Kerala

Kottayam

CC/253/2023

SONI CHACKO - Complainant(s)

Versus

STAR HEALTH AND ALLIED INSURANCE Com.Ltd - Opp.Party(s)

22 Dec 2023

ORDER

Consumer Disputes Redressal Forum, Kottayam
Kottayam
 
Complaint Case No. CC/253/2023
( Date of Filing : 05 Aug 2023 )
 
1. SONI CHACKO
MANKUZHIYIL HOUSE MUKKALI,PALAMPARA KANJIRAPPALLY KOTTAYAM
...........Complainant(s)
Versus
1. STAR HEALTH AND ALLIED INSURANCE Com.Ltd
ZONAL OFFICE 3RD FLOOR ,VEE PEE SPACE CIVIL STATION .P.O ERANHIPALAM CALICUT 673 020
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. V.S. Manulal PRESIDENT
 HON'BLE MRS. Bindhu R MEMBER
 HON'BLE MR. K.M.Anto MEMBER
 
PRESENT:
 
Dated : 22 Dec 2023
Final Order / Judgement

IN THE CONSUMER DISPUTES REDRESSAL COMMISSION, KOTTAYAM

Dated, the 22nd day of December, 2023

 

Present:  Sri. Manulal V.S. President

           Smt.Bindhu.R , Member

           Sri. K.M. Anto, Member

 

C C No. 253/2023  (Filed on 05//08/2023)

 

Complainant                    :    Soni Chacko,

                                                        Mankuzhiyil House,

                                                        Mukkali, Palampara,

                                                              Kanjirappally,

                                                             Kottayam – 686 518.

(By Adv: Siby Mathew)

         Vs.     

                                                              Opposite party                          :    Star Health & Allied Insurance Company Ltd.,

                                                         Zonal office,

                                                        Third Floor, Vee Pee Space,

                                                        Civil Station P.O,

                                                        Eranhipalam,

                                                        Calicut – 673 020,

                                                        Represented by the Manager.

                                                        (By Adv: Avaneesh V.N)

                                       

                                                                          O R D E R

Sri. Manulal V.S. President

       This complaint was filed  under  Section 35 of the Consumer Protection Act 2019 and stood over to this date for  consideration and this  Commission passed the following order.

      This is a complaint filed by the complainant against the opposite party alleging deficiency in service on the part of the opposite party. After admitting the complaint notice was issued to the opposite party. Upon receipt of notice from this Commission opposite party appeared before the Commission and filed version.

       The case of the complainant is that he had availed an insurance policy from the opposite party for the period from 2-01-2023 to 1-01-2024. On 2-06-2023 the complainant felt chest pain and got admitted in the hospital and discharged from the hospital on 8-06-2023. The complainant had spent Rs.2,53,186/- for his treatment at hospital. The claim lodged by the complainant rejected by the opposite party on the ground that the ailment of the complainant is a pre-existing disease. Hence alleging deficiency in service on the part of the opposite party complainant approached this Commission for redressing his grievance.

       The  complainant has not filed any affidavit or documents. It is found that though the complainant has raised  allegations against the opposite party, he has not adduced any  evidence by way of  affidavit or documents to substantiate his  case against the opposite party, despite giving sufficient opportunities. As  the complainant was continuously absent, notice was issued from this Commission to the complainant to appear before this Commission on 5-12-2023.The notice was returned as addressee left India.  As the complainant has not filed an affidavit or documents to substantiate his allegations, we find that the complainant miserably failed to establish his case against the opposite party. In the above circumstances, we find that this is a fit case to be dismissed.

          In the result, the complaint is dismissed.

Pronounced in the Open Commission on this the 22nd  day of December, 2023

  Sri.Manulal.V.S,  President      Sd/-

  Smt.Bindhu.R, Member           Sd/-

  Sri.K.M.Anto,  Member           Sd/-

                                                                                        By Order,

                                                                                             Sd/-                            

                                                                                Assistant Registrar

                                                                                    

 
 
[HON'BLE MR. V.S. Manulal]
PRESIDENT
 
 
[HON'BLE MRS. Bindhu R]
MEMBER
 
 
[HON'BLE MR. K.M.Anto]
MEMBER
 

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