West Bengal

Kolkata-I(North)

CC/436/2016

Ram Bahadur Paswan - Complainant(s)

Versus

The Branch Manager, ICICI Bank Ltd. and 2 others - Opp.Party(s)

05 Oct 2016

ORDER

Consumer Disputes Redressal Forum, Kolkata - I (North)
8B, Nelie Sengupta Sarani, 4th Floor, Kolkata-700087.
Web-site - confonet.nic.in
 
Complaint Case No. CC/436/2016
 
1. Ram Bahadur Paswan
Ram Bahadur Paswan, S/o Lt. Dhanpat, Paswa, 8 No. Survey Park, P.O. - Bandel Pin - 712123.
Hooghly
...........Complainant(s)
Versus
1. The Branch Manager, ICICI Bank Ltd. and 2 others
Mumbai Branch, Free Press House, 215, Nariman Point, Mumbai - 400021.
2. The General Manager, Corporate and Registered Office at ICICI Bank Towers
Bandra Kurla Complex, Mumbai - 400051.
3. The Deputy Manager, ICICI Bank
22, R. N. Mukherjee Road, P.S. - Hare Street, Kolkata - 700001.
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Sambhunath Chatterjee PRESIDENT
 HON'ABLE MR. Dr. Subir Kumar Chaudhuri MEMBER
 HON'BLE MRS. Samiksha Bhattacharya MEMBER
 
For the Complainant:
For the Opp. Party:
Dated : 05 Oct 2016
Final Order / Judgement

Order No.  2     dt. 05/10/2016

Heard the Ld. Lawyer for the complainant and perused the materials on record.

Complainant has stated that he availed of loan from the opposite party in the year of 2003 for an amount of Rs. 3,90,000/-.

But complainant had nether filed loan repayment schedule not filed any EMI Deposit statement.

Complainant filed only one receipt dt. 27/04/2009 towards payment of Rs. 5000/- under the head ‘EMI Overdue’. So it is evident from the receipt that complainant was defaulter.

In the course of submission, Ld. Lawyer submitted that the complainant paid total amount towards loan. But complainant failed to file the payment receipt towards EMI payment except the aforesaid receipt. Ld. Lawyer for the complainant failed to produce the necessary documents in support of his submission.

Moreover, if all the dues would have paid within 27/04/2009 complainant had to file the case within 27/04/2011 i.e. within the statuary period for his alleged grievance.

In view of the above, the present case is rejected in limini.

 
 
[HON'BLE MR. Sambhunath Chatterjee]
PRESIDENT
 
[HON'ABLE MR. Dr. Subir Kumar Chaudhuri]
MEMBER
 
[HON'BLE MRS. Samiksha Bhattacharya]
MEMBER

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