West Bengal

Nadia

CC/136/2020

SUBRATA PAL - Complainant(s)

Versus

PREVIOUS FRANCHISE HEAD( BILASH GHOSH) - Opp.Party(s)

09 Nov 2023

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION
NADIA
170,DON BOSCO ROAD, AUSTIN MEMORIAL BUILDING.
NADIA, KRISHNAGAR
 
Complaint Case No. CC/136/2020
( Date of Filing : 09 Oct 2020 )
 
1. SUBRATA PAL
S/O- HARAGOPAL PUL VILL.- MURUTIA MATH PARA, P.O- BALIADANGA, P.S.- MURUTIA, PIN- 741152
NADIA
WEST BENGAL
...........Complainant(s)
Versus
1. PREVIOUS FRANCHISE HEAD( BILASH GHOSH)
KARIMPUR FRANCHISE BRANCH ,SAHARA CREDIT COOPERATIVE SOCIETY LTD. , SAHARA INDIA PARIVAR, VILL.- KARIMPUR, P.O.- KARIMPUR, P.S- KARIMPUR , PIN- 741152
NADIA
WEST BENGAL
2. FRANCHISE HEAD ( N.K.DEBNATH)
KARIMPUR FRANCHISE BRANCH SAHARA CREDIT COOPERATIVE SOCIETY LTD. ,SAHARA INDIA PARIVAR, VILL.- KARIMPUR, P.O.- KARIMPUR, P.S- KARIMPUR , PIN- 741152
NADIA
WEST BENGAL
3. REGIONAL MANAGER SAHARA CREDIT COOPERATIVE SOCIETY LTD.
SAHARA INDIA PARIVAR, VIVEKANANDA NAGAR, BADAMTALA, MADHYAM GRAM, KOL- 700 130
24 PGS North
WEST BENGAL
4. CHIEF MANAGER (SAHARA SADAN) SAHARA CREDIT COOPERATIVE SOCIETY LTD.
SAHARA INDIA PARIVAR, J.L. NEHERU ROAD, ELGIN , KOL- 700 071
KOLKATA
WEST BENGAL
5. M.D. (SUBRATA ROY)
SAHARA CREDIT COOPERATIVE SOCIETY LTD. SAHARA INDIA PARIVAR, SAHARA INDIA BHABAN, 1, KAPOORTHALA COMPLEX, ALIGANG, 1, KAPOORTHALA COMPLEX, ALIGANG, LUCKNOW- 226 024
LUCKNOW
U P
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. HARADHAN MUKHOPADHYAY PRESIDENT
 HON'BLE MR. NIROD BARAN ROY CHOWDHURY MEMBER
 
PRESENT:
 
Dated : 09 Nov 2023
Final Order / Judgement

Ld. Advocate(s)

                                                For Complainant: Makbul Rahaman

                                                For OP/OPs : None

 

            Date of filing of the case                 :09.10.2020

            Date of Disposal  of the case                      :09.11.2023

 

Final Order / Judgment dtd.09.11.2023

            The basic fact of the case is that the complainant  Subrata Pal deposited  the          following amounts as fixed deposit to Sahara India Pariwar of Sahara e.Shine :-

(2)

Date of Investment

Investment of Rs.

Certificate No.

Maturity Amount  & Maturity  date

27.12.2011

18,000/-

351002195847

47,016/- as on 27.12.2019

27.12.2011

19,000/-

351002195848

49,628/- as on 27.12.2019

27.12.2011

19,000/-

351002195849

49,628/- as on 27.12.2019

 

After depositing the said sum of Rs.56,000/- at F.D. Scheme  with the OP No.1 they gave  F.D Certificates  to the complainant. After maturity on 27.12.2019 complainant demanded  the said matured  amount at the office of OP No.1 of Sahara Credit Cooperative Society run by franchise branch  namely  Bilash  Ghosh and another franchise of Karimpur namely N.K. Debnath but did not succeed. The complainant  also went to the office of the OP No.1 and the OP No.2 requested to refund the said amount  maturity  money but  they did not agree with that proposal.  The complainant  again went to the office of the OP NO.2 but they did not  refund  the maturity  money  instead they  stated that  they were unable to give the       maturity money of Rs.1,46,272/-. Therefore, the cause of action for the present case  arose on 27.12.2019. The complainant  prayed for  an award for Rs.1,46,272/- with up to date interest  from the OPs, and Rs.1,00,000/- towards  harassment and mental pain and agony together with litigation cost of Rs.50,000/-.

