Andhra Pradesh

Anantapur

cc/34/2013

M.Lakshmidevi - Complainant(s)

Versus

Person IN-Charges Sree Anantha Grameena Bank Employees Co-operative credit society ltd - Opp.Party(s)

B.Nagalingam

26 May 2014

ORDER

District Counsumer Forum
District Court Complax
Anantapur
 
Complaint Case No. cc/34/2013
 
1. M.Lakshmidevi
M.Lakdhmidevi , w/o. M.Konda Reddy, D.NO. 2-310, 3 Rd Road, Ananthapuram
Ananthapuram
Andhra Pradesh
2. V.Parandhama Reddy
V.Parandhama Reddy , S/O V.Venkat Reddy, D.NO .6-2-275, Kovur Nagar, ananthapuram
Ananthapuram
Andhra Pradesh
...........Complainant(s)
Versus
1. Person IN-Charges Sree Anantha Grameena Bank Employees Co-operative credit society ltd
Rayalaseema co-operative Reainining center, Ram Nagar, ananthapuram
Ananthapuram
Andhra Pradesh
2. M/S Super Agri Seeds Pvt Ltd.
rep by its authorized signatory flot no 144 akash ganga 5 th floor Srinagar Colony Hyderabad
Hyderbad
Andhra Pradesh
............Opp.Party(s)
 
BEFORE: 
 HON'ABLE MR. JUSTICE Sri S.Niranjan Babu PRESIDENT
 HONORABLE S.Sri Latha Member
 
For the Complainant:B.Nagalingam, Advocate
For the Opp. Party:
ORDER

Date of filing:12-04-2013

Date of Disposal: 26.05.2014

 

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM: ANANTHAPURAMU

 

PRESENT:- Sri S.Niranjan Babu, B.A.,B.L., President (FAC).

           Smt.M.Sreelatha, B.A., B.L., Lady Member

Monday, the 26th day of May, 2014

 

C.C.NO.34/2013

 

Between:

 

1.         Smt. M.Lakshmi Devi W/o M. Konda Reddy,

            D.No.2-310, 3rd Road,

Ananthapuramu.   

 

2.         V.Parandhama Reddy S/o V.Venkata Reddy,

D.No.6-2-275, Kovur Nagar,

Ananthapuramu.                                                                  ….   Complainants

 

Vs.

 

            The Person Incharge,

            Sree Anantha Grameena Bank

            Employees Co-Operative Credit Society Limited,

            Rayalaseema Co-operative Training Centre,

            Ram Nagar,

            Ananthapuramu.                                                                       ….  Opposite Party

 

            This case coming on this day for final hearing before us in the presence of                           Sri B.Nagalingam, Advocate for the complainant and the opposite party is called absent and set-exparte and after perusing the material papers on record and after hearing  the arguments of the complainant’s side, the Forum delivered the following:

 

O R D E R

Sri S.Niranjan Babu, President (FAC):- This complaint has been filed by the complainants under section 12 of the Consumer Protection Act, 1986 against the opposite party claiming a sum of Rs.1,04,133/- towards  the maturity amount and interest @11.5% P.A. on Rs.74,116/- from the date of maturity i.e.,02.04.2012 to till the date of realization, Rs.20,000/- towards deficiency of service, Rs.10,000/- towards mental agony and also to award costs of the complaint.

 

2.  The brief facts of the complaint are that :-  The complainants  have deposited a sum of Rs.74,116/-  with the opposite party on 02.04.2009 under Grameena Lakshmi Cash Certificate bearing No.GLCCNo.4620/75/2009 for a period of 3 years and the rate of interest is @ 11.5% P.A. and the maturity amount is Rs.1,04,133/-  and the maturity  dt.02.04.2012. The complainants submits that after the date of maturity the complainants visited the office of the opposite party and demanded for the refund of maturity amount but nobody belonging to the society respond properly and it is the duty of the opposite party to discharge the liability on the maturity date.  As there is no proper response from the opposite party which shows that the opposite party has not fulfiled his part of service in discharging the liability and their by caused deficiency of service to the complainants. The complainants submit that as the opposite party has not discharged his duty the complainants have to suffer mentally and financially for which the opposite party is also liable.  Hence filed this complaint against the opposite party claiming the maturity of Rs.1,04,133/- with interest on Rs.74,116/- from the date of maturity till the date of realization. Further the complainants submit that the opposite party is also liable to pay  a sum of Rs.20,000/- towards deficiency of service and Rs.10,000/- towards mental agony and also liable to pay costs of the complaint.

