Andhra Pradesh

StateCommission

CC/83/09

Dr.M.Rajasekhan S/o late M.Adinarayana - Complainant(s)

Versus

State of A.P. Rep. by Chief Secretary, (Revenue Secretary), Hyderabad - Opp.Party(s)

Mr.G.Venkatesh

10 Nov 2010

ORDER

 
Complaint Case No. CC/83/09
 
1. Dr.M.Rajasekhan S/o late M.Adinarayana
R/o flat No.2, Venkatasaid Nest. H.no.8-3-945/A/12 and 13, nagarjuna Nagar, Ameerpet, hyderabad
...........Complainant(s)
Versus
1. State of A.P. Rep. by Chief Secretary, (Revenue Secretary), Hyderabad
R/o Hyderabad
............Opp.Party(s)
 
BEFORE: 
 HON'ABLE MS. M.SHREESHA PRESIDING MEMBER
 
PRESENT:
 
ORDER

BEFORE THE A.P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION

AT HYDERABAD.

 

C. C. 83/2009

 

Between:

1. Dr. M. Rajasekhar, S/o. Late M. Adinarayana

Retd. Dy. Civil Surgeon, Age:  62 years

Flat No. 2, Venkata Sai Nest

H.No. 8-3-945/A/12 & 13

Nagarjunanagar, Ameerpet

Hyderabad.

 

2. Smt. K. Srivani, W/o. M. Satish Babu

Age: 32 years,  House Wife,

Rep. by GPA  Dr. M. Rajasekhar

 

3.  M.  Sri Sarayu, D/o. M. Satish Babu

Minor Rep. by GPA  Dr. M. Rajasekhar

 

4.  M. Saketh, S/o. M. Satish Babu

Minor Rep. by GPA  Dr. M. Rajasekhar

R/o.  Flat No. 2, Venkata Sai Nest

H.No. 8-3-945/A/12 & 13

Nagarjuna Nagar, Ameerpet

Hyderabad.                                                           ***                         Complainants

                                                                   And

 

1)  The Chief Post Master General

A.P. Circle, Abids, Hyderabad.

 

2)   The Director, Postal Department

Rayalseema Zone, Kurnool

 

3)  The  District Postal Superintendent

Kadapa,  Kadapa District.                                                        

 

4)  The Post Master, Head Post Office

Kadapa.

 

5)  The Dist. Collector,

Kadapa District, Kadapa

 

6)  G. Malleswara Rao, Age: 45 years

D.No. 5/288, Fort Street

Kadapa

 

7)  B. Kanaka Satya, Age: 40 years

W/o.  G. Malleswara Rao

D.No. 5/288, Fort Street

Kadapa                                                       ***                         Opposite Parties

 

Counsel for the complainants :                   M/s. G. Venkatesh

Counsel for the  opposite Parties:                Mr.  V. Vinod Kumar (R1 to R4)

                                                                   Govt. Pleader (R5)

CORAM:

                          HON’BLE SRI JUSTICE D. APPA RAO, PRESIDENT     

&

                                            SMT. M. SHREESHA, MEMBER

                  

WEDNESDAY, THIS THE TENTH DAY OF  NOVEMBER  TWO THOUSAND TEN

 

Oral Order: (Per Hon’ble  Justice D. Appa Rao, President)

 

                                                          *****

 

 

 

1)                 This is a complaint filed against postal department and the Dist. Collector for refund of Rs.  14 lakhs being the value of investments made by the complainants, besides Rs. 1,40,000/- towards bonus, Rs. 10 lakhs towards damages and costs.

 

2)                 The case of the complainants through their GPA in brief is that complainant No. 1 is the father-in-law of complainant No. 2 and grand father of complainant Nos. 3 & 4 and he as their GPA holder filed the complaint they being residents of USA.    He being a retired Deputy Civil Surgeon intended the retirement benefits of Rs. 14 lakhs invested in Monthly Income Scheme (MIS) and Recurring Deposit (R.D) with the Post Master, HPO, Kadapa (OP4) as under:

 

STATEMENT OF M.I.S. ACCOUNT

S.No.

Name

MIS A/c

Rs.

A/c No.

Maturity date

 

 

Opened on

 

 

 

 

 

 

 

 

 

1

K. Srivani

28.02.2003

6,00,000/-

106286

28.02.2009

2

Dr. M. Rajasekhar

02.01.2006

2,00,000/-

112431

02.01.2012

3

M. Sri Sarayu

02.01.2006

3,00,000/-

112430

02.01.2012

4

M. Saketh

02.01.2006

3,00,000/-

112429

02.01.2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

STATEMENT OF  R.D.  ACCOUNT

S.No.

Name

R.D. A/c

Monthly

A/c No.

