Karnataka
Belgaum
CC/652/2014
Bharat P Patil - Complainant(s)
Versus
Shrikant R Mali. Chairman of Aashraya Sou Cr Society Ltd - Opp.Party(s)
B.R.Kapahi & I.M.Pathan
29 Jun 2017
ORDER
IN THE DIST.CONSUMER DISPUTES REDRESSAL FORUM BELAGAVI.
Dated this 29 June 2017
- Complaint No. 652/2014
- Complaint No. 653/2014
- Complaint No. 654/2014
- Complaint No. 655/2014
- Complaint No. 656/2014
- Complaint No. 657/2014
- Complaint No. 658/2014
- Complaint No. 659/2014
Present: 1) Shri. B.V.Gudli, President
2) Smt.Sunita Member
-***-
Complainant/s:
Mr.Bharat Prataprao Chavan Patil,
Age: 30 years, Occ: Business,
R/o. Sadashiv Nagar, Tq.& Dist. Belagavi.
…in CC/652/2014, 655/14, 656/14, 657/14
Mr. Prataprao Vithalrao Chavan Patil,
Age: 60 years, Occ: Business,
R/o. Sadashiv Nagar, Tq.& Dist. Belagavi.
…in CC/653/14, 654/14, 658/14, 659/14
(By Sri.B.R.Kapahi, Adv)
Vs
Opponent/s:
- The Chairman,
Shree Aashraya Souhard Credit Society Ltd. R/by Mr.Shrikant Rajaram Mali, R/o.H.No.157/29, Parvati Nivas, Bhandur Galli, Belagavi.
- The Secretary/Branch Manager,
Shree Aashraya Souhard Credit Society Ltd.
Vinayak G.Asukar,
R/o.Sai Balaram Apartment,
Good Shed Road, Belagavi.
- The Vice Chairman,
Shree Aashraya Souhard Credit Society Ltd. R/by Mr.Subhash Krishna Genji, R/o.Flat No.T-6, Aashraya Vihar,
CTS No.630, C-Scheme, Hindu Nagar, Tilakwadi, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd. Mr.Venkatesh Arjunrao Hisobhkar, R/o.322, Audumbar Savali, Roy Road,
Tilakwadi, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd. Mr.Ramkrishna Minaji Hadgal, R/o.CTS No.3503/B, Hadgal Mansion, Narvekar Galli, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd. Mr.Baburao Khemanna Khangaonkar, R/o.H.No.168/33, Tahasildar Galli, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd.
Mr.Parashram Laxman Kawale,
R/o.H.No.2176, Pangul Galli, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd.
Mr.Bhaurao Chudamani Mannolkar,
R/o.Plot No.B-1, Joshi Mala, Khasbag, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd.
Mr.Vasu Arjunsa Raibagi,
R/o. No.59/1B, KLS School Road, Arjun Niwas,
Hindwadi, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd.
Mr.Rajendra Shankar Shirodkar,
R/o. Plot No.200/38, Opp.Mahaveer Garden, Hindwadi, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd.
Mr.Badrinath Arjunsa Mirajkar,
R/o. Flat No.G-2, Manas Sarovar Apartment,
Maratha Colony, Tilakwadi, Belagavi.
- The Director,
Shree Aashraya Souhard Credit Society Ltd.
Mrs.Roopali Dayuanand Hishobkar,
R/o.322, Audumbar Savali, Roy Road,
Tilakwadi, Belagavi.
(OP.1 & 2 by Sri.S.R.Sakri, Adv., OP-3 –Dismissed OP-4 to 12 are Exparte)
(Order dictated by Shri.B.V.Gudli, President)
COMMON ORDER
I. The complainant/s grievances, allegations and the facts pleaded are same except the details of the deposits by the respective complainants. In these cases the O.Ps. are same. Hence for convenience all the cases are disposed of by the common order.
II. Since there are 8 cases and different complainants and having same address and particulars of their deposits being different, for brevity and also for clarity and to avoid confusion, names of the parties of the particular cases only will be shown in the cause title and the details of the deposits will be shown separately in the table.
1) The relevant facts of the cases are that the complainants have filed the complaints u/s. 12 of the Consumer Protection Act 1986 against the O.P. alleging deficiency in banking service of non refund of the FDRs & SB Account amount.
2) On service of notice OP.1 and 2 have appeared through their counsel & have filed their separate objections and affidavit along with documents. As per the memo of complainant case against OP.3 is dismissed. Inspite of service of notice Op-4 to 12 remained absent. Hence placed exparte.
