Maharashtra

Dhule

CC/10/201

hariom NagriShkaare Patpyde dhule53 nirmal devpur dhule - Complainant(s)

Versus

shkatre Bank Ltd Dhule - Opp.Party(s)

D.D.Joshi

28 Dec 2011

ORDER

 
Complaint Case No. CC/10/201
 
1. hariom NagriShkaare Patpyde dhule53 nirmal devpur dhule
...........Complainant(s)
Versus
1. shkatre Bank Ltd Dhule
............Opp.Party(s)
 
BEFORE: 
 HONABLE MR. D. D. Madake PRESIDENT
 HON'ABLE MR. C. M. Yeshirao MEMBER
 
PRESENT:D.D.Joshi, Advocate for the Complainant 1
 
ORDER

×−Ö úÖ »Ö ¯Ö ¡Ö

ÁÖß.ÃÖß.‹´Ö.μOe¿Ö߸üÖ¾Ö, ÃÖ¤uAμO:-

ŸÖÎúÖ¸ü¤üÖ¸ü μOOO−ß ×¾Ö¹ý¬¤ü ¯ÖÖ ²ÖэêúŸ ´Öã¤üŸ šü¾Ö ¯ÖÖ¾OŸμOO †−OμOe

´Öã¤üŸÖ šêü¾Ö ÖÖŸÖê Îú.

¤euμO ¸üOEú´Ö

648 1,00,000/- 1,07,463/-

649 1,00,000/- 1,07,463/-

650 1,00,000/- 1,07,463/-

651 1,00,000/- 1,07,463/-

652 80,000/- 85,783/-

290 30,000/- 45,418/-

292 2,00,000/- 3,32,051/-

294 1,10,000/- 1,65,657/-

297 2,00,000/- 2,90,493/-

303 2,00,000/- 2,95,248/-

645 1,00,000/- 1,07,463/-

655 6000/ 6375/-

šêü¾Öß“Öß ´Öãôû ¸üOEú´Ö 31/03/10 ¸üÖê•Öß ÆüÖê+ÖÖ¸üß

3

ŸÖÎúÖ¸ü Îú.201/2010

656 20,000/- 21,249/-

657 12,000/- 12,749/-

1594 10,000/- 20,294/-

1595 10,000/- 20,294/-

308 22,000/- 32,318/-

309 48,000/- 70,469/-

3. ŸÖÎúÖ¸ü¤üÖ¸ü μOOO−ß ÷Öãӟ׾ֻÖê»μOO ¸üú´Öê“ß ´ÖÖ÷Ö+Öß ×¾Ö¹ý¬¤ü ¯ÖÖ ²ÖэêúŸ êú»Öß †ÖŸÖ ²Öэêú−ê ¸üOEú´Ö

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ŸμOOO−ß ²Öэêú¾Ö¸ü פü.30/03/07 ¯ÖÖÃÖæ− ¿ÖÖÃÖ−Ö´ÖÖ±ÔúŸ ¯ÖÏ¿ÖÖÃ֍úÖ“ß −ê´Ö+Öãú ú¸ü+μOOŸ †»Öê»Öß †Æêü ¾Ö

פü.21/02/09 ¸üÖê•ß †OAOOμOúÖ“ß −ê´Ö+Öãú ú¸ü+μOOŸ †»Öê»Öê †Æêü. ŸμOO´Öãôêû šü¾ÖߤüÖ¸üÖÓ−Ö ¸üOEú´Ö

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´ÖÆüÖ¸üÖ™ü ÃÖÆüúÖ¸üß ÃÖÓãÖÖ †¬Ö×−μO´Ö 1960 ´Ö¬Öᯙ ú»Ö´Ö 164 ¯ÖÏ´ÖÖ+Öê †¾Ö¿μOú †Ö»Öê»Öß uOμO.êü¿Ö߸ü

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†Æêü.

6. ŸÎúÖ¸ü¤üÖ¸ü μOOO“Öß ŸÎúÖ¸ü, ×¾Ö¹ý¬¤ü ¯ÖÖ μOOO“ÖÖ Öã»ÖÖÃÖÖ μOOO“ÖÖ ×¾Ö“Ö¸ü ÆüÖêŸÖ ŸÎúÖ¸üß“μOO

−μOOμO~−+OOμOOAOOšs ÖÖ»Öᯙ ´Öã§êü ˆÖÛã֟ ÆüÖêŸÖŸ.

