West Bengal

Kolkata-II(Central)

CC/235/2020

Gouri shankar Agarwala - Complainant(s)

Versus

Reliance Home Finance Ltd. - Opp.Party(s)

Susanta Mondal and Subhajit Dutta

18 Dec 2020

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION
KOLKATA UNIT - II (CENTRAL)
8-B, NELLIE SENGUPTA SARANI, 7TH FLOOR,
KOLKATA-700087.
 
Complaint Case No. CC/235/2020
( Date of Filing : 16 Oct 2020 )
 
1. Gouri shankar Agarwala
6-7/2, Golam Abbas Lane, Howarh, West Bengal-711106.
...........Complainant(s)
Versus
1. Reliance Home Finance Ltd.
6th Floor, 1, Shakespeare Sarani, Kolkata-700071.
2. Reliance General Insurance Company
6th Floor, 1, Shakespeare Sarani, Kolkata-700071.
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Swapan Kumar Mahanty PRESIDENT
 HON'BLE MRS. Sahana Ahmed Basu MEMBER
 
PRESENT:Susanta Mondal and Subhajit Dutta, Advocate for the Complainant 1
 
Dated : 18 Dec 2020
Final Order / Judgement

Order No. 04  Dated -    18.12.2020

 

            To day is fixed for passing order on admission point.

            Having heard the Ld. Advocate for the complainant and on perusal of the content of the consumer complaint coupled with documents annexed thereto, it would reveal that the complainant and Asha Agarwal obtained loan of Rs.60,00,000/- from the OP-1 against mortgage of their property and sanction letter dated 30.04.2018 was issued in favour of the borrowers. We do not fine any averment in the sanction letter dated 30.04.2018 that Rs.58,00,000/- was sanctioned as loan and Rs.2,00,000/- being the premium of the loan being No. ID RHLPKOL000070040. No insurance policy is forthcoming on the part of the complainant to establish that there was any fire insurance policy against the loan. Thus, the claim of the complainant regarding insurance is not tenable. More so, mortgage loan was sanctioned in favour of the complainant and one Asha Agarwal but Asha Agarwal is not implicated as one of the complainant. Therefore, the subject matter of the dispute is not amenable in this Commission. Accordingly, the complaint is not admitted. Hence,

 

                                                        ORDERED

            That the Consumer Complaint is not admitted and dismissed in limine.

 
 
[HON'BLE MR. Swapan Kumar Mahanty]
PRESIDENT
 
 
[HON'BLE MRS. Sahana Ahmed Basu]
MEMBER
 

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