Maturity date

 

 

Opened on

instalment

 

 

 

 

 

from MIS to RD

 

 

 

 

 

 

 

 

1

K. Srivani

28.02.2003

4,500/-

16346

28.02.2008

 

 

 

 

Extended up to 28.02.2009

 

 

 

 

 

 

2

Dr. M. Rajasekhar

04.01.2006

1,350/-

19771

04.01.2011

3

M. Sri Sarayu

02.01.2006

2,000/-

19764

02.01.2011

4

M. Saketh

02.01.2006

2,000/-

19763

02.01.2011

 

 

 

 

 

 

 

 

 

Out of MIS, an amount of Rs. 4,500/- was being regularly deposited  in R.D. account.    Ops 6 & 7  used to submit ASLAS forms  evidencing  the above said deposits.   The amounts were paid till  March, 2009.    When MIS was matured  on  28.2.2009  and when he intended  to withdraw  the same Ops 6 & 7  convinced him by renewing the MIS  he would get same interest and  he would be benefited,  believing their version he gave consent for renewal and waiting for  return of pass books.  However they failed to deliver the pass books.    Thereupon he approached Op4  and found that  MIS accounts were  prematurely closed on  6.3.2007 and an amount of Rs. 6 lakhs was withdrawn  on the said date.   Since the entries in R.D. accounts  have been updated  till  26.3.2009  he never suspected the agents.   When he got doubt he  immediately verified the accounts  and found that an amount of Rs. 14 lakhs  in MIS accounts were withdrawn prematurely on  11.2.2007, 14.5.2007, and 2.5.2008 while the R.D. books were got up dated up to 26.3.2009.    He found that   Ops 6 & 7  forged the signatures of the second complainant  and submitted for premature payment and the  postmaster paid the same without insisting on personal appearance,  account books and withdrawal forms in proper format.  The payments made to the agents were contrary to law and the rules  framed by the department.    They ought to have paid by way of cheque  only.   When he got issued notice  the post office by its letter dt. 21.5.2009 gave an evasive and vague reply stating that MIS was closed  and the pass books would not be preserved.  There was collusion and fraud  between the authorities manning the post office and the agents.    They have to follow the norms  contemplated  under the banking business governed by RBI guidelines, and Income Tax  regulations etc.    The Government of A.P.  and  OP1  who is in-charge of  entire operations of the  State with regard to National Small Savings  were liable to compensate.  They were entitled to bonus of  Rs. 1,40,000/-  on MIS.   On a complaint issued by him the police registered a case in  Crime No. 98/2009.   Opposite Parties 1 to 3   are   vicariously  liable.    

 

 

The signature of Smt.  K. Srivani was forged evident to the naked eye.    He also filed a private complaint  in  CCSR No. 253/2009 before the  First Additional  Junior First Class Magistrate, Kadapa who forwarded the same  to the police for investigation.   They registered as a crime u/s 409, 420, 424 of IPC against  Post Master, HPO, Kadapa (Op4),  G. Malleswara Rao (Op6) and  B. Kanaka Satya (Op7).  The remand diary discloses that  they had confessed  that they had committed the offence with the co-operation and connivance  of postal employees.   The complainant was put to untold tension and agony.   Ops 6 & 7  who  were highly  indebted, in order to avoid decree that may be passed against them  high handedly  transferred the property  in favour of their daughter  vide gift deed dt.  18.5.2009.   He alleged that several irregularities  were conducted.  It   amounts to deficiency in service, negligence and unfair trade practice.    Therefore  they claimed Rs. 14 lakhs being  the value of investments, besides Rs. 1.40 lakhs towards bonus together with  Rs. 10 lakhs towards damages and costs.   

 

3)                 Opposite Parties 1 to 4 postal department resisted the case.   While denying each and every allegation made in the complaint they alleged that  the  Commission had no jurisdiction to  entertain the complaint as plea of forgery, fraud, mis-representation etc.  besides criminal breach of trust  were taken,  which  involves leading  elaborate evidence, cross-examination and enquiry  by a competent court.    When the police had filed a charge sheet  against Ops 6 & 7  agents necessarily elaborate enquiry  had to be made.   The very premise on which the complaint was filed  was their MIS  accounts were closed by the agents  without their knowledge by forging their signatures on the withdrawal forms and the post office had paid the same without their personal appearance  and in the absence of pass books  and withdrawal forms  in a proper format.  So also they complained that cash payments were made  to the agents contrary to the procedure.    The details of accounts and their closure are as follows:

 

 

S.No.

MIS A/c No.

Interest drawn on

Rs.

RD A/c No.

Date of

Rs.

