Oriental Insu.Co.Ltd; Ahmednagar. V/S Sunil Dnyandeo Kambale, Bhambora, Tal Karjat, Dist Ahmednagar - Consumer Court Case

Maharashtra

Ahmednagar

CC/10/222

Sunil Dnyandeo Kambale, Bhambora, Tal Karjat, Dist Ahmednagar - Complainant(s)

Versus

Oriental Insu.Co.Ltd; Ahmednagar. - Opp.Party(s)

Adv. Patil

23 Jun 2010

ORDER


District Consumer ForumParag Building, Opp To Collector Office, District Ahmednagar. Maharashtra
CONSUMER CASE NO. 10 of 222

1. Sunil Dnyandeo Kambale, Bhambora, Tal Karjat, Dist AhmednagarBhambora, Tal KarjatAhmednagar						...........Appellant(s)
Vs.
1. Oriental Insu.Co.Ltd; Ahmednagar.Station Rd. NagarAhmednagar						...........Respondent(s)

For the Appellant :

Adv. Patil, Advocate for

For the Respondent :

Meher, Advocate

Dated : 23 Jun 2010

ORDER

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ãä•ãÊÖã ØãÆãÖ‡ãŠ ¦ã‰ãŠãÀ ãä¶ãÌããÀ¥ã ¶¾ãã¾ã½ãâÞã,‚ãÖ½ãª¶ãØãÀ.

½ãã.‚ã£¾ãàã : Ñããè.†Ôã.‡ãñŠ.ãäºã¶ãÌã¡ñ.

½ãã.ÔãªÔ¾ãã : ‚ãù¡.Ôããõ.½ããä¶ãÓãã ‡ãõŠËãÔã Œã¡ã½ã‡ãŠÀ.

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Ôããè.¹ããè.†.¦ã‰ãŠãÀ ‰ãŠ½ããâ‡ãŠ : 222/2010.

¦ã‰ãŠãÀ ªãŒãË ãäª¶ããâ‡ãŠ : 6/04/2010.

¦ã‰ãŠãÀ ãä¶ã‡ãŠãËãè ãäª¶ããâ‡ãŠ : 23/06/2010.

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Ñããè Ôãìãä¶ãË —ãã¶ãªñÌã ‡ãŠãâºãßñ ----- ¦ã‡ãÆŠãÀªãÀ.

¼ãâãºããñÀã ¦ãã.‡ãŠ•ãÃ¦ã ãä•ã. ‚ãÖ½ãª¶ãØãÀ

ãäÌãÀŠ£ª

[1]ãäª.‚ããñãäÀ†â›Êã ƒ¶ÍãìÀ¶Ôã ‡ãâŠ¹ã¶ããè ãäË., ----- Ôãã½ã¶ãñÌããÊãñ.

‚ãâºãÀ ¹Ëã¢ãã,Ô›ñÎã¶ã Àãñ¡,‚ãÖ½ãª¶ãØãÀ.

[2]‡ãŠºããÊã ƒ¶ÍãìÀ¶Ôã ÔããäÌÖÃÔãñÔã ¹ãÆã.ãäÊã.,

101,‡ãŠÀâªãè‡ãŠÀ Öã…Ôã,3 Àã ½ã•ãËã,

½ãâØãÊãã ãä©ã†›À •ãÌãß,ãäÍãÌãã•ããè ¶ãØãÀ,

¹ãì¥ãñ-411 005.

„¹ããäÔ©ã¦ããè

[¦ã‰ãŠãÀªãÀ ¾ããâÞãñ Ìã‡ãŠãèË : Ñããè. ¹ãã›ãèË, Ñããè ãä¹ãÔããß ]

[Ôãã½ã¶ãñÌããËñ ¶ãâ.1 Ìã 2 ¾ããâÞãñ Ìã‡ãŠãèË : Ñããè.½ãñÖñÀ.]

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ãä¶ã‡ãŠãË¹ã¨ã

{ ´ãÀã : ½ãã.ÔãªÔ¾ãã,‚ãù¡.Ôããõ.½ããä¶ãÓãã ‡ãõŠËãÔã Œã¡ã½ã‡ãŠÀ.}

..........................................................................................

