Orissa

Cuttak

CC/73/2015

Zeenat Parween - Complainant(s)

Versus

Subhasis Sen - Opp.Party(s)

R K Pattanaik

24 Aug 2017

ORDER

IN THE COURT OF THE DIST. CONSUMER DISPUTES REDRESSAL FORUM,CUTTACK.

C.C No.73/2015

 

Jeenat Parween,

At:Moonlight School Compound,

Sutahat,Dist:Cuttack-753001,Odisha.                                     .… Complainant.

 

Vrs.

1.        Subhasis Sen,

Kathagada Sahi,Red Mansion,

Choudhury Bazar,Cuttack.

 

2.        Branch Manager,

      The Can Fin Homes Ltd.,

      Plot No.2,Unit No.3,Behind Rama Mandir,

      Kharvela Nagar,Bhubaneswar.

 

3.      The Chairman-cum-Managing Director,

     Can Fin Homes Ltd.,

     Regd. Office No.29/1,

     Sir M.N.Krishna Rao Road,

     Basavanagudi.Bamgalore-560004.                                                            … Opp. Parties.

 

Present:               Sri Dhruba Charan Barik,President.

Sri Bichitrananda Tripathy, Member.

Smt. Sarmistha Nath, Member (W).

 

Date of filing:    27.07.2015

Date of Order:  24.08.2017

 

For the complainant  :    Sri R.K.Pattnaik,Adv. & Associates.

For the O.Ps.                :   None.

 

Smt. Sarmistha Nath,Member(W).

 

                The complainant has filed the complaint before this Forum against the O.ps for Redressal of her grievance under the Consumer Protection Act(1986) in terms of the prayer made in complaint petition.

1. The case of the complainant in short is that, in the year 2007 the O.P No.1, who is the agent of O.P NO.2 & 3 approached the complainant for opening of fix deposit account in Bhubaneswar branch of O.Ps 2 & 3.  Being allured with words of O.P.1, the complainant made a fixed deposit of Rs.1,48,294/- on 12.02.2003.  After the above said initial deposit, the O.Ps 2 & 3 issued fix deposit receipt indicating the date of maturity date of minimal as well as other terms and conditions.  The same was renewed by the O.Ps from time to time and the last renewal was done on 12.12.2005.  The maturity value of the said deposit was Rs.1,88,526/- as on 12.12.2007(Annexure-1).

As per the terms and conditions of the said cumulative deposit, the complainant shall renew the deposit on the date of maturity and in the event if the complainant fails to renew the deposit after the date of maturity, the O.Ps 2 & 3 shall immediately renew the fix deposit policy without prior approval of complainant.

After the date of maturity the complainant could not be able to renew the aforesaid fix deposit for 4 to 5 years after 12.12.2007 since she was ill and bedridden.  After recovery, the complainant approached the O.Ps for encashment of the fix deposit and released the deposited amount but the O.Ps did not respond so the complainant issued a notice on 23.05.2015 giving an ultimatum to O.Ps to pay the aforesaid money under the fixed deposit scheme.  Though the O.Ps 2 & 3 have received the notice but they preferred to remain silent. Copy of notice (Annexure-2).

Finding no other way, the complainant took shelter of this Hon’ble Forum.  She has prayed for direction to the O.Ps to pay the maturity value under the cumulative fixed deposit scheme with interest and  a sum of Rs.1,00,000/- as compensation towards mental agony and harassment along with cost of litigation worth Rs.10,000/-.

2. The O.Ps 1 & 3 did not appear and were set exparte and O.P No2 did not file written version.
3. We have heard the advocate for the complainant at length and perused documents and papers filed by the complainant.  It is found that the complainant has made deposit of Rs.1,67,258/- as on 12.12.2005 and O.Ps have issued cumulative deposit receipt in favour of the complainant (vide Annexure-1) which indicates the maturity value was Rs.1,88,526/- as on 12.12.2007 and the O.Ps have not paid the maturity value lying with them in spite of several requests made by complainant including the notice under(Annexure-2).

Basing on the facts and circumstances as stated above, the O.Ps are found deficient in rendering service which amounts to unfair trade practice by the O.Ps.

                                                                                EXPARTE ORDER

                 The O.Ps are directed to pay the maturity value of Rs.1,88,526/- only along with 10% interest per annum from the date of maturity i.e. from 12.12.2007 till date of final payment.  The O.Ps will also pay a further a sum of Rs.10,000/- towards cost of litigation  to the complainant within 45 days from the date of receipt of copy of this order.

Typed to dictation, corrected and pronounced by the Hon’ble Member in the Open Court on this the 24^th    day of July,2017  under the seal and signature of this Forum.

 

  ( Smt. Sarmistha Nath )

                         Member (W)                                                                                                                                                                                                                                                                                                                                                                                                   (Sri D.C.Barik)                                                                                                                                                                                                                                                                President                                                                                                                       (Sri B.N.Tripathy )

                                                                                                               Member