Orissa

Kandhamal

CC/36/2022

Panchanan Nayak - Complainant(s)

Versus

Sri Narendra Behera, Regional Manager,Sahara India - Opp.Party(s)

01 May 2023

ORDER

DISTRICT CONSUMAR DISPUTES REDRESSAL COMMISSION
AT-NEAR COLLECTORATE OFFICE,PHULBANI
 
Complaint Case No. CC/36/2022
( Date of Filing : 17 Aug 2022 )
 
1. Panchanan Nayak
S/o- Brundaban Nayak, At- Dhipasahi, Po/Ps- Phulbani, Dist- Kandhamal
Kandhamal
Odisha
...........Complainant(s)
Versus
1. Sri Narendra Behera, Regional Manager,Sahara India
Sahara India Regional Office,1st Floor, Durga Mandap, Dhanupali, Sambalpur
Sambalpur
Odisha
2. Branch Manager, Sahara India
Sahara India Branch Officer, Phulbani, At - Main Road, Po/Ps- Phulbani, Dist- Kandhamal
Kandhamal
Odisha
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Sri Purna Chandra Mishra PRESIDENT
 HON'BLE MR. Sri Sudhakar senapothi MEMBER
 
PRESENT:
 
Dated : 01 May 2023
Final Order / Judgement

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION, KANDHAMAL, PHULBANI

C.C.NO. 36 OF 2022

                                                         

                             Date of Filing: 17.08.2022

                             Date of Order : 01.05.2023

 

Sri Panchanan Nayak,

S/o-Brundaban Nayak,

At – Dhipa Sahi,

PO- Phulbani Town,

District- Kandhamal.                                ………………….. Complainant

 

Versus.

 

  1. Narendra Behera,

 

Regional Manager, Sahara India Regional Office

1st floor, Durga Mandap                      

Dhanu Palli, Sambalpur.

 

2. Branch Manager, Sahara India Branch Officer, Phulbani

At- Main Road

Po/Ps- Phulbani

Dist- Kandhamal    …………………….. Opp. Parties.

 

Present: Sri Purna Chandra Mishra    - President.

                        Sri Sudhakar Senapothi         - Member.

For the Complainant:  Mr. R.C. Parida, Advocate

For O.P.                    : Ex-partee

 

JUDGEMENT

Sri Purna Chandra Mishra, President

          Complainant Panchanan Nayak has filed this case U/S 35 of the CP Act-2019 alleging deficiency of service and unfair trade practice for non-payment of maturity amount and praying therein for direction to the Opposite Parties to pay the maturity amount with interest @ 12% per annum and to pay cost and compensation of Rs. 1,50,000/- respectively.

 

  1. Brief fact leading to the case is that the complainant had deposited a sum of Rs. 8, 21,276/- with the Opposite Party on various dates whose maturity value comes to Rs. 11,20,877/-. After the maturity dates, the complainant ran to the Office of the Opposite Parties to get back the money. But, the Opposite Parties played hide and seek and deferred dates after dates for which feeling harassed by the conduct of the Opposite Parties, the complainant has filed this case for the reliefs as discussed in the preceding paragraphs.
  2. Notice was sent to the Opposite Parties and was duly served on them. In spite of noticed served, they preferred not to appear nor to challenge the allegations raised against them. As they did not appear, they were set    ex-partee and this Commission proceeded to dispose of the case on merit.
  3. The complainant in support of his case has filed the Photo Copy of Voter I.Card, copy of the 14 money receipts and his evidence in shape of affidavits.
  4. On perusal of record, it is seen that the complainant has filed the copy of following money receipts,

 

 

Sl.

No.

Date of Investment

Name of Policy

Receipt No.

Certificate No.

Amount invested 

Date of Maturity

Maturity amount

1.

06.12.11

Sahara credit Co.operative Society Ltd. (Sahara Golden)

80090637076

411000778537

Rs.16,000/-

06.12.26

Rs.1,04,640/-

2.

13.03.19

Sahara credit Co.operative Society Ltd. (F2 Sahara A select)

80774392999

925007465457

 Rs.25,000/-

13.09.20

Rs.28,675/-

3.

07.06.18

Sahara credit Co.operative Society Ltd. (Sahara workers SC)

80735364575

418000618779

Rs.9814/-

07.06.21

13,062/-

4.

31.12.18

Sahara credit Co.operative Society Ltd. (Sahara workers SC)

80774392550

715000657707

Rs.6272/-

30.12.21

Rs.8,462/-

5.