[1] ¦ã‰ãŠãÀªãÀ ¾ããâ¶ããè ÌããÀÔãªãÀ ½Ö¥ãî¶ã ½ã¾ã¦ã ¹ãìÓ¹ãã ‡ãŠãâºãßñ ¾ããâÞããè, ÍããÔã¶ããÞ¾ãã Íãñ¦ã‡ãŠÀãè ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñ ‚ãâ¦ãØãÃ¦ã Ôãã½ã¶ãñÌããÊãñ ¾ããâÞ¾ãã‡ãŠ¡î¶ã ãäÌã½¾ããÞããè À‡ã‹‡ãŠ½ã Á.1,00,000/- ª.Ôãã.ª.Îãñ. 18 ›‡ã‹‡ãñŠ Ì¾ãã•ããÔãÖ ãä½ãßãÌãñ¦ã ½Ö¥ãî¶ã ÔãªÀÞãã ¦ã‰ãŠãÀ ‚ã•ãÃ ¾ãã ¶¾ãã¾ã½ãâÞãã¦ã ªãŒãË ‡ãñŠËã ‚ããÖñ.

[2] ¦ã‰ãŠãÀªãÀ Öñ Àã. ¼ããâºããñÀã ¦ãã.‡ãŠ•ãÃ¦ã ãä•ã.‚ãÖ½ãª¶ãØãÀ ¾ãñ©ããèÊã ÀãäÖÌããÔããè ‚ãÔãî¶ã ¦¾ããâÞããè ¦ã‰ãŠãÀ ©ããñ¡‡ã‹¾ãã¦ã ‚ãÍããè ‚ããÖñ ‡ãŠãè, ¦ã‰ãŠãÀªãÀ ¾ããâÞ¾ãã ½ã¾ã¦ã ¹ã¦¶ããè ¹ãìÓ¹ãã ‡ãŠãâºãßñ ¾ããâÞãñ ¶ããÌãñ Íãñ¦ã•ã½ããè¶ã Öãñ¦ããè Ìã ¦¾ãã Îãñ¦ã‡ãŠÀãè ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñÞ¾ãã Ôã¼ããÔãª Öãñ¦¾ãã. ¦ã‰ãŠãÀªãÀãÞ¾ãã ¹ã¦¶ããè ¹ãìÓ¹ãã ‡ãŠãâºãßñ ¾ãã ãäª.11/4/2008 Àã¨ããè 9.00 Ìãã•ã¥ãñÞ¾ãã Ôãì½ããÀãÔã ÀãÖ¦¾ãã ÜãÀãè ¢ããñ¹ãÊ¾ãã ‚ãÔã¦ãã ¹ãñ›¦ããè ãäÞã½ã¥ããè ‚ãâØããÌãÀ ¹ã¡Ëãè ‚ãããä¥ã ¦¾ãã½ã£¾ãñ ¦¾ãã 70 ›‡ã‹‡ãñŠ ¼ãã•ãÊ¾ãã. ¦¾ããâ¶ãã „¹ãÞããÀãÔããŸãè ÔãÔãì¶ã ÁØ¥ããË¾ã ¹ãì¥ãñ ¾ãñ©ãñ ªãŒãË ‡ãŠÀ¥¾ãã¦ã ‚ããËñ. ¹ãÀâ¦ãì „¹ãÞããÀ ÞããËî ‚ãÔã¦ããâ¶ãã ¦¾ããÞã ãäªÌãÎããè ¦¾ãã ½ã¾ã¦ã ¢ããÊ¾ãã. ¦ã‰ãŠãÀªãÀ ¾ããâ¶ããè ½ã¾ã¦ããÞãñ ÌããÀÔãªãÀ ½Ö¥ãî¶ã ‚ããÌãÍ¾ã‡ãŠ ‡ãŠãØãª¹ã¨ããâÔãÖ ãäÌã½ãã ªãÌãã Ôãã½ã¶ãñÌããÊãñ ¾ããâÞ¾ãã‡ãŠ¡ñ ªãŒãÊã ‡ãñŠÊãã. ¹ãÀâ¦ãî Ôãã½ã¶ãñÌããÊãñ ¾ããâ¶ããè ¦¾ããâÞããè ªŒãË Üãñ¦ãËãè ¶ããÖãè Ìã ãäÌã½ãã À‡ã‹‡ãŠ½ã Öãè ‚ãªã ‡ãñŠËãè ¶ããÖãè. ¦¾ãã½ãìßñ ¦ã‰ãŠãÀªãÀãâ¶ãã ÎãããäÀãäÀ‡ãŠ Ìã ½ãã¶ããäÔã‡ãŠ ¨ããÔã ¢ããËã Ìã ¦¾ããâÞãñ ‚ãããä©ãÃ‡ãŠ ¶ãì‡ãŠÔãã¶ã ¢ããËñ. ½Ö¥ãî¶ã ¦¾ããâÞããè ½ããØã¥ããè ½ãã¶¾ã ‡ãŠÀãÌããè ‚ãÍããè ÍãñÌã›ãè ¦¾ããâ¶ããè ãäÌã¶ãâ¦ããè ‡ãñŠÊããè ‚ããÖñ.