3) In support of the claim in the complaints, complainants have filed affidavit and FDR certificates are produced by the complainants. Written arguments is filed for complainants.
4) Now the point for our consideration is that whether the complainant/s have proved deficiency in service on the part of the O.Ps. and entitled to the reliefs sought?
5) Our finding on the point is partly in affirmative, for the following reasons.
:: R E A S O N S ::
6) On perusal contents of the complainants and affidavit filed by the complainants. The opponent had offered to pay the better rate of interest and as such the complainant/s had invested their money in OPs society. They have deposited the following sum with OPs society details are as below;
Sl. No | Complt No. | FDR/SB Account No. | Date of deposit | Dt of Maturity | Deposit Amt | Matured/payable Amt |
1 | 2 | 3 | 4 | 5 | 6 | 7 |
1 | 652/14 | 196/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
2 |
| 197/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
3 |
| 198/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
4 |
| 199/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
5 |
| 200/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
6 |
| 201/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
7 |
| 202/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
8 |
| 203/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
9 |
| 204/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
10 |
| 205/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
11 |
| 206/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
12 |
| 207/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
13 |
| 208/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
14 |
| 209/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
15 |
| 210/52 | 25.10.12 | 25.10.13 | 12,801 | 14,337 |
|
|
|
|
|
|
|
1 | 653/14 | 377/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
2 |
| 378/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
3 |
| 379/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
4 |
| 380/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
5 |
| 381/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
6 |
| 387/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
7 |
| 388/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
8 |
| 389/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
9 |
| 390/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
10 |
| 391/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
11 |
| 397/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
12 |
| 398/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
13 |
| 399/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
14 |
| 400/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
15 |
| 401/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
16 |
| 407/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
17 |
| 408/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
18 |
| 409/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
19 |
| 410/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
20 |
| 411/52 | 03.11.12 | 03.11.13 | 17,500 | 17,500 |
21 |
| 417/52 | 03.11.12 | 03.11.13 | 4,000 | 4,480 |
|
|
|
|
|
|
|
1 | 654/14 | 160/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
2 |
| 161/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
3 |
| 162/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
4 |
| 163/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
5 |
| 164/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
6 |
| 165/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
7 |
| 166/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
8 |
| 167/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
9 |
| 168/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
10 |
| 169/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
11 |
| 170/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
12 |
| 171/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
13 |
| 172/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
14 |
| 173/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
15 |
| 174/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
16 |
| 175/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
17 |
| 176/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
|
|
|
|
|
|
|
1 | 655/14 | 382/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
2 |
| 383/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
3 |
| 384/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
4 |
| 385/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
5 |
| 386/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
6 |
| 392/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
7 |
| 393/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
8 |
| 394/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
9 |
| 395/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
10 |
| 396/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
11 |
| 402/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
12 |
| 403/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
13 |
| 404/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
14 |
| 405/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
15 |
| 406/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
16 |
| 412/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
17 |
| 413/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
18 |
| 414/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
19 |
| 415/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
20 |
| 416/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
|
|
|
|
|
|
|
1 | 656/14 | 174/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
2 |
| 175/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
3 |
| 176/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
4 |
| 177/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
5 |
| 178/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
6 |
| 179/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
7 |
| 180/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
8 |
| 181/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
9 |
| 182/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
10 |
| 183/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
11 |
| 184/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
12 |
| 185/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
13 |
| 186/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
14 |
| 187/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
15 |
| 188/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
16 |
| 189/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
17 |
| 190/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
18 |
| 191/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
19 |
| 192/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
20 |
| 193/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
21 |
| 194/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
22 |
| 195/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
|
|
|
|
|
|
|
1 | 657/14 | 177/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
2 |
| 178/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
3 |
| 179/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
4 |
| 180/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
5 |
| 181/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
6 |
| 182/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
7 |
| 183/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
8 |
| 184/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
9 |
| 185/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
10 |
| 186/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
11 |
| 187/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
12 |
| 188/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
13 |
| 189/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
14 |
| 190/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
15 |
| 191/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
16 |
| 192/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
17 |
| 193/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
18 |
| 194/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
|
|
|
|
|
|
|
1 | 658/14 | 149/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
2 |
| 150/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
3 |
| 151/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
4 |
| 152/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
5 |
| 153/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
6 |
| 154/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
7 |
| 155/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
8 |
| 156/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
9 |
| 157/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
10 |
| 158/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
11 |
| 159/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
12 |
| 160/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
|
|
|
|
|
|
|
1 | 659/14 | 161/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
2 |
| 162 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
3 |
| 163 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
4 |
| 164 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
5 |
| 165 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
6 |
| 166 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
7 |
| 167 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
8 |
| 168 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
9 |
| 169 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
10 |
| 170 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
11 |
| 171 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
12 |
| 172 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
13 |
| 173 | 26.10.12 | 25.10.13 | 22,762 | 25,493 |
7) After maturity the complainant/s approached the OPs and requested for the encashment of their respective matured amounts, but the OP s went on postponing the same by assigning reasons. Even after issuing legal notice to OPs dt.03.09.2014 calling upon the OPs to pay the matured FDRs amount, the OPs failed to comply the same. Hence opponent committed deficiency in service as contemplated under the provision of the consumer protection act 1986. Therefore the complainants are constrained to file these cases against OPs.
