. P.RAMADEVI]
PRESIDENT
 
[HONABLE MRS. Beena.K.G.]
MEMBER
 
[HON'BLE MRS. Shiba.M.Samuel]
MEMBER

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