Karnataka

Mandya

CC/10/129

Smt.Jayamma - Complainant(s)

Versus

Reliance Life Insurance Co., - Opp.Party(s)

Sri.K.S.Deepak Kumar

04 Feb 2011

ORDER

MANDYA DISTRICT CONSUMER DISPUTES REDRESSAL FORUM
D.C. Office Compound, Opp. District Court Premises,
Mandya - 571401.
 
Complaint Case No. CC/10/129
 
1. Smt.Jayamma
W/o Late Chikkaiah, R/at Accetate Town, V.C.Farm Road, Mandya City.
Mandya
Karnataka
...........Complainant(s)
Versus
1. Reliance Life Insurance Co.,
The Manager, Reliance Life Insurance Co., Claim Department, Reliance House, 4th Floor, Haddow Road, Nugam Bakam, Chennai.
Karnataka
2. Reliance Life Insurance Company
The Manager, Reliance Life Isurance Co., Opp. Railway Station, B.M.Road, Mandya.
Mandya
Karnataka
............Opp.Party(s)
 
BEFORE: 
 
PRESENT:
 
ORDER

 

 
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3.                  »Ðõ‘ФбÀйÐÔî ¹ÙÖӁ·ÑÀв٠ÀЦѯ‘Ùց®ÐÔ, Š·ÐÔ¤ÑÏ–ÐÏ–Ù ´ÎÐÔÀÐÏ‘Ù »Ð³Ðõ   ºÓ®ÐÄÑ—³ÐÔê, ÊзЧ ´ÎÐÔÀÐÏ‘Ù »Ð³Ðõ Š·ÐÔ¤ÑÏ–ÐÏ–Ù ¢Ñ§¦Ð¦Ñ—¤ÐÔ³Ðê·Ù.  Š·ÐÔ¤ÑÏ–ÐÎÐÔ »Ðõ‘Фб‘ÙÜ „‘Ùùӻвف¦ÐÔ¹ÐÔî ¸:16.11.2010 ¤Ð·ÐÔ ·Ñ“ÃÔ ÀЦѯ¤ÐÔ³Ñê¤Ù. Š·ÐÔ¤ÑÏ–ÐÎÐÔ ÊÐÅöˤÐÔÀÐ „‘Ùùӻвف¦ÐÔ ÊЁ’ù»Ðê ÊѤсÆÐÀÐÕ † §Ó´ …·Ù:
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5.                  † ‘ÙÎБЁ®Ð ƒÆЖÐÎÐÔ ¹ÐÀÐÔó ´ÀЦÑþ¹Ð‘ÑÜ— ÀÐÔÖ¯ ½¸ÀÙ.
1.      ¼¤Ñô·ÐԷѤФР»Ð´¦ÐÔ ÀÐԤвÙÖÓ³Ðê¤Ð ÁÀÐ¦Ñ ÌбÀйÐÔî »ÑÀдÊзÙÓ Š·ÐÔ¤ÐԷѤФÐÔ ÊÙÓÀÑ ¹ÐÖô¹Ð³Ù ŠÊЗ·Ñì¤Ù·ÐÔ ÌÑ–ÐÔ ƒ·ÙÓ ‘Ѥб¸·Ð ¼¤Ñô¸¹ÐÅö ‘ÙÓϤÐÔÀÐ »Ð§ÌѤР»Ð®Ù¦ÐÔÃÔ ³ÑÀÐÕ ƒÌÐþ¤Ù½Ô·Ð¹ÐÔî ¼¤Ñô·ÐԷѤФÐÔ ÊÑ¿Ó³ÐԻЯÊÐÔÀФÙÓ?
2.     „·ÙÓÆÐ ‹¹ÐÔ?
6.                  ÀÙÔÓÃ܁®Ð ƒÆЖÐÎйÐÔî † ‘ÙÎБЁ®Ð ‘Ѥб‘ÑÜ— † §Ó´ º±þÂÔË·ÙìÓÀÙ.
·        1¹ÙÓ ƒÆР     -        ¾°Ñ–ÐÆÐ: ÊБѤѳÐó‘Ð.
·        2¹ÙÓ ƒÆР    -        ‘Ùֹف¦ÐÔ „·ÙÓÆзРÀÙÔÓ¤Ù–Ù
