West Bengal

Bankura

CC/12/2016

Arjun Bauri - Complainant(s)

Versus

Rudra Automobiles Pvt. Ltd. - Opp.Party(s)

Jayanta Kumar Banerjee

28 Aug 2023

ORDER

IN    THE   DISTRICT   CONSUMER   DISPUTES   REDRESSAL COMMISSION, BANKURA

  Consumer Complaint No. 12/2016

           Date of Filing: 11-02-2016

Before:                                        

1. Samiran Dutta                              Ld. President.      

2. Rina Mukherjee                          Ld. Member. 

3. Siddhartha Sankar Bhui            Ld. Member.

 

For the Complainant:  Ld. Advocate  Jayanta Kr. Mukhopadhyay

For the O.P: None

 

Complainant  

Arjun Bauri, S/o Anil Baran Bauri, at Vill. Kundurka, Moshiara, Khatra, Bankura

Opposite Party

Rudra Automobiles Pvt. Ltd., Lalbazar, Bankura

 FINAL ORDER / JUDGEMENT             

                                                                                                                                         

Order No.42

Dated:28-08-2023

Complainant files hazira through advocate.

No step is taken by the O.P.s                 

The case is fixed for argument.

After hearing argument from the Complainant the Commission proceeds to dispose of the case as hereunder:-

The Complainant’s case is that he purchased a Tractor No. being WB67A1937 from O.P. No.1 financed by O.P. No.2 & O.P. No.3 vide Loan Agreement No.1782528, dt.25/10/2011 but the Complainant defaulted in payment of EMI and accordingly O.P. No.3 sent a Demand Notice dated: 03/12/2015 for Rs.2,87,555/-. The Complainant is quite in the dark as to such huge outstanding dues and as such he has filed the instant case for appropriate relief challenging the said Demand Notice.

O.P. No.2 & O.P. No.3 jointly submitted a written version contending inter alia that in view of the Arbitral Award passed in the matter the instant case is not maintainable.

O.P. No.1/Dealer did not however contest the case.

                                                                                                                                                                                      Contd……p/2

                                                                            

                                                                                                           Page: 2

-: Decision with reasons: -

Having regard to the facts of the case, contention and documents on record  the Commission finds that admittedly the Complainant is a defaulter of loan and separate arbitration proceeding has been drawn for recovery of the outstanding dues. Though it is specifically mentioned in Para-12 of the written version that an Arbitral Award has already been passed vide Annexure-D but no such Arbitral Award is on record.

At the time of hearing Ld. Advocate for the Complainant could not justify the Complainant’s case. It is settled law that under Hire Purchase Agreement the borrower has to clear all the outstanding dues otherwise he will not get any relief whatsoever. Even if the Arbitral Award is not produced at the time of hearing but the Commission is of the view that the Complainant is aware of that Award and he does not show much interest in proceeding with the case for that reason and the instant case has been filed after receipt of the said Demand Notice to defeat the claim of the O.P. Financer.

Hence it is ordered……..

That the case is dismissed on contest without any merit.

Both parties be supplied copy of this Judgement free of cost.

                                                                                                   

  ____________________                _________________                _________________

HON’BLE   PRESIDENT            HON’BLE MEMBER            HON’BLE MEMBER