31.07.18

Sahara credit Co.operative Society Ltd. (Sahara workers SC)

80769336125

418000825734

Rs.4561/-

31.07.21

Rs.6,071/-

6.

07.06.18

Sahara credit Co.operative Society Ltd. (Sahara workers SC)

80735364576

418000618780

Rs.1128/-

07.06.21

Rs.1501/-

7.

30.06.20

Humara India Credit Cooperative Society Ltd. (Golden 24)

665057450342

438000792194

Rs.1,00,000/-

30.06.22

Rs.1,21,560/-

8.

30.06.20

Humara India Credit Cooperative Society Ltd. (Golden 24)

665057450341

438000792195

Rs.1,00,000/-

30.06.22

Rs.1,21,560/-

9.

30.06.20

Humara India Credit Cooperative Society Ltd. (Golden 24)

665057450337

438000792199

Rs.1,00,000/-

30.06.22

Rs.1,21,560/-

10.

30.06.20

Humara India Credit Cooperative Society Ltd. (Golden 24)

665057450338

438000792198

Rs.1,00,000/-

30.06.22

Rs.1,21,560/-

Sl.

No.

Date of Investment

Name of Policy

Receipt No.

Certificate No.

Amount invested 

Date of Maturity

Maturity amount

11.

30.06.20

Humara India Credit Cooperative Society Ltd. (Golden 24)

665057450339

438000792197

Rs.1,00,000/-

30.06.22

Rs.1,21,560/-

12.

30.06.20

Humara India Credit Cooperative Society Ltd. (Golden 24)

665057450340

438000792196

Rs.1,00,000/-

30.06.22

Rs.1,21,560/-

13.

30.06.20

Humara India Credit Cooperative Society Ltd. (Golden 24)

665057450343

438000792193

Rs.88,501/-

30.06.22

Rs.1,07,582/-

14.

31.10.17

Saharayan Universal Multi purpose Society Ltd.

34024155173

467000094048

Rs.50,000/-

31.10.20

Rs.1,35,000/-

 

 

 

 

Total

Rs.8,01,276/-

Amount invested.

 

Rs.11,34,353/- total maturity amount

and his evidence in shape of affidavit.

 

 

  1. It is seen from the money receipt that the complainant has deposited a sum of Rs. 8,01,276/- in Toto in various dates and the maturity dates and value has been clearly mentioned in the body of the certificates. Except one certificate, all the certificates have already attended its maturity and the complainant is entitled to get the maturity value of the other 13 deposit certificates. As the Opposite Parties did not pay the maturity amount after its date of maturity, it amounts to deficiency in service and is a case of unfair trade practice. The complainant had deposited the amount to utilize the money for his comfort and to meet his necessities. As the Opposite Parties did not pay his amount, it has caused sufficient to the complainant and the Opposite Parties are jointly and severally liable for causing deficiency in service, for practicing unfair trade practice and for harassing the complainant.
  2. As a case of deficiency in service, unfair trade practice is made out against the Opposite Parties, they are liable to compensate the complainant for loss and harassment sustained by him and hence the order.

 

O R D E R

 

The complaint petition is allowed ex-parte against the Opposite Party. They are jointly and severally liable for causing deficiency in service, for practicing unfair trade practice and causing harassment to the complainant. The Opposite Parties are directed to refund a sum of Rs. 10,16,237/- (Ten Lakhs Sixteen Thousand, two hundred thirty seven) with interest @ 12 percent per annum with effect from the date of maturity of the respective certificates till it is actually paid back to the complainant. The Opposite Parties are further directed to pay a sum of Rs. 1, 00000/- (one lakh) towards compensation for deficiency in service, unfair trade practice and harassment sustained by the complainant and sum of Rs. 20, 000/- (Twenty Thousand) towards cost of litigation. The order is to be complied within a period of 30 days from the date of receipt of this order failing which the order as to cost and compensation shall carry interest @ 12 % per annum from the date of order till it is actually paid to the complainant.

 

                                                          Computerized & corrected by me.

         I Agree

 

     MEMBER                                                       PRESIDENT

Pronounced in the open Commission today on this 1st  day of May 2023 in the presence of the parties.  

 

     MEMBER                                                       PRESIDENT

 
 
[HON'BLE MR. Sri Purna Chandra Mishra]
PRESIDENT
 
 
[HON'BLE MR. Sri Sudhakar senapothi]
MEMBER
 

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