West Bengal

StateCommission

A/662/2018

The Chief manager, Allahabad Bank & Anr - Complainant(s)

Versus

Smt. Srabani Biswas & Anr. - Opp.Party(s)

Mr. Anjan Chakraborty

27 Jan 2021

ORDER

STATE CONSUMER DISPUTES REDRESSAL COMMISSION
WEST BENGAL
11A, Mirza Ghalib Street, Kolkata - 700087
 
First Appeal No. A/662/2018
( Date of Filing : 18 Jul 2018 )
(Arisen out of Order Dated 08/06/2018 in Case No. Complaint Case No. CC/446/2016 of District North 24 Parganas)
 
1. The Chief manager, Allahabad Bank & Anr
Barasat Main Br., K.B. Basu Road, P.O. & P.S. - Barasat, Kolkata - 700 124.
2. The Chief Manager, Zonal Office
G.D. Block, Sector - III, Salt Lake, Kolkata, W.B. - 700 106.
...........Appellant(s)
Versus
1. Smt. Srabani Biswas & Anr.
W/o Sri Asoke Kr. Biswas, Vill. - Kemia, P.O. - Kirtipur, P.S. - Madhyamgram, Dist. North 24 Pgs., Kolkata - 700 128.
2. Asoke Kr. Biswas
Since deceased on 09/10/2018, Stands substituted as per order no. 04 dated.31/01/2019 by legal heir under Sl. no. 3.
3. Somdutta Biswas, D/O, Lt. Asoke Kumar Biswas.
Vill-Kemia, P.O. Kirtipur, P. S. Madhyamgram.
North 24-Parganas, Kol-700128.
...........Respondent(s)
 
BEFORE: 
 HON'BLE MR. SHYAMAL GUPTA PRESIDING MEMBER
 
PRESENT:Mr. Anjan Chakraborty, Advocate for the Appellant 1
 Mr. Avijit Gope.Ms. Mery Das., Advocate for the Respondent 1
Dated : 27 Jan 2021
Final Order / Judgement

Sri Shyamal Gupta, Member

In this Appeal, the Order of the Ld. District Forum, North 24 Parganas dated 08-06-2018, passed in CC/446/2016 is called in question by the Appellants.

The dispute relates to arbitrary break open of the locker of the Respondents over non-payment of arrear rental of the same. 

Having heard both sides and on due consideration of the submission of the Ld. Advocates of the parties, it appears to me that the Appellant No. 1 miserably failed to discharge its responsibility as laid down in the ‘Guidelines on Safe Deposit Locker’ being pencilled by its Development Department vide Instruction Circular No. 9877/DEV/2007-2008/91 dated 27-12-2007.

By virtue of such guideline, it was incumbent upon the Appellant No. 1 to issue proper notice to the Respondents before breaking open the concerned locker.  It transpires from the photocopies of various Notices allegedly issued to the Respondents prior to breaking open of the locker that the same were wrongly addressed. Instead of sending the same to PIN 700 128, where the Respondents reside all through, the same were sent to PIN 700 124.  No wonder, therefore, the Appellants could not furnish even a solitary piece of document towards proper service of Notice upon the Respondents.  There is sufficient reason to infer that the Respondents had no prior knowledge about the coercive measures being contemplated by the Appellants over non-payment of arrear rental.

The said guidelines envisage that on the day of breaking open the locker, the services of a couple of customers and a Notary Public should be availed of as witness to the breaking open of the locker.  In addition, the Manager and other Officer/Staff of the Branch were also supposed to witness the entire procedure and last but not the least, for the purpose of breaking open of the locker, the concerned authorised dealer of locker supplier ought to remain present.

On a reference to the photocopy of Record of Breaking Open of Locker, it is found that the said document bears the specimen signature of some unidentified persons.  It is quite shocking that full names and addresses of the so called witnesses were not recorded in the said crucial piece of document in order to avoid inevitable controversy surrounding the belongings of the locker found by them. 

As noted above, the Appellants have not put forth any documentary proof to establish that even a single Notice was properly served upon the Respondents prior to breaking open of the locker. Secondly, while the antecedents of the witnesses who remained present at the time of breaking open of the locker of the Respondents remains a mystery, I cannot give a clean chit to the Appellants.  Being the custodian of the locker, the conduct of the Appellants ought to remain above board.  The hush-hush manner in which the locker was opened behind the back of the Respondents raises serious concern about the standard of probity/accountability at the branch level of the Appellant Bank. This cannot be viewed lightly.

In the light of above findings, I find no reason to interfere with the impugned order and accordingly, I dismiss this Appeal with a cost of Rs. 10,000/- being payable to the Respondents by the Appellants.  The Appellants, if so desired, may realize the entire awarded amount from the irresponsible officials of the Appellant No. 1 at a later stage.

 
 
[HON'BLE MR. SHYAMAL GUPTA]
PRESIDING MEMBER
 

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