Penalty Fee

 

 

 

 

 

Deposit

 

 

 

 

 

 

 

 

 

 

1

106286

28.08.2006

4500

16346

31.08.2006

4500

 

 

 

 

 

 

21.09.2006

4500

 

 

 

26.10.2006

4500

 

30.10.2006

4500

 

 

 

27.11.2006

4500

 

18.11.2006

4500

 

 

 

27.12.2006

4500

 

28.12.2006

4500

 

 

 

31.01.2007

4500

 

Not deposited

---

 

 

 

28.02.2007

4500

 

21.02.2007

9000

 

 

 

 

 

 

 

 

 

2

112431

17.08.2006

1333

19771

31.08.2006

1350

 

 

 

11.09.2006

1333

 

21.09.2006

1350

 

 

 

12.10.2006

1333

 

31.10.2006

1350

 

 

 

09.11.2006

1333

 

18.11.2006

1350

 

 

 

12.12.2006

1333

 

28.12.2006

1350

 

 

 

03.01.2007

1333

 

Not deposited

---

 

 

 

06.02.2007

1333

 

24.02.2007

1350

 

 

 

 

 

 

 

 

 

3

112430

17.08.2006

2000

19764

31.08.2006

2000

 

 

 

11.09.2006

2000

 

21.09.2006

2000

 

 

 

12.10.2006

2000

 

31.10.2006

2000

 

 

 

07.11.2006

2000

 

18.11.2006

2000

 

 

 

07.12.2006

2000

 

28.12.2006

2000

 

 

 

04.01.2007

2000

 

Not deposited

---

 

 

 

05.02.2007

2000

 

21.02.2007

2000

40

 

 

 

 

 

 

 

 

4

112429

17.08.2006

2000

19763

31.08.2006

2000

 

 

 

11.09.2006

2000

 

21.09.2006

2000

 

 

 

12.10.2006

2000

 

31.10.2006

2000

 

 

 

07.11.2006

2000

 

18.11.2006

2000

 

 

 

07.12.2006

2000

 

28.12.2006

2000

 

 

 

04.01.2007

2000

 

Not deposited

---

 

 

 

05.02.2007

2000

 

21.02.2007

2000

40

 

 

 

 

 

 

 

 

 

The record discloses that the staff worked at  Kadapa, HPO  observed  the prescribed procedure for closure of above accounts.    On  presentation of withdrawal forms for closure of accounts  along with pass books by the depositors  and having satisfied with the signatures of the depositors  MIS accounts were closed according to the prescribed procedure.    Though the rules stipulate   payment of  amounts exceeding Rs. 20,000/- by way of cheque, keeping the request of the depositors in view  and as it is customary  to pay matured amount in the form of cash they have paid accordingly.    At the most for  latches on the part of officials it would   entail  departmental action.   However, on this ground the accountholders  would not again receive the cash.    The account holders had appended their signatures   on SB-7  as a token of receipt of money.    An amount of Rs. 2,94,000/-  was realized  on account of closure of MIS a/c No. 112429 and the same was deposited in S.B. a/c No. 430438 on 14.5.2007, and the amount was withdrawn by the depositor on the same day.    Due to non-availability of SB-7 (a) form  for closure of  MIS accounts form SB-7 was used to close the account.  Ops 6 & 7  SAS agents were appointed by  the Dist.  Collector, Kadapa  and attached to Kadapa Head Office to carry out small savings business.    They were not under their control.    The money transactions  carried out by the post offices  were subject to instructions issued by Ministry of Finance  and not under the control of RBI.    To promote the small savings among  the public certain  money transactions like savings bank/RD/MIS, sale of certificates etc.  have been entertained  as a subsidiary work.    R.D. a/c No. 16346 was opened by Smt. K. Srivani (complainant No. 2) and Sri M. Satish Babu  her husband on  27.2.2003  and not on 28.2.2003  as stated by the complainants.   The amounts derived from MIS accounts were regularly deposited in R.D. accounts but not on appointed dates which is evident from  the transactions. The income arrived from MIS  a/c No. 112431  of first complainant was Rs. 1,333/- but he opened R.D. a/c No. 19771 with monthly denomination of Rs. 1,350/-.    They were not in automatic transfer method.   Had such method has been availed  without the intervention of agents the  interest amounts arrived from MIS  would be automatically transferred to their S.B. accounts and then to R.D. account.    The dates of MIS interests drawn  and dates of R.D. deposits were different.     Op6 was  SAS agent not authorised to attend the monthly transactions of the complainants.    Op7  only was authorised to do so.    She used to submit  ASLAS form in the post office along with cash of  R.D. deposits and the post office affix the seal in token of receipt of R.D. deposits.    When accounts were closed on 6.3.2007 on production of pass books   the complainants could not have sought for withdrawal on  28.2.2009.    MIS accounts  were  closed  on  6.3.2007 only after production of pass books and submission of SB-7(A)  withdrawal form.     The complainants possessed the pass books before handing over them to Ops 6 & 7.   MIS accounts of complainants 1, 3 and 4 were opened through   one  Smt. G. Parvathamma, SAS agent  and another MIS account of   Smt. K. Srivani and K. Satish Babu was opened through   G. Malleswara Rao (Op6).    Therefore the allegation that  they have believed Op6 for renewal of MIS  when they opened through  Smt. G. Parvathamma could not be true.    When the complainants had submitted  SB-7  withdrawal forms  along with pass books  and on the basis of withdrawal forms only  MIS accounts were closed.    RD account is a separate one  and has no connection  with MIS accounts.   Monthly deposits were deposited up to March, 2009 and the RD pass books were up dated.  MIS accounts Nos. 106286,  112431, 16  were closed prematurely on  6.3.2007 and 2.5.2008  respectively and the amounts  Rs. 5,94,000/-, Rs. 1,96,000/- and RS. 2,94,000/- were withdrawn on those dates on production of pass books  and on the  request made  on SB-7 forms.    In respect of MIS a/c No. 112429  the closure amount of Rs. 2,94,000/- was deposited in S.B account on 14.5.2007 and the amount was withdrawn by the  complainant on the same day.    There were deposits  in R.D. up to March, 2009  and up dated the entries  up to 26.3.2009.    On receipt of  pass books and SB-7 withdrawal forms  from the  complainants  the postal authorities who had  dealt  had satisfied with the signatures of the complainant No. 2  and then only  accounts were closed and given the amounts.    In fact the very signatures  of complainant No. 2   at various dates  were not found similar.    Complainant No. 2 had  taken MIS interest  on different dates.    The amounts of Rs. 14 lakhs was  paid to the complainants.  If they  had any grievance they could ask by producing  MIS pass books.   There was neither negligence nor deficiency in service on their part. The complainants  are  not  entitled to the amounts.    They have given  correct reply to the notice issued by them.    Ops 6 & 7 were appointed by the Dist. Collector & Special Tahsildhar (National Savings), and they were under their control.    A departmental enquiry   was initiated  in regard to the above said transactions.    As  per rules  2% to SAS agent  on MIS business and 4%  commission on RD deposits would be given to MPKBY agent  at the post office.   Since MIS accounts were closed prematurely  they were not entitled to any terminal bonus or any compensation.   The proper forum in case of this nature could be Civil Court.  This Commission had no jurisdiction  and therefore prayed for dismissal of the complaint with costs.