´Öã§êü ˆ¢Ö¸ü

1. ŸÖÎúÖ¸ü¤üÖ¸ü Æêü ×¾Ö¹ý¬¤ü ¯ÖÖ μOOO“Öê ÷ÖÏÖÆüú †ÆêüŸ uOμO? AuOeμO.

2. ŸÎúÖ¸ü “Ö»Ö×¾Ö+μOO“Öê ´ÖÓ“ÖÃÖ †¬ÖúÖ¸ü Öê¡Ö †Æêü uOμO? AuOeμO.

3. ×¾Ö¹ý¬¤ü ¯ÖÖ μOOO−ß ŸÎúÖ¸ü¤üÖ¸ μOOO−Ö ªÖ¾OμOO“μOO ÃÖê¾ÖêŸ Ÿé™ß

êú»Öß †Æêü uOμO? AuOeμO.

4

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4. ŸÖÎúÖ¸ü¤üÖ¸ úÖê+ÖŸÖÖ †−ÖãŸÖÖêÂÖ ×´Öôû+μOOAO ¯ÖÖ¡Ö †Æêü? †×Ÿ´Ö †¤êü¿ÖÖ¯ÖÏ´ÖÖ+Öê.

5. †¤êü¿Ö uOμO? ÖÖ»Öᯙ ¯ÖÏ´ÖÖ+Öê.

×¾Ö¾Öê“Ö−Ö

7.

†ÆêüŸ. ×¾Ö¹ý¬¤ü ¯ÖÖ μOOO−ß ŸÎúÖ¸ü¤üÖ¸ü μOOO“μOO ´Öã¤üŸ šü¾Ö ¯ÖÖ¾ÖŸßÓ“ß ¸üOEú´Ö −֍úÖ¸ü»Öê»Öß −ÖÆüß. ´Öã¤üŸ šü¾Ö

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´ÖŸ †Æêü. ´Æü+Öæ− ´Öã§üÖ Îú.1 “ê ˆÖ¸ü †´Æüß ÆüÖêúÖ¸üÖ£Öá ¤êüŸ †ÆüÖêŸ.

8.

†¬ÖúÖ¸üÖê¡ÖÖ“ß ²ÖÖ¬ÖÖ μOeŸe †Öê −´Öã¤ü êú»Öê»Öê †Æêü. ŸÎúÖ¸ü¤üÖ¸ü μOOO−ß ÷ÖÏÖÆüú ÃÖÓ¸üÖ+Ö uOμO.üÖ ú»Ö´Ö 3

−ãÃÖÖ¸ü ¯ÖÏß㟠ŸÎúÖ¸ü “Ö»Ö×¾Ö+μOO“Öê ÷ÖÏÖÆüú ´ÖÓ“ÖÃÖ †¬ÖúÖ¸ü †ÆêüŸ †ÖÖ μOaOEŸs¾ÖÖ¤ü êú»ÖÖ †Æêü.

9. ¾ÖÖß¾Öߍú ÷ÖÏÖÆüúÖÓ−Ö †¯Ö»μOO ŸÎúÖ¸üà“ß ×−¸Öú¸ü+Ö ú¸ü+μOOAOOšs •μOO¾Öêôûß ¤üÖê− ¯OμOOOμO ˆÖ»Ö²¬Ö

†ÖŸÖŸ ŸμOO¾Öêôûß úÖê+OŸμOO −μOOμOO»OμOOŸ ¤üÖ¤ü ´ÖÖ÷ÖÖ¾Öß μOO“ÖÖ ×−+OOμO ÷ÖÏÖÆüúÖ−ê ‘μOO¾OμOO“ÖÖ †Æêü. ×¾Ö¹ý¬¤ü

¯ÖÖ ²Öэúà÷Ö“Ö ¾μO¾OAOOμO ú¸üŸê. ŸÃÖê“ ŸÎúÖ¸ü¤üÖ¸üÖ−ê ‡Ÿ¸ü −μOOμOO»OμOOŸ ŸÎúÖ¸ü ¤üÖÖ»Ö êú»Öê»Öß †Æêü †Öß

