West Bengal

Siliguri

CC/28/2022

MR. SUBAL PAUL AND MR. PRAN KRISHNA PAUL - Complainant(s)

Versus

THE AREA MANAGER,LIC HOUSING FINANCE LTD. - Opp.Party(s)

BHASKAR RAI

28 Apr 2022

ORDER

District Consumer Disputes Redressal Forum, Siliguri
Kshudiram Basu Bipanan Kendra (2nd Floor)
H. C. Road, P.O. and P.S. Prodhan Nagar,
Dist. Darjeeling.
 
Complaint Case No. CC/28/2022
( Date of Filing : 13 Apr 2022 )
 
1. MR. SUBAL PAUL AND MR. PRAN KRISHNA PAUL
R/O SURYA SHIKHA SARANI,HAIDERPARA,SILIGURI,P.S-BHAKTINAGAR,P.O-HAIDERPARA,DIST-JALPAIGURI,PIN-734006.
...........Complainant(s)
Versus
1. THE AREA MANAGER,LIC HOUSING FINANCE LTD.
SILIGURI BRANCH,JEEVANDEEP BUILDING,P.S.-SILIGURI,P.O-SILIGURI,DIST-DARJEELING,PIN-734001.
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Sri Kanhaiya Prasad Shah PRESIDENT
 HON'BLE MR. RAJAN RAY MEMBER
 HON'BLE MRS. MALLIKA SAMADDER MEMBER
 
PRESENT:
 
Dated : 28 Apr 2022
Final Order / Judgement

Complainant files Hazira through his Ld. Counsel.

 

Today has been fixed for admission hearing of the complaint as well as petition for interim relief.

 

The President is present through online hearing. Heard submissions of Ld. Counsel of the complainant. Considered.

 

It appears as alleged that complainant has availed Housing loan of Rs.6,00,000/- in the year 2005 for a term of 15 years. The EMI to be started from December, 2005 @ Rs. 5478/= The allegations are that as per term loan was to be closed in December, 2020 but O.P is still collecting EMI, as such there is deficiency in service and EMI should be closed.

 

It appears that loan interest was as per floating rate of interest. Further the payment receipt dated 08.02.2021 shows that outstanding loan due is Rs.2,87,154.02/=. Further the complainant has not furnished all payment receipts to controvert it.

 

So, there is no sufficient materials to grant any relief and to admit this consumer complaint for the allegations raised to attract the jurisdiction of this commission.

 

 

                             Hence, this consumer complaint is not admitted and rejected.

 

 

 

 
 
[HON'BLE MR. Sri Kanhaiya Prasad Shah]
PRESIDENT
 
 
[HON'BLE MR. RAJAN RAY]
MEMBER
 
 
[HON'BLE MRS. MALLIKA SAMADDER]
MEMBER
 

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