Date of filing : 04-02-2011

                                                                        Date of order: 25-04-2012

 IN THE CONSUMER DISPUTES REDRESSAL FORUM, KASARAGOD

                                         CC. 27/2012

                         Dated this, the  25^th   day of    April  2012

PRESENT

SRI.K.T.SIDHIQ                                             : PRESIDENT

SMT.P.RAMADEVI                                      : MEMBER

SMT.K.G.BEENA                                         : MEMBER

Naryanan.K,                                                                                    } Complainant

S/o.Doomappa Gurikkar@ Belchappada,

R/at Mali House, Pavoor.Po.

Kasaragod Taluk & Dist.

(Adv. Prakash Ammannaya, Kasaragod)

1. The Secretary, Kasaragod Primary                                            } Opposite parties

     Co-operative Agricultural & Rural

     Development Bank Ltd,  Kasaragod.Po.                                                        

2. The  Senior Inspector/ Special Sale Officer

      Kasaragod Primary Co-operative Agricultural

     And Rural Development Bank Ltd,

     Kasaragod.Po.

3. The Grievance Redressal Officer,

     Kasaragod Primary Co-operative Agricultural

     & Rural     Development Bank Ltd,  Kasaragod.Po

4.  The Assistant Manager,

      Rural Planning and Credit Department,

      Bekary Junction, P.B.No.6507, Trivandrum.33.

5.   The Chief General Manager, NABARD,

      Kerala Regional Office, Punnen Road, Statue,

      Trivandrum.39.

(Ops 1 to 5 Exparte)

                                                                        O R D E R

SMT.K.G.BEENA, MEMBER                                                         

            This complainant is an agriculturist who availed agricultural loan from the 1^st opposite party bank. But successive natural calamities and fall in price of agrarian products resulted in crop loss and complainant could not repay the amount.  Therefore the bank has initiated recover proceedings against the  property of the complainant.  According to the complainant his loan ought to have been waived as per the Agriculture Debt Waiver Relief Scheme formulated by the Central Government in 2008.  But opposite party did not give the benefit of the said scheme to the complainant.  Hence the complaint.

2.         Opposite parties are absent inspite of receipt of notice issued by registered post.  Opposite parties 1 to 5 called absent and set exparte.

3.         As it is a case related to agricultural debt waiver and Debt Relief Scheme 2008, Hon’ble High Court of Kerala in WPC Nos.12552, 12554, 12569 and 1257/2011 has directed the beneficiaries of the said agriculture Debt Waiver and Debt Relief Scheme 2008 to approach the Grievance Redressal Officer for ventilating their grievance in terms of clause 10-3 of the aforesaid scheme.

4.         In view of the above discussion and in view of the judgment of the Hon’ble High Court of Kerala cited above we direct the complainant to approach the Grievance Redressal Officer within one month from the date of receipt of copy of order.  The Grievance Redressal officer shall consider representation and dispose the same expeditiously.  Till the disposal of the said representations all further proceedings for recovery of the amounts availed by the complainant as loans shall be kept in abeyance.  It is made clear that if no representation is filed by the complainant as stipulated in clause 10(3) ADWR Scheme within the time mentioned above then opposite parties shall be free to continue recovery proceedings initiated by them.

            The complaint is disposed as above.

MEMBER                                           MEMBER                                           PRESIDENT

Pj/