Rano Devi filed a consumer case on 04 Jan 2018 against Singhland Investments Limited in the Sangrur Consumer Court. The case no is CC/541/2017 and the judgment uploaded on 09 Jan 2018.
DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR
Complaint no. 541
Instituted on: 11.10.2017
Decided on: 04.01.2018
Rano Devi aged 50 years wife of Kamlesh Kumar resident of Bombay Medical Hall, Near Nirankari Bhawan, By-pass Road, Lehra, District Sangrur.
…. Complainant.
Versus
1. Singhland Investments Limited, Flat No.36 Maharaja Ranjit Singh Market, Uppli Road, Near Mittal Eye Care Sangrur through its Branch Manager.
2. Singhland Investments Limited # 208-209-2010 2nd Floor, Syall Complex, Above HDFC Bank Limited Gill Road, Miller Ganj, Ludhiana through its Managing Director.
….Opposite parties.
FOR THE COMPLAINANT: Shri Vikram Manchanda Advocate
FOR THE OPP. PARTIES : Exparte.
Quorum
Sukhpal Singh Gill, President
Sarita Garg, Member
ORDER:
Sukhpal Singh Gill, President
1. Rano Devi, complainant has preferred the present complaint against the opposite parties (referred to as OPs in short) on the ground that she invested an amount of Rs.3,00,000/- with OPs in six policies vide policy numbers 006379 to 006384 on 03.11.2016 for a period of one year. The date of maturity of all the policies was 03.11.2016 and maturity amount of all the policies was Rs.3,36,000/-. After the maturity date , the complainant submitted original policies with Ops on 20.12.2016 and fulfilled all the formalities for releasing the maturity amount. Thereafter the complainant requested the OPs so many times to release the maturity amount but they have been putting off the matter on one pretext or the other. Thus, alleging deficiency in service on the part of OPs, the complainant has sought following reliefs:-
i) OPs be directed to pay Rs.3,36,000/- along with interest @12% per annum from 03.11.2016 till payment,
ii) OPs be directed to pay to the complainant a sum of Rs.20,000/- on account mental agony and harassment and Rs.20,000/- on account of unfair trade practice and Rs. 20000/- as litigation expenses.
2. Notices were sent to the OPs but none has appeared for the OPs despite service. As such OPs were proceeded exparte.
3. The complainant has tendered documents Ex.C-1 to Ex.C-8 and closed evidence.
4. From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that it is the case of the complainant that she invested an amount of Rs.3,00,000/- with OPs in six policies vide policy numbers 006379 to 006384 on 03.11.2015 for a period of one year. The date of maturity of all the policies was 03.11.2016 and maturity amount of all the policies was Rs.3,36,000/- which is evident from copies of policies Ex.C-3 and Ex.C-8. After the due date of said policies, the complainant submitted original policies and fulfilled all the formalities for releasing the maturity amount but the OPs did not release the maturity amount till today. The complainant has also produced on record copy of receipt Ex.C-2. The OPs have not come forward to contest the case of the complainant rather they chosen to remain exparte.
5. For the reasons recorded above, we allow the complaint and direct the OPs to pay to the complainant an amount of Rs.3,36,000/- alongwith interest @9% per annum from the date of filing of the complaint till realization. We further direct the OPs to pay to the complainant an amount of Rs.3500/- on account mental pain agony and harassment and Rs.1500/- as litigation expenses.
6. This order of ours shall be complied with within 60 days from the date of receipt of copy of the order. A copy of the order be supplied to the parties free of charge. File be consigned to records in due course.
Announced
January 04, 2018
(Sarita Garg) (Sukhpal Singh Gill)
Member President
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