Several attempts  were taken  to serve  the notice  upon the  OPs and the complainant  also took steps as per order of the court.  The said notice returned back  with remark addressee left without instruction.  Finally  as per order number 28          the case was decided to be heard ex-parte.

            Accordingly,  the case is heard ex-parte  against the  OPs.

            The complainant  in order to substantiate  the case adduced  both oral  evidence  in the form of affidavit in chief and documentary  evidence.  The complainant  also proved  the original F.D. Certificates  bearing number 351002195847, 351002195848 and 351002195849. The said certificates  stand in the name of the complainant  Subrata Pal  which shows  that a sum of Rs.18,000/- was invested  on 27.12.2011with the OP company  Sahara Credit Cooperative Society Limited  through  the agent  Bilash Ghosh. Similarly  a sum of Rs.19,000/- plus 19,000/- were invested  on 27.12.2011 in the OP Sahara Credit Cooperative Society Limited  through the agent  Bilash Ghosh. Thus the complainant  duly proved  that he invested  with the OP company  the said sum of Rs.56,000/-. As per the  said certificates  total maturity value  for the said three certificates  amounts to Rs.1,46,272/-.

            The complainant  categorically  stated in affidavit in chief  through his evidence    that the  OP company  did not refund  the maturity money  to the complainant  after      maturity despite repeated request by the complainant.

            The entire  oral  and documentary  evidence  of the complainant  stands      unchallenged  and undiscarded  since the case  is heard ex-parte  against the  OPs.

            It is the specific  case of the complainant  that the OPs are liable to  pay      compensation for his harassment , trouble and mental pain and agony.

The OPs  could not make out  any defence  case nor could they  refute the  allegations labelled against them.

Thus the complainant successfully  proved that he invested the  said money  with the OP company  but they did not  refund the  maturity  money  after the maturity  of the said investment. So the  complainant is entitled to get  refund of the entire matured money  under the fixed deposited certificates along with up to date  interest.

           

(3)

Having assessed  the  entire oral and documentary  unchallenged  evidence  of the             complainant  and the argument advance by the Ld. Advocate for the complainant, this Commission  comes to the findings  that the complainant  successfully  proved the case  against the  OPs up to the  hilt ex-parte.

                        In the result  the CC case succeeds  ex-parte  against the  OPs.

                        Hence,

                                    It is

                                                            Ordered

                                                                                    that the complaint case No.    CC/136/2020 be and the same  is allowed ex-parte  against the OPs with cost of         Rs.50,000/- (Rupees fifty thousand). The complainant  do get an award  for a sum of             Rs.1,46,272/- (Rupees One lakh forty six thousand two hundred seventy two) towards           refund of maturity  money  with up to date interest  from the OPs, Rs. 1,00,000/- (Rupees            One lakh   ) towards compensation, mental pain and agony  and Rs.50,000/- (Rupees fifty        thousand) towards litigation cost. The OPs are jointly or severally  responsible  to pay  the said sum of Rs.2,96,272/- (Rupees two lakh ninety six thousand two hundred seventy      two) along with  up to date  interest  to the complainant  within 30 days  from the date of          passing  the final order failing which  the entire award  money  shall carry an interest  of    8% per annum from the date of passing  the final order till the date of its realisation.

 

D.A to note in the trial register.

The case is accordingly disposed of.

Let a copy of this final order be supplied to both the parties at free of costs.

                           

Dictated & corrected by me

 

 ............................................

                PRESIDENT

(Shri   HARADHAN MUKHOPADHYAY,)        ................ ..........................................

                                                                                                 PRESIDENT

                                                                     (Shri   HARADHAN MUKHOPADHYAY,)

 

I  concur,

 ........................................                                                 

          MEMBER                                                                

(NIROD  BARAN   ROY  CHOWDHURY)                      

 
 
[HON'BLE MR. HARADHAN MUKHOPADHYAY]
PRESIDENT
 
 
[HON'BLE MR. NIROD BARAN ROY CHOWDHURY]
MEMBER
 

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