8) The OP.1 and 2 have filed objections to the complaints denying and disputing the complaint averments and contended, that the contents of the complaints that the retention of the deposits may be true, but the complainants have not made a party to the proceedings in which the amounts are deposited. The contents of paragraph that there had been a crime registered by the Sahapur Police Station Crime No.143/2014 etc., is nowhere concerned to the complainant/s and complainant/s cannot assume such facts, without going through the contents. There are no such details furnished in respect and regard to the complaint and its pendency etc., the complainant/s be put to strict proof. Further the OPs contended that, the complainant/s have not produced KYC documents to the OP souhard. The General Manager & Branch Manager at Narvekar Galli Branch had misused official stationary of OP souhard and issued fake certificates. The complainant/s be put to strict proof. The Dept. of Cooperation through DRCS Belgaum has already instituted statutory enquiry and it is still under process and it is within the knowledge of complainant/s. Hence there is no deficiency of service on the part of OPs and prays for dismissal of the complaints with cost.
9) On perusal of the affidavit filed by the complainants the original FDRs produced by the complainants are in the name of complainant & after maturity of the FDRs inspite of the demands made the amount remained unpaid, has to be believed and accepted. It is well settled legal position that non payment of the amount deposited, amounts to deficiency in service.
10) The OP-1 has taken contention that, the complainants have not furnished KYC documents which is mandatory for banking purpose. For that, the complainants have submitted that they will furnish their respective KYC to the Souhard. Hence if it is ordered to pay the respective FDRs and SB account amount to the complainants after receiving KYC documents, it will meets the ends of justice. The OPs have taken contention that the General Manager & Branch Manager at Narvekar Galli Branch had misused official stationary of OP souhard and issued fake certificates. To prove the said contention the OPs have not produced any cogent evidence.
11) Taking into consideration of the facts, evidence on record and the discussion made here before deficiency in service on the part of the O.Ps. have been proved.
12) Accordingly, following order.
ORDER
The complaints are partly allowed.
Case against OP-3 is dismissed.
The O.Ps.1, 2, 4 to 12 as shown in the cause title are hereby jointly & severally directed and liable to pay to the complainant/s as ordered below:
Sl. No | Complt No. | FDR/SB Account No. | Date of deposit | Dt of Maturity | Deposit Amt | Matured/payable Amt |
1 | 2 | 3 | 4 | 5 | 6 | 7 |
1 | 652/14 | 196/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
2 |
| 197/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
3 |
| 198/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
4 |
| 199/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
5 |
| 200/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
6 |
| 201/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
7 |
| 202/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
8 |
| 203/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
9 |
| 204/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
10 |
| 205/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
11 |
| 206/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
12 |
| 207/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
13 |
| 208/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
14 |
| 209/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
15 |
| 210/52 | 25.10.12 | 25.10.13 | 12,801 | 14,337 |
|
|
|
|
|
|
|
1 | 653/14 | 377/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
2 |
| 378/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
3 |
| 379/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
4 |
| 380/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
5 |
| 381/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
6 |
| 387/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
7 |
| 388/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
8 |
| 389/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
9 |
| 390/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
10 |
| 391/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
11 |
| 397/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
12 |
| 398/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
13 |
| 399/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
14 |
| 400/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
15 |
| 401/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
16 |
| 407/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
17 |
| 408/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
18 |
| 409/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
19 |
| 410/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
20 |
| 411/52 | 03.11.12 | 03.11.13 | 17,500 | 17,500 |
21 |
| 417/52 | 03.11.12 | 03.11.13 | 4,000 | 4,480 |
|
|
|
|
|
|
|
1 | 654/14 | 160/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
2 |
| 161/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
3 |
| 162/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
4 |
| 163/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
5 |
| 164/52 | 26.10.12 | 26.10.13 | 17,922 | 20,073 |
6 |
| 165/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
7 |
| 166/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
8 |
| 167/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
9 |
| 168/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
10 |
| 169/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
11 |
| 170/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
12 |
| 171/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
13 |
| 172/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
14 |
| 173/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
15 |
| 174/52 | 26.10.12 | 26.10.13 | 19,201 | 21,505 |
16 |
| 175/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
17 |
| 176/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
