Andhra Pradesh

StateCommission

FA/1479/07

NATIONAL INSURANCE COMPANY LTD - Complainant(s)

Versus

PODILA UMARANI - Opp.Party(s)

MR. P.PHALGUNA RAO

23 Sep 2008

ORDER

 
First Appeal No. FA/1479/07
(Arisen out of Order Dated null in Case No. of District Visakhapatnam-II)
 
1. NATIONAL INSURANCE COMPANY LTD
DIVISION III KOTI HYD
Andhra Pradesh
...........Appellant(s)
Versus
1. PODILA UMARANI
LAXMIPURAM MUDIGONDA KHAMMAM
Andhra Pradesh
2. ANDHRA BANK
BR. MANAGER PALONCHA BRANCH KHAMMAM
KHAMMAM
Andhra Pradesh
3. P. ARUN KUMAR
LAXMIPURAM MUDIGONDA KHAMMAM
KHAMMAM
Andhra Pradesh
4. P. SANDHYA RANI
LAXMIPURAM MUDIGONDA KHAMMAM
KHAMMAM
Andhra Pradesh
5. P. SWARNALATHA
LAXMIPURAM MUDIGONDA KHAMMAM
KHAMMAM
Andhra Pradesh
...........Respondent(s)
 
BEFORE: 
 
PRESENT:
 
ORDER

BEFORE THE A.P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION

ATHYDERABAD.

 

F.A. 1479/2007

 

Between:

 

National Insurance Company Ltd.,

Division-III, Koti,

Hyderabad.

Rep. by its Divisional Manager                  

         1. Podila Umarani

W/o. Late Satyanarayana

Age: 28 years,

 

2. Podila Sandhya Rani

D/o. Late. Satyanarayana

Age: 11 years

 

3. Podila Swarnalatha

D/o. Late. Satyanarayana

Age: 8 years

 

4. Podila Arun Kumar

S/o. Late. Satyanarayana

Age: 

(R2 to R4 being minors represented

by their 

All are R/o. Laxmipuram

Mudigonda (M, Khammam Dist.                            5. The Branch Manager

Andhra Bank, Paloncha Branch

Khammam Dist.                                                                                               

Counsel for the Appellant:                         

Counsel for the Resp:                                

                                                                  

 

QUORUM:

 

              

                            

&

                                     

 

 

TUESDAY, THE

 

 

Oral Order: (Per Hon’ble Justice D. Appa Rao, President)

 

                                                          

               

 

         

 

                          

 

               

 

 

 

 

 

 

 

            Hyderabad     

 

            licence of the deceased, they were also not marked.       

 

 

 

 

 

 

 

 

                 

 

                       

                      

 

                  

         Clause 3(a) of the policy reads as follows:

         

The payment of premium in respect of Abhaya Gold Savings Bank account shall be made by crediting the premium to the non-operative current account of the insurance maintained/opened with the branches of the banker and such crediting of the premium shall be deemed to be the payment of the premium by the banker, to the insurer in advance within the meaning of Section 64 VB of        

 

Cl.3 ( c ):   

 

          

         

                  

            and for all practical purposes the said amount of Rs. 1 lakh shall be deemed to be advance payment of     reject any claim on the ground of delay/default                 

 

             

 

                    Hyderabad  

It is settled proposition of law that the parties cannot confer the jurisdiction on a court not     held that “the parties cannot confer jurisdiction       Admittedly the deceased is a resident of Khammam. He opened the account in Andhra Bank branch at Khammam. The deceased died at Khammam. Therefore the cause of action arises at Khammam, and the Dist. Forum at Khammam has      

 

 

 

 

 

            

 

 

 

 

                    

                                               

 

 

 

*pnr

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

“CORRECTED – O.K.”

 

 

 

 

 

                  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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