 

4)                Op5  Dist. Collector equally resisted the case.    While denying each and every allegation made in the complaint he alleged that  though the  Collector had  administrative supervision  over the working of  National Savings organization in the  district and all the banking transactions  are done by the postal authorities  and liable for action when they failed to discharge efficiently.    He cannot be held  responsible for mis-deeds of  postal authorities  or agents more  over in cases of cheating, forgery,  and fraud etc.   He only recommends  the appointment of agents who in turn  work directly  under the postal authorities save that  release of commission  which would be rooted  through him on the basis of details  submitted by the postal authorities.    The Dist. Collector appoints   agents under MPKBY  and the  Special Tahsildhar is authorised to appoint SAS agents.    Ops 6 & 7  were appointed  as agents  in  1994 and 1995 respectively and attached to  Head Post Office, Kadapa for canvassing  the business under  National Savings Scheme.    The transactions mentioned by the complainant   were specifically pertain to  postal department and had nothing to do with him.    The allegation of  fraudulent premature withdrawal cannot be answered by him.    The  Director General, Posts vide their letter dt. 29.8.2001 has specified that ‘payments of maturity value  including interest  on MIS  account if it is Rs. 20,000/- or  more should be paid by way of cheque only by the post office.    Any withdrawal of  amounts above Rs. 20,000/- by cash  was contrary to prevailing rules and regulations they were irregular.    More over already criminal proceedings were initiated.  At no stretch of imagination  he could be held  guilty of deficiency in service  and therefore prayed for dismissal of the complaint with costs.

 

 

 

5)                 Since notices issued to Ops 6 & 7 agents  returned with postal endorsement ‘Left’  and since it is their last known address, however paper publication in ‘Vartha’   Telugu daily  was also made,  and in the light of  Section 28(A)(3) of  Consumer Protection Act  notice deemed to be sufficiently served.   

 

6)                The complainant in proof of his case filed his affidavit evidence and got Exs. A1 to A14 marked while the Dist. Collector, Kadapa filed his affidavit evidence and got Exs. B1 to B9 marked.  The postal authorities filed the affidavit evidence of  Superintendent of Post Offices, Kadapa and got Exs. B10 to B62 marked.

 

7)                The points that arise for consideration are :

             i.        Whether the agents Ops 6 & 7  had forged the signatures of the complainant and mis-represented by committing fraud on the complainants to withdraw the amounts?

 

           ii.        Whether this Commission had jurisdiction to try the case where complicated questions of fact and law  are to be decided?

 

          iii.        To what relief?