|
|
|
|
|
|
|
1 | 655/14 | 382/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
2 |
| 383/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
3 |
| 384/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
4 |
| 385/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
5 |
| 386/52 | 25.10.12 | 25.10.13 | 17,500 | 19,600 |
6 |
| 392/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
7 |
| 393/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
8 |
| 394/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
9 |
| 395/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
10 |
| 396/52 | 31.10.12 | 31.10.13 | 17,500 | 19,600 |
11 |
| 402/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
12 |
| 403/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
13 |
| 404/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
14 |
| 405/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
15 |
| 406/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
16 |
| 412/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
17 |
| 413/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
18 |
| 414/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
19 |
| 415/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
20 |
| 416/52 | 03.11.12 | 03.11.13 | 17,500 | 19,600 |
|
|
|
|
|
|
|
1 | 656/14 | 174/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
2 |
| 175/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
3 |
| 176/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
4 |
| 177/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
5 |
| 178/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
6 |
| 179/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
7 |
| 180/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
8 |
| 181/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
9 |
| 182/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
10 |
| 183/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
11 |
| 184/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
12 |
| 185/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
13 |
| 186/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
14 |
| 187/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
15 |
| 188/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
16 |
| 189/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
17 |
| 190/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
18 |
| 191/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
19 |
| 192/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
20 |
| 193/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
21 |
| 194/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
22 |
| 195/52 | 25.10.12 | 25.10.13 | 19,201 | 21,505 |
|
|
|
|
|
|
|
1 | 657/14 | 177/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
2 |
| 178/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
3 |
| 179/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
4 |
| 180/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
5 |
| 181/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
6 |
| 182/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
7 |
| 183/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
8 |
| 184/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
9 |
| 185/52 | 26.10.12 | 26.10.13 | 21,762 | 24,373 |
10 |
| 186/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
11 |
| 187/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
12 |
| 188/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
13 |
| 189/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
14 |
| 190/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
15 |
| 191/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
16 |
| 192/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
17 |
| 193/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
18 |
| 194/52 | 26.10.12 | 26.10.13 | 20,482 | 22,940 |
|
|
|
|
|
|
|
1 | 658/14 | 149/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
2 |
| 150/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
3 |
| 151/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
4 |
| 152/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
5 |
| 153/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
6 |
| 154/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
7 |
| 155/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
8 |
| 156/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
9 |
| 157/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
10 |
| 158/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
11 |
| 159/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
12 |
| 160/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
|
|
|
|
|
|
|
1 | 659/14 | 161/52 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
2 |
| 162 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
3 |
| 163 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
4 |
| 164 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
5 |
| 165 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
6 |
| 166 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
7 |
| 167 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
8 |
| 168 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
9 |
| 169 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
10 |
| 170 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
11 |
| 171 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
12 |
| 172 | 25.10.12 | 25.10.13 | 36,713 | 41,119 |
13 |
| 173 | 26.10.12 | 25.10.13 | 22,762 | 25,493 |
The matured FDRs amount at column 7 with future interest @9% P.A. from the date of maturity i.e. at column 5, till realization of the entire amount.
Further, the O.Ps.1, 2, 4 to 12 as shown in the cause title are hereby jointly & severally directed and liable to pay to the complainant/s a sum of Rs.3,000/-, towards costs of the proceedings in each complaint.
The order shall be complied within 30 days from the date of the order.
The original order shall be kept in complaint No.652/2014 and the true copy in other clubbed cases.
(Order dictated, corrected and then pronounced in the open Forum on: 29 June 2017)
Member President.
MSR
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