[3] Ôãã½ã¶ãñÌããËñ ‰ãŠ. 1 ¾ããâ¶ããèè ‚ãã¹ãËãè ‡ãõŠãä¹ãŠ¾ã¦ã ãä¶ãÎãã¥ããè ¶ãâ.16 ÌãÀ ªãŒãË ‡ãñŠËãè ‚ãÔãî¶ã ¦¾ãã¦ã ¦¾ããâ¶ããè ¦ã‰ãŠãÀªãÀãâÞ¾ãã ¦ã‰ãŠãÀãè¦ããèË ÔãÌãÃ ½Ö¥ã¥ãñ, ‡ãŠ©ã¶ãñ Ìã ½ã•ã‡ãîŠÀ ¶ãã‡ãŠºãîË ‡ãŠÁ¶ã ‚ã½ãã¶¾ã ‡ãñŠËã ‚ããÖñ. ¹ãÀâ¦ãî ¦¾ããâ¶ããè Íãñ¦ã‡ãŠÀãè ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñ ‚ãâ¦ãØãÃ¦ã ½ãÖãÀãÓ›Èã¦ããèÊã Œãã¦ãñªãÀ Íãñ¦ã‡ãŠ-¾ããâÞãã •ãÀ ¦ãñ ½ã¾ã¦ã ¢ããÊãñ ‚ã©ãÌãã ¦¾ããâ¶ãã ‚ã¹ãâØã¦Ìã ‚ããÊãñ ¦ãÀ ¦¾ããâÞãã ãäÌã½ãã ãäª.15/08/2007 ¦ãñ ãäª.14/08/2008 ¾ãã ‡ãŠãÊããÌã£ããè ‡ãŠãäÀ¦ãã „¦ãÀãäÌãÊãã Öãñ¦ãã Öñ ½ãã¶¾ã ‡ãñŠÊãñ ‚ããÖñ. ¦¾ããâ¶ããè ¹ãì¤ñ ‚ãÔãñÖãè ‡ãŠ©ã¶ã ‡ãñŠÊãñ ‚ããÖñ ‡ãŠãè, ¦ã‰ãŠãÀªãÀãâÞãã ãäÌã½ãã ªãÌãã Öã ‚ããÌãÎ¾ã‡ãŠ ‚ãÔãËñËãè ‡ãŠãØãª¹ã¨ãñ Öãè „ãäÎãÀã ½Ö¥ã•ãñÞã 15/11/2008 ¶ãâ¦ãÀ ªãŒãË ‡ãñŠËãè ¦¾ãã½ãìßñ ¦¾ããâÞãã ãäÌã½ãã ªãÌãã 9/03/2010 Þ¾ãã ¹ã¨ãã¶ãñ ¶ãã½ãâ•ãîÀ ‡ãŠÀ¥¾ãã¦ã ‚ããËã ‚ããÖñ. ¦ãÔãñ ¦ã‰ãŠãÀªãÀãâ¶ãã ‡ãŠßãäÌãËñ ‚ããÖñ. ¾ããÞã ‚ã©ããÃ¶ãñ ¦¾ããâ¶ããè ÔãñÌãã ªñ¥¾ãã¦ã ‡ãŠãñ¥ã¦ããèÖãè ‡ãŠ½ã¦ãÀ¦ãã ŸñÌãËñËãè ¶ããÖãè. Ôãºãºã ¦¾ããâÞ¾ãã ãäÌãÁ£ªÞãã ¦ã‰ãŠãÀ ‚ã•ãÃ Á.5,000/- ‡ãŠãù½¹ãòÔãñ›Àãè ‡ãŠãùÔ›ÔãÖ Àÿ ‡ãŠÀ¥¾ãã¦ã ¾ããÌãã ‚ãÎããè ÎãñÌã›ãè ¦¾ããâ¶ããè ãäÌã¶ãâ¦ããè ‡ãñŠËãè ‚ããÖñ.

