Order pronounced in the open court. In the result therefore, complaint of the complainant is therefore allowed exparte against  the Ops The Ops shall charge 12% interest against gold loan availed by the complainant and shall calculate total amount payable by the complainant towards liquidation of the loan account and then serve demand notice for the amount calculated to the complainant, thereafter on payment of the said amount, gold pledged shall be returned to the complainant. With the above stated directions the case is disposed of.