Heard learned counsel for the petitioner at admission stage. Brief facts of the case are that complainant mother paid premium of Rs.49,923/- on 17.10.2008 to take insurance policy from OP and complainant mother died on 26.10.2008 and complainant preferred claim which was repudiated by OP hence complainant filed complaint. Learned District Forum dismissed the complaint as complaint mother died before proposal was accepted and learned State Commission vide impugned order upheld the order passed by the District Forum. Learned counsel for the petitioner submitted that letter dated 02.02.2009 has not been written by the complainant and in such circumstances, complainant is entitled to get sum assured. Learned counsel for the complainant could not place any citation in support of contention that merely by depositing premium with the proposal form he is entitled to get sum assured even without acceptance of proposal form. It appears that there was no concluded agreement between the parties. In such circumstances, as complainant mother died before acceptance of proposal, the complainant is not entitled to get sum assured and learned State Commission has not committed any error in dismissing the appeal. Consequently, the revision petition filed by the petitioner is dismissed at admission stage with no order as to costs.