[4] Ôãã½ã¶ãñÌããÊãñ ¶ãâ.2 ¾ããâ¶ããè ‚ãã¹ãËãè ‡ãõŠãä¹ãŠ¾ã¦ã ¦¾ããâÞ¾ãã ¹ãÆãä¦ããä¶ã£ããè ´ãÀã ¹ããñÓ›ã¶ãñ ãä¶ã. 15 Ëã ªãŒãË ‡ãñŠËãè ‚ãÔãî¶ã ¦¾ãã¦ã ¦¾ããâ¶ããè ¦ã‰ãŠãÀªãÀãÞããè ¦ã‰ãŠãÀ ‚ã½ãã¶¾ã ‡ãñŠËãè ‚ããÖñ. ¦¾ããâ¶ããè ¹ãì¤ñ ‚ãÔãñÖãè ¹ãÆãä¦ã¹ããª¶ã ‡ãñŠËñ ‡ãŠãè, ¦ãñ ¹ãŠ‡ã‹¦ã ¦ãÖãäÔãËªãÀ ‚ãããä¥ã ãäÌã½ãã ‡ãâŠ¹ã¶ããè ¾ããâÞ¾ãã¦ã ½ã£¾ãÔ©ã ½Ö¥ãî¶ã ‡ãŠã½ã ‡ãŠÀ¦ãã¦ã ¦¾ããâ¶ããè ÎããÔã¶ãã‡ãŠ¡î¶ã ‚ã©ãÌãã ¦ã‰ãŠãÀªãÀã‡ãŠ¡î¶ã ‡ãŠãñ¥ã¦ããÖãè ½ããñºãªËã ‚ã©ãÌãã ãäÌã½¾ããÞãã Ö¹¦ãã Üãñ¦ãËã ¶ããÖãè ¦¾ãã½ãìßñ ¦ãñ ¦ã‰ãŠãªãÀãÔã ãäÌã½ãã À‡ã‹‡ãŠ½ã ªñ¥¾ããÔã •ãºããºãªãÀ ¶ããÖãè¦ã. ¦¾ãã½ãìßñ ¦¾ããâ¶ãã ¶ããÖ‡ãŠ ŒãÞããÃ¦ã ¹ãã¡Ëñ ½Ö¥ãî¶ã Á. 5,000 ŒãÞããÃÔãÖ ¦¾ããâÞãñ ãäÌãÁ£ªÞãã ¦ã‰ãŠãÀ ‚ã•ãÃÃ Àÿ ‡ãŠÀ¥¾ãã¦ã ¾ããÌãã. ‚ãÎããè ÎãñÌã›ãè ãäÌã¶ãâ¦ããè ‡ãñŠËãè ‚ããÖñ.

