West Bengal

StateCommission

FA/1151/2013

Grievance Redressal Officer, Bajaj Allianz Life Insurance Co. Ltd. - Complainant(s)

Versus

Somnath Kundu - Opp.Party(s)

Mr. Dipak Ranjan Mukherjee Mrs. Mousumi Chakraborty

26 Feb 2016

ORDER

STATE CONSUMER DISPUTES REDRESSAL COMMISSION
WEST BENGAL
11A, Mirza Ghalib Street, Kolkata - 700087
 
First Appeal No. FA/1151/2013
(Arisen out of Order Dated 21/06/2013 in Case No. CC/347/2012 of District North 24 Parganas)
 
1. Grievance Redressal Officer, Bajaj Allianz Life Insurance Co. Ltd.
GE Plaza, Airport Road, YERWADA, Pune -411 006.
2. Bajaj Allianz Life Insurance Co. Ltd.
Regional Office-Macet Building, 5th Floor, 10B, O.C. Ganguly Sarani, Kolkata-700 020, Dist. Kolkata, West Bengal
3. The Div. Manager, Bajaj Allianz Life Insurance Co. Ltd.
N/20, Jessore Road, P.O. & P.S. - Barasat, Kolkata -700 124, Dist. North 24 Pgs.
...........Appellant(s)
Versus
1. Somnath Kundu
S/o Late Supati Charan Kundu, 60/1, Bholanath Nath Street, P.O. & P.S. -Baranagar, Kolkata-700 036, Dist. North 24 Pgs.
2. Mrs. Soma Kundu
W/o Sri Somnath Kundu, 60/1, Bholanath Street, P.O. & P.S. - Baranagar, Kolkata-700 036, Dist. North 24 Pgs.
...........Respondent(s)
 
BEFORE: 
 HON'BLE MR. DEBASIS BHATTACHARYA PRESIDING MEMBER
 HON'BLE MR. JAGANNATH BAG MEMBER
 
For the Appellant:Mr. Dipak Ranjan Mukherjee Mrs. Mousumi Chakraborty, Advocate
For the Respondent: Anita Basu.Mr. Rajesh Biswas., Advocate
ORDER

Date 26.02.2016

DEBASIS BHATTACHARYA, PRESIDING MEMBER         

               Being aggrieved by and dissatisfied with the order dated 21.06.2013 in C.C. No. 347/2012 passed by the Ld. District Consumer Disputes Redressal Forum, North 24 Parganas (in short, District Forum), the OPs thereof have preferred this appeal. By the impugned order, the Ld. District Forum has allowed the case.

          The case of the Complainants is that of misselling of insurance policy by the OPs, for which they prayed for refund of the deposited premium of amount along with other reliefs.

            On the other hand, the case of the OPs is that the Complainants had the opportunity of “ free look period “ of 15 days from getting the Policy Bond, so the allegations are not proper and the Complaint be dismissed.

            It is to be considered if the impugned order from any kind of infirmity so as to make an interference therein.

            Upon hearing both sides, it is practically found that it is a case of deception and misselling of products by the Insurance Company. The Ld. Distinct Forum has rightly found the case in favour of the Complainant.

            Accordingly, there is nothing to disturb the impugned order. Appeal is dismissed. The impugned order is affirmed.

            

 
 
[HON'BLE MR. DEBASIS BHATTACHARYA]
PRESIDING MEMBER
 
[HON'BLE MR. JAGANNATH BAG]
MEMBER

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