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´Öã§üÖ Îú.1: ŸÖÎúÖ¸ü¤üÖ¸ü μOOO−ß ¯ÖÖ− Îú.4/1 ¾Ö¸ü ´Öã¤üŸ šü¾Ö ¯ÖÖ¾ÖŸßÓ“μOO —ê¸üÖòOEÃÖ ¯ÖÏŸß ÃÖÖ¤ü¸ü êú»Öê»μOO´Öã§üÖ Îú.2: ´ÖÆüÖ¸üÖ™Òü ÃÖÆüúÖ¸üß ÃÖÓãÖÖ †×¬Ö×−OμO´Ö 1960 ´Ö¬Öᯙ ú»Ö´Ö 163 †−OμOe

μOO ÃÖÓ¤ü³ÖÖÔŸ †´Æüß

The Secretary Thirumurugan Co-operative Agricultural Credit Society V/s

M. Lalitha (Dead) Lrs.& Ors.

¯Öãoeüᯙ ¯ÖÏ´ÖÖ-Öê ´ÖŸ ¾μOOEŸ êú»Öê †Æêü.

2004 NCJ 255 (SC) SUPREME COURT OF INDIAμOO ×−¾ÖÖ›μOO“ÖÖ †¬ÖÖ¸ü ‘êŸ †ÆüÖêŸ. μOO´Ö¬μOe ´ÖÖ.−μOOμOO»OμOO−ê

Having due regard to the scheme of the Act and purpose sought to be

achieved to protect the interest of the consumers, better the provisions are to

be interpreted broadly, positively and purposefully in the context of the

present case to give meaning to additional/extended jurisdiction, particularly

when Section 3 seeks to provide remedy under the Act in addition to other

remedies provided under other Acts unless there is clear bar.

10. ¾Ö¸üᯙ ×−Ö¾ÖÖ›uμOOŸs»Ö ŸŸÖ ¯ÖÖÆüŸÖ ŸÎúÖ¸ü¤üÖ¸ü μOOO“Öß ŸÎúÖ¸ü μOO ´ÖÓ“ÖŸ “Ö»Ö×¾Ö+μOOAO úÖÆüßÆüß ²ÖÖ¬ÖÖ

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11.

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5

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¾ÖÖ¸Óü¾ÖÖ¸ü ¸üú´Öê“Öß ´ÖÖ÷Ö+Öß ú¹ý−ÖÃÖ㬤üÖ ²Öэêú−Öê ŸÖÎúÖ¸ü¤üÖ¸ü μOOO−Ö ¸üú´ÖÖ †üÖ êú»μOO −ÖÆüߟ. ¾ÖÖß׾֍ú

šü¾ÖߤüÖ¸üÖÓ−Ö ¾Öêôêû¾Ö¸ü ¸üOEú´Ö ¯Ö¸üŸ ú¸ü+Öê ²Öэêú“ê úŸÔ¾μO ÆüÖêŸê. ¯Ö¸ÓüŸæ ´ÖÖ÷Ö+Öß ú¹ý−Æüß ¸üOEú´Ö − ¤êü+Öê Æüß

×¾Ö¹ý¬¤ü ¯ÖÖ μOOO“Öß ŸÎúÖ¸ü¤üÖ¸ü μOOO−Ö ªÖ¾OμOO“μOO ÃÖê¾ÖêŸß»Ö Ÿé™ß †Æêü †Öê μOO ´ÖÓ“Ö“ê ´ÖŸ †Æêü. ´Æü+Öæ− ´Öã§üÖ

Îú.3 “ê ˆÖ¸ü †´Æüß ÆüÖêúÖ¸üÖ£Öá ¤êüŸ †ÆüÖêŸ.

12.

.3 ते 18 संचालक यांना आदेश )ावा अशी -वनंती केली आहे. -व द प" तफ- अड.

मुुा .4- तसेच तारदार यांनी सदरची रक म िमळय ासाठ बकँ व -व द प"¸uOμOŸe

यांनी सदर बँकेवर /द.30/03/07 रोजी 5शासक व /द.21/02/2009 पासून अवसायक ाची

िनयु ती क र यात आलेली आहे. 9 यामुळे बँकेचा संपुण; < यवहार अवसायक यां= या ता> यात

आहे ? हणून 9 यांना वै तीशः र क म दे यास जबाबदार ठर-वता येणार नाहB असा यु तीवाद

केला.