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7.                 1¹ÙÓ ƒÆзРÀÙÔÓÄÙ:-   ¼¤Ñô·ÐԷѤФР»Ð´ Š·ÐÔ¤ÑÏÂԁ·Ð £ÓÀÐ ÁÀÐ¦Ñ ¤Ð‘Ùù¦ÐÔ¹ÐÔî »Ð®Ù¸·Ðì¤ÐÔ Š½Ô·ÐÔ ºÁþÀѷзРÊЁ–д¦Ð¦Ñ—·Ù. ¼¤Ñô·ÐԷѤФР»Ð´ ³ÐÀÐÔó £ÓÁ³Ñ ƒÀи°¦ÐÔÅö „¤ÙÖÓ–ÐôÀЁ³Ð¤Ñ—·Ðì¤Ù·ÐÔ ³ÐÀÐÔó ¼¤Ñô·ÐÔ ÌÑ–ÐÔ »ÐõÀЦѱ »Ð´õ‘ف¦ÐÔÅö ÌÙÓϤÐÔ³Ñê¤Ù. „·Ð¤Ù Š·ÐÔ¤ÑÏ–ÐÎÐÔ „ ÊЁ–д¦ÐÔ¹ÐÔî ³ÐÀÐÔó ³Ð‘ФѤÐÔ ÀÐÔ³ÐÔê »ÐõÀЦѱ »Ð´õ‘ف¦ÐÔÅö ƒÃö–ÙÎÙ¸¤ÐÔ³Ñê¤Ù. ¼¤Ñô·ÐԷѤФР»Ð´ ³ÐÀÐÔó £ÓÁ³Ñ ƒÀи°¦ÐÔÅö ÌÐطЁ¦ÐÔ·Ð ‘ÑÂÔÄÙÂԁ·Ð „ÊÐï³Ùõ–Ù ÊÙÓ§ œ’³Ùú »Ð®Ù¸·Ðì¤ÐÔ Š·ÐÔ ÌÙÓϤÐÔÀÐÕ·ÐÃö·Ù „ ÊЁ–д–ÐÎйÐÔî ÊÑ¿Ó»Ð¯Ë ³ÙÖÓ§ÊÐÃÔ ÊÑô¢ÙÖÓ „ÊÐï³Ùõ, ÀÐԁ®Ðô …Åö ÌÙ֤Р¤ÙÖÓ— Á¾°Ñ–зР·Ñ“ÄÙ »Ð³Ðõ–ÐÎйÐÔî ÌÑ¡¤ÐԻЯ˷Ñì¤Ù. ·Ñ“ÄÙ–ÐÎйÐÔî ‘ÐÖÁ‘ÐÔÈÐÀÑ— »Ð§ÇÓÅÊÐÄÑÂÔ³ÐÔ. ¼¤Ñô·ÐԷѤФР»Ð´ „ÊÐï³Ùõ¦ÐÔÅö ÌÙ֤Р¤ÙÖÓ—¦Ð¦Ñ— ¸:15.11.2009 ÀÐÔ³ÐÔê ¸:21.11.2009 ¤ÐÅö œ’³Ùú »Ð®Ù¸¤ÐÔ³Ñê¤Ù. „·Ð¤Ù „ ·Ñ“Äف¦ÐÔÅö ¼¤Ñô·ÐԷѤФР»Ð´ ¦Ð¦ÑÀÐ ‘ÑÂÔÄÙ–Ù œ’³Ùú »Ð®Ù¸·Ðì¤ÐÔ Š½ ½–ÙÞ ÊЧ¦Ð¦Ñ·Ð ÁÀФв٠…¤ÐÔÀÐÕ¸Ãö ÌÑ–ÐÔ Š·ÐÔ¤ÑÏ–ÐÎÐÔ œ’³Ùú ºÓ¯·Ð ÀÙÚ·Ðô¤Ð Á›Ñ¤Ð²Ù ÀЦѯ¤ÐÔÀÐÕ¸Ãö. „ÊÐï³Ùõ¦ÐÔÅö ºÓ¯¤ÐÔÀÐ ÌÐطЁ¦ÐÔ·Ð ”ÑÂÔÄÙ–Ù ÊЁ½¸°Ë·Ð Èз°Ð–ÐÎÙÓ Š½ ½–ÙÞ ÊЧ¦Ð¦Ñ·Ð ÁÀФв٠ºÓ¯¤ÐÔÀÐÕ¸Ãö. ƒ·Ð¤Ù † ·Ñ“ÄÙ–ÐÎÐÔ ¼¤Ñô·ÐԷѤФР»Ð´–Ù ÌÐطЁ¦ÐÔ·Ð ‘ÑÂÔÄÙ ƒÀФРÀÐԤб·ÐÀФٖÐÖ ¾°Ñ¸ÊÐÔ´³Ùê Š½ ½–ÙÞ ¦Ð¦ÑÀÐÕ·ÙÓ ·Ñ“ÄÙ ƒµÐÀÑ ÊÑ‘Ðùÿô ºÓ¯ ÊÑ¿Ó³ÐԻЯˤÐÔÀÐÕ¸Ãö. ÌÐطЁ¦ÐÔ·Ð ¹ÙÖÓÀÐÕ ¦Ð¦Ñ§–ѷФÐÔ, ¦Ð¦ÑÀÐ ÊÐÀÐԁ¦ÐÔ·ÐÄÑö·Ð¤ÐÖ ½¤Ð½ÌÐÔ·ÐÔ ÀÐÔ³ÐÔê     ÌÙÖӖнÌÐÔ·ÐÔ. ¼¤Ñô·ÐԷѤФР»Ð´ ƒ·ÙÓ ‘ÑÂÔÄÙÂԁ·Ð ¹Ð¤ÐÏ ÊÑÀйÐî¼ï·Ñì¤Ù Š½Ô·Ð¹ÐÔî Š·ÐÔ¤ÑÏ–ÐÎÐÔ ÊÑ¿Ó³ÐԻЯˤÐÔÀÐÕ¸Ãö. Š·ÐÔ¤ÑÏ–ÐÎÐ »Ð¤Ð ÀÐ’ÓäÐÔ ÊÑô¢ÙÖÓ „ÊÐï³Ùõ¦ÐÔ ·Ñ“ÄÑ´¦ÐÔÔ ¼¤Ñô·ÐԷѤФР»Ð´–Ù ÌÐطЁ¦ÐÔ ÊЁ½·Ð ‘ÑÂÔÄÙ …³ÐÔê Š·ÐÔ ³ÙÖÓ§ÊÐÔÀÐÕ·Ñ— ÀѸˤÐÔÀÐշБÙÜ »Ð֤БÐÀÑ·Ð ÀÙÚ·Ðô¤Ð ÊÑ‘ÑùÿôÀйÐÔî ÌÑ¡¤ÐԻЯÊÐÅÃö. „·Ð¤Ù Š·ÐÔ¤ÑÏ–ÐÎÐ »Ð¤Ð ÀÐ’ÓäÐÔ ‡·Ðì§Ë¤ÐÔÀÐ »ÐÖÀÐþ º±þ¦ÐÔ–ÐÎÐÔ † ‘ÙÎБЁ®Ð´ÀÙ:-
1.      Consumer Cases of LIC in RP.No.3362/2004 (NC) „·ÙÓÆзР¸:25.10.2005.
2.     Consumer Cases of LIC in RP.No.2005/1999 (NC) „·ÙÓÆзР¸:30.11.2004.
3.     Consumer cases of LIC in RP.No.1974/2004 (NC) „·ÙÓÆзР¸:28.07.2005.
4.     Consumer cases of LIC in RP.No.1935/1999 (NC) „·ÙÓÆзР¸:23.01.2006.
 
