Heard learned counsel for the appellant. None appears for the respondent.
2. This appeal is filed U/S-15 of erstwhile Consumer Protection Act,1986(herein-after called the Act). Hereinafter, the parties to this appeal shall be referred to with reference to their respective status before the learned District Forum.
3. The case of the complainant, in nutshell is that complainant had deposited a cheque bearing No.513201 for an amount of Rs.1,87,897/- drawn on OP NO.2-Bank who is appellant in this case has deposited in his current account. It is alleged inter-alia that inspite of repeated correspondences there is delay with the OP No.1 to deposit the cheque amount for which he sent legal notice to the OP No.1. He stated that the cheque was sent to OP No.2 for clearance but no intimation received from OP No.2. Thereafter it was intimated by OP No.1 that the cheque has been returned having dishonored and same has been lost in transit. Thereafter the complainant requested OP No.1 for payment of Rs.1,87,897/- towards cheque amount and Rs.50,000/- as compensation and Rs.10,000/- towards litigation cost. So, showing deficiency in service on the part of the OP, the complaint was filed.
4. The OP No.1 filed written version stating that after receiving cheque, he has sent same to OP No.2 for collection and subsequently after correspondences he came to know from OP No.2 that the cheque have been dishonored. But the OP No.1 had not received back the cheque from the OP No.2. Thus, there is no deficiency in service on the part of the OP No.1. However, OP No.2 neither filed the written version nor contested the case although service of notice was made sufficient against him.
5. After hearing both the parties, learned District Forum passed the following order:-
Xxxx xxxx xxxx
In the result case is allowed in part on contest. Both the Ops are directed to pay compensation of Rs.5000/- each to the complainant within two months from the date of passing of this order. However, we direct both the parties to bear their own costs.”
6. Learned counsel for the appellant submitted that learned District Forum has committed error in law by not considering the written version filed by the Ops with proper perspectives. According to him he has no relationship with the complainant and he has received the cheque but returned same as the amount was insufficient which was lost in transit. Therefore, he has no liability. However, learned District Forum has not understood the facts and law involved in this case for which it should be set-aside by allowing the appeal.
7. Considered the submission of learned counsel for the appellant, perused the DFR and impugned order.
8. It is admitted fact that the complainant has deposited the cheque in question before the OP No.1 who sent it to Op No.2 for encashment and OP No.2 returned the cheque with reply that there is insufficient fund. But the cheque did not reach with OP No.1. No doubt the fact as narrated above shows that the bounced cheque was lost in transit. It is to be decided whether the Ops are liable jointly or severally or not.
9. When the complainant has deposited the cheque but the cheque is bounced it is for the OP No.1 to return the cheque in question, so that the complainant can take legal action against the person who issued the cheque under the N.I.Act. The OP No.2 who sent the cheque after giving remark that cheque has been bounced, the cheque should have reached the destination. But OP No.2 did not take care whether the cheque has been received by the complainant from OP No.1. The complainant is only a consumer. He is waiting for the encashment of cheque but did not receive same. So, in view of our opinion, Ops have got joint responsibility. Hence, there is deficiency in service on the part of the Ops which can not be lost sight of.
Therefore, the impugned order is confirmed.
In the result, appeal stands dismissed. No cost.
Free copy of the order be supplied to the respective parties or they may download same from the confonet or webtsite of this Commission to treat same as copy of order received from this Commission.
DFR be sent back forthwith.