ORDER ON ADMISSION.

The complainant filed the complaint against the OPs U/s 35 of the C.P. Act for awarding the compensation on account of the car was burnt in the accident along with the complaint. The complainant filed the document No.5 insurance policy issued by the OPs. On perusal of the said policy, the same is in the name of complainant in the policy i.e. limits of liability wherein it is stated that the policy covers the risk of death or bodily injury. In the present case there is no death or bodily injury caused.

2)      On the other hand, the compensation claim for the burnt of car in the accident, but on perusal of the said policy wherein it is nowhere stated that the policy cover the risk of the burnt of the car and compensation.

3)      Looking to the document No.3 the reply notice issued by the OPs to complainant advocate, wherein it is clearly stated that it is intimated in the legal notice that the loss occurred on 05.04.2024 due to the fire caught in the engine of the vehicle while driving. It is submitted that for the aforementioned insurance policy there is no own damage cover and only liability cover availed with us.  It is submitted that the damages sustained are outside the scope of our policy and cannot be cover by the same. Therefore, the abovementioned claim is not admissible and not liable to pay whatsoever to and/or indemnify your client.

4)      The said contention of the reply notice covers the condition of the policy. Therefore, we are of the opinion that the complainant is not entitled for the any benefit as claimed in the complaint and complaint is dismissed in the admission stage.