† º±þ¦ÐÔ–ÐÎÐÔ »ÐõÊÐÔê³Ð »Ðõ‘Фб‘ÙÜ ƒ¹Ð÷¦ÐÔÀÑ–ÐÔÀÐÕ¸Ãö, »ÐõÊÐÔê³Ð »Ðõ‘Фб·ÐÅö ÁÀЦѷѤФÐÔ ‘ÑÂÔÄÙÂԁ·Ð ÀÐÔسлЫå·Ñì¤Ù Š½Ô·Ð¹ÐÔî ÊÑ¿Ó³ÐԻЯˤÐÔÀÐÕ¸Ãö. ÁÀÙÔ–Ù »ÐõÊÑêÀй٠ÊÐÅöË·Ñ–Ð ¼¤Ñô·ÐԷѤФР»Ð´ ÌÐØ·ÙÖõÓ–Ð ¼Ó¯³Ð¤Ñ—·Ðì¤ÐÔ Š½Ô·Ð¹ÐÔî ÌÑ–ÐÔ ƒ·Ð¹ÐÔî ƒÀФÐÔ ÀÐÔ¤ÙÀЦќ ÁÀÙÔ »Ð®Ù¸·Ñì¤Ù Š½Ô·Ð¹ÐÔî Š·ÐÔ¤ÑÏ–ÐÎÐÔ ÊÑ¿Ó³ÐԻЯÊÐÅÃö. „·Ð직·Ð ¼¤Ñô·ÐԷѤФÐÔ ³ÐÀÐÔó ¼¤Ñô¸¹ÐÅö ‘ÙÓϤÐÔÀЁ³Ù ÁÀÐ¦Ñ ¤Ð‘Ùù¦ÐÔ Ìб »Ð®Ù¦ÐÔÃÔ ƒÌÐþ¤Ñ—¤ÐÔ³Ñê¤Ù. „·Ð¤Ù, ¼¤Ñô¸¹ÐÅö ‘ÙÓϤÐÔÀÐ ÀЦѹÐË‘Ð ÀÐÔ³ÐÔê ·ÙÚ͑Р́ÊÙ–Ù `50,000/- –ÐÎйÐÔî ‘ÙÓϤÐÔÀÐÕ·ÐÔ º¤Ñ·°Ñ¤Ð ÌÑ–ÐÔ ƒ´ ÌÙ›Ñà—·Ù. Š·ÐÔ ƒ¿°»Ñõ¦ÐԻЩÔå ´ÓÀЦÑþ¹Ð‘ÙÜ ÀÐÔÖ¯ ½¸·Ðì 1¹ÙÓ ƒÆÐÀйÐÔî ¾°Ñ–ÐÆÐ: ÊБѤѳÐó‘ÐÀÑ— º±þÂÔË·ÙìÓÀÙ.
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