West Bengal

Howrah

CC/180/2020

SRI FALGUNI MUKHERJEE, - Complainant(s)

Versus

The Branch Manager, Punjab National Bank, - Opp.Party(s)

Alok Kr. Laha, Dr. Kuhumita Laha, Raju Rabi Das, Osi Ranjan Dutta,

25 Sep 2020

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION HOWRAH
20, Round Tank Lane, Howrah 711 101.
Office (033) 2638 0892, 0512 Confonet (033) 2638 0512 Fax (033) 2638 0892
 
Complaint Case No. CC/180/2020
( Date of Filing : 14 Sep 2020 )
 
1. SRI FALGUNI MUKHERJEE,
Proprietor of M/S Mukherjee Suppliers, Son of late Saroj Kumar Mukherjee, present residing North Mouri Mukherjee Para, P.O. Andul Mouri, P.S. Domjur, Dist Howrah 711302 Permanent residing Nalda, Koley Para, P.O. Polgusti P.S. Jagatballavpur, Howrah 711414
...........Complainant(s)
Versus
1. The Branch Manager, Punjab National Bank,
earlier United Bank of India, since merged Gouripur Branch (a Banking Gorporation under the Banking Corporation Act, Carrying on its bsiness within the vicintiy of maju P.O. Polgustia, P.S. Jagatballavpur Howrah 711 414 Mr. Abhishek Pandey Branch Manager,
2. Deputy General Manager, United Bank of India,
since merged with Punjab National Bank, Head office at 11, Hemanta Basu Sarani, Kolkata 700 001 P.S. Hemstreet,
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MS. SMT. KRISHNA PODDAR PRESIDENT
 HON'BLE MR. Ramendra Sundar Chattopadhyay MEMBER
 
PRESENT:Alok Kr. Laha, Dr. Kuhumita Laha, Raju Rabi Das, Osi Ranjan Dutta,, Advocate for the Complainant 1
 
Dated : 25 Sep 2020
Final Order / Judgement

Order No.  2                                                Date 25/09/2020

          Today is fixed for admission hearing.

          The complainant files hazira through Ld. Advocate. Heard the complaint through Ld. Advocate of complainant and also peruse the document annexed thereto.

          The plea of complainant’s Ld. Advocate that the bank was negligent in respect of not sanctioning loans as per extant guidelines. However, it is pertinent to note that commission has no authority to instruct the bank in respect of sanctioning of loans/advances to its customers/borrowers. It is the absolute discretion of the bank based on the different rules and guidelines of the bank/R.B.I. etc.

          Hence the complaint case is rejected.

 

President                                                                 Member

 
 
[HON'BLE MS. SMT. KRISHNA PODDAR]
PRESIDENT
 
 
[HON'BLE MR. Ramendra Sundar Chattopadhyay]
MEMBER
 

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