[5] ¹ãÆÔ¦ãì¦ã ¹ãÆ‡ãŠÀ¥ããè ¦ã‰ãŠãÀªãÀãâÞããè ¦ã‰ãŠãÀ, Ôãã½ã¶ãñÌããËñ ¶ãâ.1 Ìã 2 ¾ããâÞããè ‡ãõŠãä¹ãŠ¾ã¦ã, ¦ãÔãñÞã „¼ã¾ã¹ãàããâ¶ããè ¹ãìÀãÌ¾ãã‡ãŠã½ããè ªãŒãË ‡ãñŠËñËãè Íã¹ã©ã¹ã¨ãñ Ìã ‡ãŠãØãª¹ã¨ãñ ¦ãÔãñÞã ¦ã‰ãŠãÀªãÀ Ìã Ôãã½ã¶ãñÌããËñ ¶ãâ. 1 ¾ããâÞãñ ãäÌã´ã¶ã Ìã‡ãŠãèË ‚ã¶ãì‰ãŠ½ãñ Ñããè ãä¹ãÔããß Ìã Ñããè.½ãñÖñÀ ¾ããâÞãã ¾ãìãä‡ã‹¦ãÌããª ãäÌãÞããÀã¦ã Üãñ¦ãã ÔãªÀ ¦ã‰ãŠãÀ ‚ã•ããÃÞãñ ãä¶ãÌãã¡¾ããÞãñ ‡ãŠã½ããè ¾ãã ¶¾ãã¾ã½ãâÞããÞãñ ãäÌãÞããÀã©ãÃ ŒããÊããèÊã ½ãìÿñ ¾ãñ¦ã ‚ããÖñ¦ã Ìã ¦¾ããÞãã ãä¶ãÓ‡ãŠÓãÃ Öñ ¶¾ãã¾ã½ãâÞã ŒããÊããèÊã ¹ãÆ½ãã¥ãñ ¶ããòªãäÌã¦ã ‚ããÖñ.

½ãìªªáñ : ãä¶ãÓ‡ãŠÓãÃ :

[‚ã] Ôãã½ã¶ãñÌããÊãñ ¶ãâ.1 ¾ããâ¶ããè ¦ã‰ãŠãÀªãÀãâ¶ãã ÔãñÌãã

ªñ¥¾ãã¦ã ‡ãŠãÖãè ‡ãŠ½ã¦ãÀ¦ãã ŸñÌãÊããè ‚ããÖñ ‡ãŠã¾ã ? : Öãñ¾ã.

[ºã] ‚ããªñÍã ‡ãŠã¾ã ? : ‚ãâãä¦ã½ã ‚ããªñÍãã ¹ãÆ½ãã¥ãñ.

‡ãŠãÀ¥ãñ :

[6] ½ãÖãÀãÓ›È ÎããÔã¶ãã¶ãñ Ôãã½ã¶ãñÌããÊãñ ¾ããâÞãñ ºãÀãñºãÀ ½ãÖãÀãÓ›Èã¦ããèË Œãã¦ãñªãÀ Îãñ¦ã‡ãŠ-¾ããâÞãã Íãñ¦ã‡ãŠÀãè Ì¾ããä‡ã‹¦ãØã¦ã ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñ ‚ãâ¦ãØãÃ¦ã Øã› ãäÌã½ãã „¦ãÀãäÌãÊãã Öãñ¦ãã ‚ãããä¥ã ÔãªÀ Íãñ¦ã‡ãŠ-¾ããâÞãã ãäÌã½ãã Ö¹¦ããÖãè ÍããÔã¶ãã¶ãñ Ôãã½ã¶ãñÌããÊãñ ¾ããâ¶ãã ãäªËã Öãñ¦ãã ¾ãã ºããºããè „¼ã¾ã¹ãàããâ¶ãã ½ãã¶¾ã ‚ããÖñ¦ã.

