Sri S.K.Sahoo,President.

           This  is   a  petition filed by the  complainant U/s. 35  of Consumer Protection Act, 2019.

2.       The  case of the  complainant is  that  he  has opened three accounts bearing No. 22237201792,2237201793 and 22237201794 and  deposited 18 months fixed  a  sum of Rs. 20,868.00, 16,000.00 & Rs.17,818.00   with  the opp.parties   at their  Talcher  branch  office on 11.06.2018    bearing Code No. 2223. The  said  deposits  were to be matured on 11.12.2019,  when the   opp.parties   will be   liable  to pay  the maturity  amounts  with interest  . After  maturity of the  said  deposit  the complainant  approached the opp.parties   in several occasions  but they  didn’t pay  any heed towards   his request. On 18.06.2022  the complaint has  sent  a legal  notice  to the opp.parties  for  refund  of the   amount   due  to her within  15 days  of  receipt  of  the  notice.   Inspite of such notice  issued  to the   opp.parties   the  complainant  has not  yet received  back  the  money due by him   from  opp.parties. Hence   this   complaint.

3.       Notices  were  issued  to all the opp.parties through  R.P with A.D  on 07.10.2022. Opp.party No.1 did not  appear  inspite  of notice. Opp.party No.2 entered  his appearance on 29.10.2022 .No written statement was filed  by  the opp.parties  .

          However the Learned  Counsel  for the opp.party No.1  challenged the maintainability  of the proceeding  before this Commission by relying a decision reported  in  2013 STPL 18436 NC  passed by the National Consumer Disputes Redressal Commission,New Delhi  in Anjana Abraham Vrs Koothattukulam Farmers Service Co-iperative Bank Ltd. On the  other hand  the  learned  counsel for the  complainant  relied  on  decision passed by the Learned  State Consumer Disputes Redressal Commission, Chandigarh  in Ram Kanwar Vrs. Sahara India Pariwar  Pvt. Ltd.  on 28.09.2021, the  judgement  passed  by the  Hon’ble Supreme Court in Civil  Appeal  No. 64  of 2010  Virender Jain Vrs. Alaknanda Cooperative  Group Housing Society  Ltd. & others, Civil Appeal No. 92  of 1998, The Secretary, Thirumurugan Co-operative Agricultural Credit Society  Vrs. M.Lalitha  (dead) through LRs. & Others and  submitted that the  complainant is  a  consumer and  the present  proceeding is maintainable  before this Commission.  On perusal of the judgement relied on by both the parties it is clear that the  complainant  is a consumer and present proceeding is maintainable  before this Commission.

4.       The  complaint petition  filed by the complainant on 23.08.2022  is  a  verified one. It has been executed  before the Notary  on 23.08.2022. From the  compliant petition  it is clear that on 11.06..2018  the  complainant has   deposited an amount of      Rs. 20,868.00, 16,000.00 & Rs.17,818.00   with the opp.parties and  obtained  receipt  Certificate  No. 787001439956, 787001439957  & 787001439958.  The photo copy  of the  said  deposits   are available  in the  case  record. From the  complaint petition  coupled  with  certificates  granted  by the opp.parties  it is  clear that the  complainant has deposited an amount of  Rs. 20,868.00, 16,000.00 & Rs.17,818.00  with  the opp.parties  on 11.06.2018  which  are  to be  matured on 11.12.2019. Admittedly  the  opp.parties  have not  paid the  entitled   amount    to the  complainant  after  it   has been matured .  It  is  also  clear  from the record that     legal notices  dt. 18.06.2022 were   issued  to  all the  opp.parties  vide  registered post with  A.D  on 21.06.2022 by the  advocate for the complainant. In the  said  notice  the  complainant  had  requested the opp.parties to  pay the   amount  due within 15 days of receipt  of the  notice   . Inspite  of receipt of   such  notice neither   the opp.parties    paid   the  amount  due nor responded  to the  complainant .

5.       Hence  it is  clear  from the materials on record that the  complainant has  deposited  an amount  of Rs. 20,868.00, 16,000.00 & Rs.17,818.00  with the  opp.parties   and the opp.parties  are   jointly and  severally  liable  for   payment of the  matured amount  along with   interest to the  complainant.

6.       Hence order :-

: O R D E R :

          The  case    be  and  same   is   allowed on contest  against opp.party No.2 and  exparte  against opp.party No.1. All the  opp.parties  are  jointly and  severally liable  to pay the  matured  amount   to the complainant   along with  interest @ 9% per annum  from 11.12.2019 until payment  is made. The opp.parties are  further  directed  to pay an  amount of Rs. 15,000.00 (Rupees Fifteen  Thousand) only as compensation   and Rs. 5,000.00 (Rupees Five Thousand) only towards cost of  litigation to the  complainant.

          The opp.parties are directed to  comply  the order within one  month from the date  of receipt of the  order, failing which  they are  liable to pay interest @ 16% per  annum  on the   amount entitled by the  complainant  by this  order.