 

8                 It is an undisputed fact that complainant No. 1 is the father-in-law of complainant No. 2  and grand father of complainant Nos. 3 & 4.  He invested Rs. 14 lakhs  in  Monthly Income Scheme (MIS)  and Recurring Deposit  (R.D)  with the Post Master, HPO, Kadapa (OP4) details of which were mentioned while narrating the facts of the complaint.   At this juncture  it may be stated that thought  the complainant  had stated that they have  opened the accounts through  agents Ops 6 & 7 a perusal of  Exs. B13, B15, B17 applications for  opening of MIS accounts would show they were opened through  SAS agent  G. Parvathamma.    MIS a/c No. 106286  of  Smt. K. Srivani &  K. Satish Babu  were opened through  Op6.   G. Parvathamma  was not impleaded,    despite  such averment was made by the postal authorities, more so, when the documents reveal the said fact. 

 

 

 

9)                Be that as it may,  admittedly  MIS  amounts were  withdrawn on

11.2.2007, 14.5.2007, and 2.5.2008 respectively  which according to Op3  on furnishing pass books, withdrawal forms and on the request made on SB-7  forms.    They are marked as Exs. B12, B14, B16, B18  and B19.   The ledger entries are marked as  Exs. B20 to B28.    Equally SB-7  for withdrawing  interest on  MIS accounts  standing in the names of the complainants  vide Exs. B40 to  B58.     The complainant could not deny,  however,   he intends to explain by stating:

“ I humbly submit that at that stage  as the monthly  income scheme   were matured  on 28.2.2009, I sought for  withdrawal of the same.  The Ops 6 & 7  convinced me  that by renewing  the deposits under MIS scheme, they would get the same rate of interest  and as such they will be much benefited.    Hence believing the version of the  Ops 6 & 7  we gave our consent for renewal.”

   

 He further stated that “  When I got verified the forms submitted for premature withdrawal upon comparison, I came to know that the opposite parties have forged the signatures of 2nd complainant  and presented the same for premature  payment and curiously  the post master  had paid the said amounts by closing the account without personal  appearance  also in the absence of the account books and also in the absence of withdrawal form in proper format  or the authorization  letter seeking  from ourselves   had  handed over the payments in cash to the agents which is absolutely contrary to  the law also against the rules framed by the department.  At this juncture  it is pertinent to  mention that any amount or any payment exceeding Rs. 20,000/- should be paid only by cheque  bearing a/c payee stamp and  we are astonished the way in which the payments of huge amounts to a tune of  about Rs. 14  lakhs were paid in cash violating the rules that too to the postal agents  without routing the amounts through  the savings bank of our accounts.” 

 

He further stated that “I humbly submit that without there being  collusion or abetment of the opposite parties  with the agents, no such fraud could be committed.  I understand that  fraud has been committed in our account and the Head Post Office  as well as the agents  are hand in glove  and committed the fraud.”

         

From the above, it is beyond doubt that  the complainant had admittedly handed over the pass books.   The contention of the opposite parties is that  there was no renewal procedure in MIS scheme to get the same rate of interest.  When admittedly  pass books were produced along with  SB-7 and withdrawal forms vide exhibits mentioned above the amounts were paid and accounts were closed.    The  Superintendent of Post Offices, Kadapa in his affidavit evidence stated that  “MIS accounts are to be closed only on production of pass books and no authorization letter is required for closure of MIS accounts.   The withdrawal form is enough for closure of MIS account.    Equally so in regard to R.D. accounts.    R.D. accounts were up dated up to 26.3.2009.” 

 

10)               The complainant,  when made serious allegations of fraud, forgery, cheating and mis-representation and admittedly when they have given a complaint to the police  and investigation is  in progress,   he did not choose to file an application to send the  disputed documents  to a hand-writing expert  in order to prove that  they were forged.    In fact  the postal authorities had asserted that the very signature of complainant No. 2  on various dates were  not similar and gave the instances which were not contradicted by the complainant by filing  additional affidavit evidence.    Unless the complainant establishes that  signatures are forged and by mis-representing  pass books were taken, amounts were withdrawn contrary to various  regulations  which requires adjudication of complicated questions of fact and law,  no definitive opinion could be  given.    A reading of entire record  would  undoubtedly disclose that unless elaborate documentary and oral evidence is let in besides  the circumstances under which  pass books were parted  to the agents and the circumstances under which  various signatures appearing on various forms  filed  under Exs. B11 to B16 are known,   it is not possible to state  that  the opposite parties are  guilty of  forgery, fraud, mis-representation and confirm other facts alleged against them. 

 

11)               The Hon’ble Supreme Court in Oriental Insurance Company Ltd. Vs. Munimahesh Patel reported in IV (2006) CPJ 1 (SC)  has observed :

 

          “The nature of the proceedings before the  Commission are essentially in summary nature.  The factual position was required to be established by documents. Commission was required to examine whether  in view of disputed facts it would exercise   the jurisdiction.  The State Commission was right  in its view  that the complex factual position requires  that the matter should be examined by an appropriate  court of law  and not by the Commission.”

