NCDRC

NCDRC

FA/627/2012

BHIMRAJKA IMPEX LTD. - Complainant(s)

Versus

STATE BANK OF INDIA - Opp.Party(s)

MR. ANAND PATWARDHAN

04 Dec 2012

ORDER

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI
 
FIRST APPEAL NO. 627 OF 2012
 
(Against the Order dated 28/03/2012 in Complaint No. 180/2009 of the State Commission Maharastra)
1. BHIMRAJKA IMPEX LTD.
THROUGH ITS DIRECTOR, MR. VISHWANATH BHIMRAJKA, 184-B, MAKER TOWER E, 18TH FLOOR, CUFF PARADE
MUMBAI-400005
...........Appellant(s)
Versus 
1. STATE BANK OF INDIA
THROUGH THE BRANCH MANAGER, BACKBAY RECLAMATION BRANCH, RAHEJA CHAMBERS,FREE PRESS JOURNAL MARG,NRIMAN POINT,
MUMBAI-400005
...........Respondent(s)

BEFORE: 
 HON'BLE MR. JUSTICE ASHOK BHAN, PRESIDENT
 HON'BLE MRS. VINEETA RAI, MEMBER

For the Appellant :MR. ANAND PATWARDHAN
For the Respondent :NEMO

Dated : 04 Dec 2012
ORDER

Delay of 4 days in filing the appeal is condoned.

             Appellant applied for sanction of term loan for setting up a project.  He paid Rs.10,74,450/- as upfront fee for processing the loan.  Loan was sanctioned and the appellant was asked to get the sanction for the project revalidated.  Appellant completed the project without taking any loan from the respondent.  He asked for refund of upfront fee of Rs.10,74,450/- with interest w.e.f. April 2006 till realization.

             State Commission dismissed the complaint on merits as well as the point of maintainability.  It was held that since the appellant had availed the services of the respondent for ‘commercial purposes’ the appellant did not fall within the definition of ‘Consumer’ given in Section 2 (1) (d) of Consumer Protection Act, 1986.

             Appellant being aggrieved has filed the present appeal.

             Counsel for the appellant after taking instructions from the appellant seeks to withdraw the appeal as well as the complaint with liberty to seek redressal of its grievance in the civil court.

             Appeal as well as the complaint are dismissed as withdrawn.

-3-

 Liberty is reserved with the appellant to seek redressal of its grievance in any other court of competent jurisdiction along with an application under Section 14 read with Section 5 of the Indian Limitation Act seeking exclude of the time spent in the consumer fora while calculating the limitation in the light of the observations of the Supreme Court in Laxmi Engineering Works vs.PSG Industrial Institute – (1995) 3 SCC 583.”

 

 

 
......................J
ASHOK BHAN
PRESIDENT
......................
VINEETA RAI
MEMBER

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