NCDRC

NCDRC

RP/1244/2010

LIC OF INDIA & ANR. - Complainant(s)

Versus

SANGEETA KAUSHIK (ALIAS SATYA BHAMA) & ORS. - Opp.Party(s)

M/S. MOHINDER SINGH & CO.

19 Nov 2010

ORDER

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI
 
REVISION PETITION NO. 1244 OF 2010
 
(Against the Order dated 17/11/2009 in Appeal No. 332/2004 of the State Commission Punjab)
1. LIC OF INDIA & ANR.
Model Town
Jalandhar
Punjab
2. LIFE INSURANCE CORPORATION OF INDIA
Through Mr. K.L. Virmani, Assistant Secretary, Life Insurance Corporatin of India, H-39, Connaught Place
New Delhi
Delhi
...........Petitioner(s)
Versus 
1. SANGEETA KAUSHIK (ALIAS SATYA BHAMA) & ORS.
R/o. Near Roy Hospital, Ward No. 4, Maur Mandi
Bhatinda
Punjab
2. MANU KAUSHIK
R/o. Near Railway Hospital, Ward No. 4, Maur Mandi
Bathinda
Punjab
3. BHASKAR KAUSHIK
R/o. Near Railway Hospital, Ward No. 4, Maur Mandi
Bathinda
Punjab
4. KESHAV KAUSHIK
R/o. Near Railway Hospital, Ward No. 4, Maur Mandi
Bathinda
Punjab
5. MRS. SAVITA DEVI, W/O. MR. ROHIT KUMAR
R/o. Near Railway Hospital, Ward No. 4, Maur Mandi
Bathinda
Punjab
...........Respondent(s)

BEFORE: 
 HON'BLE MR. JUSTICE ASHOK BHAN, PRESIDENT

For the Petitioner :M/S. MOHINDER SINGH & CO.
For the Respondent :NEMO

Dated : 19 Nov 2010
ORDER

Fora below have dismissed the complaint filed by the complainants on the ground that the insured (deceased) was guilty of

-2-

suppression of material facts while filling in the proposal form.  While dismissing the complaint, the State Commission had awarded Rs.20,000/- by way of ex-gratia payment. 

          We had directed the counsel for the petitioner insurance company to get instructions regarding payment of ex-gratia amount to the respondents.  Learned counsel for the petitioner insurance company after taking instructions states that the insurance company is agreeable to pay Rs.20,000/- to the respondents by way of ex-gratia payment.

          In view of the statement made by counsel for the insurance company, revision petition 1244/2010 is dismissed.

          Revision petition 1357/2010 has been filed by the complainants.  We agree with the view taken by the fora below that the deceased was guilty of suppression of material facts; that the deceased did not act in good faith and disclose the material facts regarding the disease from which he was suffering, while filling in the proposal form.  Dismissed.

 
......................J
ASHOK BHAN
PRESIDENT

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