         

 

 

 

 

 

12)               The learned counsel for the complainant relying a decision in  Union of India Vs. Arun Borse & Others reported in 2007 (2) CPJ 310 (NC) contended that  the  Director General, Posts vide their letter dt. 29.8.2001 has specified that ‘payments of maturity value  including interest  on MIS  account if it is Rs. 20,000/- or  more should be paid by way of cheque only by the post office.    Any withdrawal of  amounts above Rs. 20,000/- by cash  was contrary to prevailing rules would make postal authorities  liable.    We may state that if there is no dispute as to the facts,   the question as to the payments  contrary to the instructions,   could be one of the grounds for consideration.   However, when the very withdrawals are questioned alleging that they were forged and that pass books were obtained by mis-representation they need factual determination,   only after finding out the truth, consideration of    various circulars  governing the withdrawals  etc.  will arise.   We are of the firm opinion that  on the evidence placed on record, we may not be able to give an opinion  as to the truth or otherwise  of the contentions, more so, when they have to be adjudicated by leading both oral as well as documentary evidence. 

 

13)               At the cost of repetition, we may state that the dispute in regard to various accounts  would undoubtedly require detailed evidence to be led.    It requires oral evidence to be let in besides proving of  disputed documents.  It is obvious that  very detailed evidence  has to be led both to prove the claim and thereafter  to prove the damages etc.   It is not an appropriate case  to be heard and disposed of in a summary fashion.    Therefore, we are of the opinion that the complaint before this Commission is not maintainable.    

 

 

 

 

 

 

 

 

14)               In the result the complaint is dismissed leaving the complainant  to take appropriate proceedings for establishing his claim and for seeking reliefs  in court of competent jurisdiction.    In the circumstances no costs. 

 

 

 

1)      _______________________________

PRESIDENT                 

 

 

2)      ________________________________

 MEMBER           

 

 

 

APPENDIX OF EVIDENCE

WITNESSES EXAMINED FOR

 

 

COMPLAINANT:                                                    OPPOSITE PARTIES

 

          None                                                                     None.

 

Documents marked for complainant:

 

Ex A-1                        Special power of attorney                                          

Ex A-2                        Representation by complainants to Post Master, Head Post office, Kadapa

Ex A-3                        Representation by complainants to District Collector, Kadapa.

Ex A-4                        Representation by complainants to Chief Post Master General,                                                        Andhra Pradesh Circle, Hyderabad

Ex A-5                        Representation by complainants to Superintendent of Post office, Kadapa

Ex A-6                        Reply given by Superintendent of Post offices, Kadapa                                                                   ( along with annexure)

Ex A-7                        Representation by complainants to District Collector, Kadapa

Ex A-8            Letter issued by Special Tahsildar, NSS, Kadapa to complainants                                        (along with annexure)

Ex A-9                        Office  copy of complaint filed by complainants before Hon’ble                                                      Ist Addl. Judical Magistrate of First Class, Kadapa.

Ex A-10          FIR No. 98/2009 (Xerox copy)

Ex A-11          Statement

Ex A-12          ASLAS form issued by the Agent as well as the Post Master.

Ex A-13          News paper cuttings (Xerox copies)

Ex A-14          Office copy of legal notice issued to opposite parties.

 

 

 

 

 

 

 

 

 

 

 

 

Documents marked for Opposite Parties:

 

 

Ex B-1             Letter dt : 30-3-2009 from Dr. M. Rajasekhar to the District Collector, Kadapa

Ex B-2             Telegram dt 31.3.2009 vide R.C.No. 116/2009 Supdt . of Post office,   Kadapa.

Ex B-3             Telugu written version letter  of Special Tahsildar, National Savings Scheme,                                                 Kadapa  vide R.No. 116/2009 dt : 30.3.2009

Ex B-4             Copy of Letter cover showing  Regd. Letter addressed to Sri G. Malleswara Rao                                            from Collections Clerk, National saving institute, Kadapa.

Ex B-5             Proceedings of the District Collector, Kadapa vide R.C.No.116/2009 dt: 4.5.2009

Ex B-6             Letter No.116/2009 dt : 4.5.2009 of Spl. Tahsildar, Kadapa to the State                                         House Officer, Kadapa.

Ex B-7             Proceedings of the Special Tahsildar, N.S.S. Kadapa  vide dt : 15.7.2006.

Ex B-8             Procedings of the District Collector , Kadapa  vide No.144/2007                                                     dt : 17.3.2007.

Ex B-9             Copy of Hand Book for psot office 2004-2005.

Ex B-10           Charge sheet in Kadapa I-Town Police pertaining to Crime No.98/09                                  under section 406,409,420,424 r/w 34 IPC along with the Memo of         

                        Evidence in Kadapa –I Town Police Station Cr.No.98/09

                        U/s.406,409,420,424 r/w 34 IPC.

