THE KERALA STATE  CONSUMER DISPUTES REDRESSAL  COMMISSION

VAZHUTHACAUD,  THIRUVANANTHAPURAM.

REVISION PETITION   NO – 24/2017

ORDER DATED. 11/08/2017

PRESENT:-

HON’BLE JUSTICE SRI. S.S.SATHEESACHANDRAN  : PRESIDENT

SRI. V.V.JOSE      : MEMBER

REVISION PETITIONER:

          Canara Bank,

          Rep. by its Senior Manager,

          Kulappully, SME Branch,

          Kulapully, Shoranur,

          Ottapalam Taluk- 679 522.

          (By Adv. G.S.Kalkura)

RESPONDENT:

           Sreesankar,

          S/o Unniyappan, 

          Chakkingalthodi,

          Petitioner,

          Vadanamkurissir. P.O,

          Ottapalam Taluk- 679 121.

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ORDER

HON’BLE JUSTICE SRI. S.S.SATHEESACHANDRAN  : PRESIDENT

          Surety in a loan  transaction  with the Revision Petitioner bank after closing of the loan transaction approached the District Forum with a complaint  over the non return of title deed tendered as security for loan.

          After hearing both sides the District Forum allowed the complaint entering finding there was deficiency of service  on the part of the bank in non-returning the title deed furnished as security.  A time limit was fixed for return of security with direction to pay compensation of Rs. 10,000/-  and cost of Rs. 3000/- .  However in the order passed by the Forum while directing return of the document with an alternative clause over imposition of penalty on default, an error occurred in combining  penalty  with the cost ordered  in the proceedings .  Taking advantage of that the revision petitioner  resisted the claim for compensation and cost ordered by the  Forum.  That objection was found having no merit by the

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Forum.  On the finding of the deficiency of service  entered the bank was bound  to pay penalty  and cost.   We do not find any merit in the revision filed challenging the order of the lower forum clarifying  the order passed  in the complainant that cost ordered in the proceedings is  distinct  and different from the penalty liable for default in non returning security.

          Revision is dismissed. 

JUSTICE  S.S.SATHEESACHANDRAN  : PRESIDENT

 V.V.JOSE                                            : MEMBER

Sh/-