3.         The opposite party remained exparte.

 

4.         Basing on the above pleadings, the points that arise for consideration are:-

          1. Whether there is deficiency of service on the part of the opposite party?

          2. To what relief?

5.         In order to prove the case of the complainant, the complainant has filed evidence on affidavit on his behalf and marked Ex.A1 document.

6.      POINT NO.1:-  The counsel for the complainants submitted that the complainants  have deposited a sum of Rs.74,116/- in the opposite party society under Grameena Lakshmi Cash Certificate bearing No.GLCCNo.4620/75/2009 and the maturity date of the said deposit is on 02.04.2012 and the maturity amount is Rs.1,04,133/-.   The counsel for the complainants submitted that after the maturity of the said deposit the complainants approached the opposite party and requested to refund the maturity amount but as there was no proper response from the opposite party the complainants have no other go except to file this complaint.  The counsel for the complainants argued that it is the bounden duty of the opposite party to discharge the liability by refunding the complainants deposit amount with interest on the date of maturity or at any subsequent date.  But the opposite party failed to discharge his duty and caused deficiency of service to the complainants. The counsel for the complainants argued that non-payment of the maturity amount to the complainants not only amounts to deficiency of service but also caused mental agony for which the opposite party is also liable.

7.         After hearing the arguments of the complainants counsel and perusing the documents submitted by the complainants it is very clear that the complainants have deposited a sum of Rs.74,116/- in the opposite party society on 02.04.2009 and the rate of interest is 11.5% and the maturity  value is Rs.1,04,133/- and the date of maturity is 02.04.2012 as per Ex.A1.  Further it is the liability of the opposite party to repay the amount deposited by the complainants with interest on the date of maturity or at any subsequent date when the complainants surrender the receipt.  But in the instant case the opposite party has failed to discharge his duty when the complainants approached for refund of the deposited amount with interest.  This shows the negligence on the part of the opposite party and in turn caused deficiency of service to the complainants for which the opposite party is also liable.

8.         In the above circumstances we are of the view that the opposite party has caused deficiency of service to the complainants by not discharging his part of duty by repaying the maturity amount even after the maturity date.  Hence, the opposite party is liable to pay to the complainants the maturity amount of Rs.1,04,133/- and interest on Rs.74,116/-  at 11.5% P.A. from the date of maturity till the date of realization.

9.    POINT NO.2 – In the result, the complaint is allowed by directing the opposite party to pay to the complainants a sum of Rs.1,04,133/- towards the maturity amount and interest  on Rs.74,116/- @ 11.5% p.a. from the date of maturity till the date of realization. Further direct the opposite party to pay a sum of Rs.5,000/- towards deficiency of service and also to pay a sum of Rs.1,000/- towards costs of the complaint within one month from the date of this order.

              Dictated to Steno, transcribed by him, corrected and pronounced by us in open Forum this the 26th day of May, 2014.

 

                       Sd/-                                                                                 Sd/-    

               LADY MEMBER,                                                  PRESIDENT (FAC),

DISTRICT CONSUMER FORUM,                         DISTRICT CONSUMER FORUM,

             ANANTHAPURAMU                                              ANANTHAPURAM

APPENDIX OF EVIDENCE

WITNESSES EXAMINED

ON BEHALF OF THE COMPLAINANT:         ON BEHALF OF THE OPPOSITE PARTY

EXHIBITS MARKED ON BEHALF OF THE COMPLAINANT

 

Ex.A1 -   Original Grameena Lakshmi Cash Certificate bearing GLCC No.4620/75/09

               Dt.02.04.2009 for Rs.74,116/-.

 

 

 

EXHIBITS MARKED ON BEHALF OF THE OPPOSITE EPARTY

 

-NIL -

 

                 

                          Sd/-                                                                                 Sd/-   

               LADY MEMBER,                                                   PRESIDENT(FAC),

DISTRICT CONSUMER FORUM,                         DISTRICT CONSUMER FORUM,

             ANANTHAPURAMU                                              ANANTHAPURAM

 

 

 
 
[HON'ABLE MR. JUSTICE Sri S.Niranjan Babu]
PRESIDENT
 
[HONORABLE S.Sri Latha]
Member

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