Ex B-11          Application for opening of joint B MIS Account (SB-3 Card) 106286                                             standing in the name of Smt. K. Srivani and Sri M. SAtisha Babu

Ex B-12           Withdrawal form (SB-7)  for premature closure of joint B MIS Account                                         No.106286 standing in kthe name of Smt. K. Srivani and Sri M. Satish                                           Babu dated : 6.3.2007 for S.5,94,000/-.

Ex B-13           Application for opening of MIS Account (SB-3 Card ) 112431 standing in                                     the name of Sri Dr. M. Rajasekhar

Ex B-14           Withdrawal form (SB-7) for premature closure of MIS account No.

                        112431 standing in the name of Sri Dr. M. Rajasekhar dated : 11-12-2007

                        for Rs.1,96,000 .

Ex B-15           Application for opening of MIS Account (SB-3 Card) 112429 standing in

                        the name of Sri M. Saketh (minor ) operated through mother guardian smt.

                       K. Srivani.

Ex B-16           Withdrawal form (SB-7) for premature closure of MIS account No.

                        112429 standing in the name of Sri M. Saketh (minor ) operated through

                        mother guardian smt.  K. Srivani. Dated : 14-5-2007 for Rs.2,94,000/-

Ex B-17           Application for opening of MIS Account (SB-3 Card) 112430 standing                              in the name of Sri M. Srisarayu (Minor) operated through mother                                               

Guardian mother guardian Smt. K. Srivani.

Ex B-18           Withdrawal form (SB-7)  for premature closure of MIS Account                                                     No. 112430 standing in the name of Sri M. Srisarayu (minor) operated                                       through mother guardian smt. K. Srivani dated : 2-5-2008 for                                                   Rs.2,94,000/- .

Ex B-19           Withdrawal form (SB-7) for withdrawing amount of Rs.2,94,000/-                                     dated : 14.5.2007 from SB Account No. 430438(Joint B) standing

in the name of Smt. K. Srivani.

Ex B-20           Ledger entries in respect of Joint B MIS Account No. 106286                                                         standing in the name of Smt. K. Srivani and Sri M. Satish Babu

Ex B-21           Ledger entries in respect of MIS Account (SB-3 Card) 112431 standing                                         in the name of Sri Dr. M. Rajasekhar.

Ex B-22           Ledger entries in respect of MIS account (SB-3 Card) 112430 standing                                          in the name of Sri M. Srisarayu (minor ) operted through mother guardian                                           Smt. K. Srivani.

Ex B-23           Ledger entries in respect of MIS account (SB-3 Card) 112429 standing                                          in the name of Sri M. Saketh  (minor ) operted through mother guardian                                             Smt. K. Srivani.

Ex B-24           Ledger entreis in respect of SB Account No. 430438 (Joint B) standing                                          in the name of Smt. K. Srivani.

Ex B-25           Ledger entries in respect of RD Account No.16346 standing in the name                                        of Sri K. Srivani with denomination of Rs.4500/- pm.

 

 

 

 

Ex B-26           Ledger entreis in respect of RD Account No. 19763 standing in the name                                       of Sri M. Saketh with denomination of Rs.2,000/- p.m.

Ex B-27           Ledger entreis in respect of RD Account No. 1976 standing in the name                                         of Sri M. SriSarayu  with denomination of Rs.2,000/- p.m.

Ex B-28           Ledger entreis in respect of RD Account No. 19771 standing in the name                                       of Sri M. Rajasekhar  with denomination of Rs.1350/- p.m.

Ex B-29           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 31-08-2006 for depositing Rs.9850/- towards                                               4 RD accounts.

Ex B-30           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 21-09-2006 for depositing Rs.9880/- towards                                               9 RD accounts.

Ex B-31           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 21-09-2006 for depositing Rs.9900/- towards                                               3 RD accounts.

Ex B-32           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 21-09-2006 for depositing Rs.9800/- towards                                               8 RD accounts.

Ex B-33           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 30-10-2006 for depositing Rs.9580/- towards                                               6 RD accounts.

Ex B-34           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 28-12-2006 for depositing Rs.9690/- towards                                               6 RD accounts.

Ex B-35           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 28-12-2006 for depositing Rs.9880/- towards                                               6 RD accounts.

Ex B-36           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 21-02-2007 for depositing Rs.10090/- towards                                             4 RD accounts.

Ex B-37           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 21-02-2007 for depositing Rs.9820/- towards                                               5 RD accounts.

Ex B-38           Form Aslas -6 submitted by Smt. B.K. Satya MPKBY No.488334                                                  Cuddapah HO dated : 24-02-2007 for depositing Rs.9840/- towards                                               10 RD accounts.

Ex B-39           SB Order 5/2003 of Government of India, Ministry of Communications &                                                 IT Department of Posts, ES Division , Sansad Marg, New Delhi -1100001                                     dated : 5-3-2003.