13.

आयोग , पLरमा खंड-पठ, औरंग ाबाद यांनी

अड.¸uOμOŸe यांनी आपC या ? हण या= या पृE ठयाथ; महाराE G राH य Iाहक वाद िनवारणAPPEAL NO. :127 OF 2009

Purushottam Kalu Patil

V/s Bhimsingh Budha Pardeshi आOण

M.A.No.07/2009

9 याम ये मा.राH य आयोग यांनी पुढBल 5माणे मत < य त केले आहे.

Jitendra Shaha V/s Sanjay Khankari चा आधार घेतला आहे.

Learned counsel for the appellant brought to our notice that

Liquidator is appointed on respondent bank vide order No.URB/D-

4/P.K.Anna P.Bank/Liquidation/2009/111 dated 3

Liquidator`s name is Shri.Sopan Shinde, Dist.Dy. Registrar,Cooperative

Societies, Nandurbar,Dist.Nandurbar, who is to conduct the affairs of the

said bank as per the powers exercisable U/s1 05 of Maharashtra

Cooperative Act 1960. Appointment is U/s 110-A(ii) of Maharashtra

Co.operative Societies Act, 1960. Learned counsel for the appellant brought

to our notice the judgment of National Commission in Revision Petition

2528/2006 & others in case Reserve Bank of India –Vs- Eshwarappa & Anr.

reported in 1 (2008) CPJ 30(NC). Hon`ble National Commission observed

that;

rd January 2009.

“Considering the aforesaid situation, there is no alternative but to

direct the Liquidator to abide by the final order passed by the Consumer

Fora, namely, the District Forum or the State Commission and to make

6

ŸÖÎúÖ¸ü Îú.201/2010

payment of the amount which is crystallised by the said Fora, within a

period of six weeks from today”.

5.

Dist.Dy.Registrar has been appointed as Liquidator of Shri.P.K.Anna Patil

Sahakari Bank to conduct affairs of the bank. As per ratio in Eshwarappa`s

case when the Liquidator is appointed against sick institution, the

Liquidator is whole and sole controlling agent of the property of the said

Sanstha. It is for him to disburse the liability of the loan or any of the

liability etc. against the receipt realized from the property of the said

Sanstha. It also be mentioned that non-bailable warrant had been issued

against appellant No.2. In view of ratio in Eshwarappa`s case(Supra) order

issuing warrant against appellant Purushottam Patil is hereby quashed and

set aside. Order dated 05.02.2009 passed by District Forum is hereby

quashed and set aside and respondent No.1 is directed to approach

Liquidator for the satisfaction of the liability from the assets of the bank.

It is apparent from above that Shri.Sopan Shinde,

तसेच मा

र-वंZ ंईसाइ -व द राज\ी राजकु मार चौधरB या Vय ाियक ]E टांताम य े पढु Bल 5माणे मत <य त के ले

आहे

As has been recorded above, I am of the view that a society registered under the

provision of Maharashtra Co-operative Societies Act

against and a complaint under the provision of Consumer Protection Act is entertain

able against the society, the Directors or members of the managing committee cannot be

held responsible in view of the scheme of Maharashtra Co-operative Societies Act. To

hold the Directors of the banks/members of the managing committee of the societies

responsible, without observing the procedure prescribed under the Act, would also be

against the principles of co

the co

1960 , although can be proceeded-operation, which is the very foundation of establishment of-operative societies.

14.

िनयु ती झालेली असC यामुळे र क म दे याची जबाबदारB अवसायक यांची आहे असे आ? हांस

वाटते. 9 यामुळे -व द प" .2 ते 15 यांना र क म दे यास वैय तीक Lर9 या जबाबदार

ठर-वता येणार नाहB. ? हणून मुा .4 चे उ9 तर आ? हB वरBल 5माणे देत आहोत.

वरBल V याियक ]E टांतातील त9 व पाहता, -व द प" बँकेवर देखील अवसायक ाची

7

15.

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बँकेक डून

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व इतर

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[HONABLE MR. D. D. Madake]
PRESIDENT
 
[HON'ABLE MR. C. M. Yeshirao]
MEMBER

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