Ex B-40           Withdrawal form (SB-7) for withdrawing interest of Rs.9000/- dated                                 26-10-2006 from MIS Account No. 106286 Joint B standing in the                                            

47 name of Smt. K. Srivani and Sri M. Satish Babu

 

Ex B-41           Withdrawal form (SB-7) for withdrawing interest of Rs.4500/- dated                                             28-02-2007 from MIS Account No. 106286 Joint B standing in the     

                        47 name of Smt. K. Srivani and Sri M. Satish Babu

Ex B-42           Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                             07-11-2006 from MIS Account No. 112429 standing in the     

                        Sri M. Saketh  (minor ) operated through mother guardian                           

                        Smt. K. Srivani.

Ex B-43           Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                              05-02-2007 from MIS Account No. 112429  standing in the    

                         Sri M. Saketh  (minor ) operated through mother guardian                          

                         Smt. K. Srivani.

Ex B-44           Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                             02-03-2007 from MIS Account No. 112429  standing in the    

                        Sri M. Saketh  (minor ) operated through mother guardian                           

                        Smt. K. Srivani.

 

 

 

 

 

 

Ex B-45           Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                             10-04-2007 from MIS Account No. 112429  standing in the    

                        Sri M. Saketh  (minor ) operated through mother guardian                           

                       Smt. K. Srivani.

Ex B-46         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                  

3-05-2007 from MIS Account No. 112429  standing in the

                       Sri M. Saketh  (minor ) operated through mother guardian                            

                       Smt. K. Srivani.

Ex B-47         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated

                       07-11-2006 from MIS Account No. 112430 Joint B standing in the

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

Ex B-48         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated

                       07-12-2006 from MIS Account No. 112430 Joint B standing in the

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

 

Ex B-49        Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated

                       05-02-2007 from MIS Account No. 112430 Joint B standing in the

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

Ex B-50         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated

                       02-03-2007 from MIS Account No. 112430 Joint B standing in the

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

Ex B-51         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                  

03-05-2007 from MIS Account No. 112430 Joint B standing in the            

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

Ex B-52         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                  

02-07-2007 from MIS Account No. 112430 Joint B standing in the            

                       Sri M. Srisarayu   (minor ) operated through mother guardian                

                       Smt. K. Srivani.

Ex B-53         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                  

02-08-2007 from MIS Account No. 112430 Joint B standing in the            

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

 

Ex B-54         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                  

04-10-2007 from MIS Account No. 112430 Joint B standing in the            

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

 

Ex B-55        Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated

           02-11-2007 from MIS Account No. 112430 Joint B standing in the

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

Ex B-56         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated                                  08-01-2008 from MIS Account No. 112430 Joint B standing in the       

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

Ex B-57         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated

                       03-03-2008 from MIS Account No. 112430 Joint B standing in the

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

 

 

 

 

 

 

 

 

Ex B-58         Withdrawal form (SB-7) for withdrawing interest of Rs.2000/- dated

                       03-04-2008 from MIS Account No. 112430 Joint B standing in the

                       Sri M. Srisarayu   (minor ) operated through mother guardian               

                       Smt. K. Srivani.

Ex B-59           Proceedings of the Special Tahsildar N.S.S., Kadapa under                                                              Rc.No.221/2006 dated : 15.7.2006 renewing the S.A.S. Agency of                                                 Sri G. Malleswara Rao to continue for 3 years.

Ex B-60           Proceedings of the District Collector, Kadapa under R.C.No. 144/2007                                          dated : 17-3-2007 renewing the agency of Smt. B. Kanaka Satya                                                    to continue for 3 years.

Ex B-61           Application dated 29-4-2009 received from Sri Dr. M. Rajsekhar Seeking                                       information under Right to Information Act.

Ex B-62           Information given to Sri Dr. M. Rajasekhar for his application                                                         dated 29-4-2009 under RTI Act vide SPO’s Cuddapah letter                                                          No.CPT /RTI/06 dated : 21.5.2009.

 

 

 

 

 

1)      _______________________________

PRESIDENT                 

 

 

2)      ________________________________

 MEMBER           

   Dt.  10.  11.   2010.

 

*pnr

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

“UP LOAD – O.K.”

 
 
[HON'ABLE MS. M.SHREESHA]
PRESIDING MEMBER

Consumer Court Lawyer

Best Law Firm for all your Consumer Court related cases.

Bhanu Pratap

Featured Recomended
Highly recommended!
5.0 (615)

Bhanu Pratap

Featured Recomended
Highly recommended!

Experties

Consumer Court | Cheque Bounce | Civil Cases | Criminal Cases | Matrimonial Disputes

Phone Number

7982270319

Dedicated team of best lawyers for all your legal queries. Our lawyers can help you for you Consumer Court related cases at very affordable fee.