[7] ¦ã‰ãŠãÀªãÀãâ¶ããè ÌããÀÔãªãÀ ½Ö¥ãî¶ã ½ã¾ã¦ã ¹ã¦¶ããè ¹ãìÓ¹ãã ‡ãŠãâºãßñ ¾ããâÞ¾ãã ‚ã¹ãÜãã¦ããè ½ãð¦¾ãì ¶ãâ¦ãÀ Îãñ¦ã‡ãŠÀãè Ì¾ããä‡ã‹¦ãØã¦ã ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñ ‚ãâ¦ãØãÃ¦ã ãäÌã½ãã À‡ã‹‡ãŠ½ã ãä½ãß¥¾ããÔããŸãè ‚ããÌãÎ¾ã‡ãŠ ‡ãŠãØãª¹ã¨ããâÔãÖ ãäÌã½ãã ªãÌãã Ôãã½ã¶ãñÌããËñ ¾ããâÞãñ‡ãŠ¡ñ ªãŒãË ‡ãñŠËã ‚ãÔã¦ãã ¦¾ããâ¶ããè ¦¾ããÞããè ªŒãË Üãñ¦ãËãè ¶ããÖãè ‚ãããä¥ã ãäÌã½ãã À‡ã‹‡ãŠ½ãÖãè ‚ãªã ‡ãñŠËãè ¶ããÖãè. ½Ö¥ãî¶ã ãäÌã½ãã À‡ã‹‡ãŠ½ã Ìã ¶ãì‡ãŠÔãã¶ã ¼ãÀ¹ããƒÃ ¹ããñ›ãè ‡ãŠãÖãè À‡ã‹‡ãŠ½ã ãä½ãß¥¾ãã ‡ãŠãäÀ¦ãã ¦ã‰ãŠãÀªãÀãâ¶ãã ¹ãÆÔ¦ãì¦ãÞããè ¦ã‰ãŠãÀ ªãŒãË ‡ãŠÀ¥ãñ ¼ããØã ¹ã¡Ëñ ‚ããÖñ.

[8] ¾ãã Ôãâª¼ããÃ¦ã Ôãã½ã¶ãñÌããËñ ¶ãâ.2 ¾ããâÞãñ ãäÌã´ã¶ã Ìã‡ãŠãèË Ñããè.½ãñÖñÀ ¾ããâ¶ããè ‚ãÔãã ¾ãìãä‡ã‹¦ãÌããª ‡ãñŠËã ‡ãŠãè, ¦ã‰ãŠãÀªãÀãÞãã ãäÌã½ãã ªãÌãã ŒããËãèË ‡ãŠãÀ¥ããÔ¦ãÌã ¶ãã½ãâ•ãîÀ ‡ãŠÀ¥¾ãã¦ã ‚ããËã ‚ããÖñ.

The above claim is repudiated for non submission of required documents by the claimant. Also the claim documents ( in complete ) are received late ie after the cut off date is 15 Nov.2008 as per G.R.

[9] ¦¾ããâ¶ããè ¹ãì¤ñ ‚ãÔãñÖãè ¹ãÆãä¦ã¹ããª¶ã ‡ãñŠËñ ‡ãŠãè, ¦ã‰ãŠãÀªãÀãÞãã ãäÌã½ãã ªãÌãã ãäÌã½ãã ¹ããùãäËÔããèÞ¾ãã ‚ã›ãè Ìã Îã¦ããê¶ãìÔããÀ ¾ããñØ¾ãÞã ‡ãŠãÀ¥ãã¶ãñ ¶ãã½ãâ•ãîÀ ‡ãñŠËã ‚ããÖñ. ¾ãã¦ã ¦¾ããâ¶ããè ÔãñÌãã ªñ¥¾ãã¦ã ‡ãŠãñ¥ã¦ããèÖãè ‡ãŠ½ã¦ãÀ¦ãã ŸñÌãËãè ¶ããÖãè. Ôãºãºã ¦¾ããâÞãñ ãäÌãÁ£ªÞãã ¦ã‰ãŠãÀ ‚ã•ãÃ Àÿ ‡ãŠÀ¥¾ãã¦ã ¾ããÌãã. ‚ãÎããè ÎãñÌã›ãè ¦¾ããâ¶ããè ãäÌã¶ãâ¦ããè ‡ãñŠËãè ‚ããÖñ.

[10] ¹ãÀâ¦ãî ‚ãù¡.Ñããè.½ãñÖñÀ ¾ããâÞãã Öã ¾ãìãä‡ã‹¦ãÌããª ÔÌããè‡ãŠãÀ¥¾ãã ÔããÀŒãã ¶ããÖãè, ‚ãÔãñ ¾ãã ¶¾ãã¾ã½ãâÞããÞãñ ½ã¦ã ‚ããÖñ. ‡ãŠãÀ¥ã ¾ãã Ôãâª¼ããÃ¦ã ‚ããªÀ¥ããè¾ã ½ãÖãÀãÓ›È Àã•¾ã ‚ãã¾ããñØã ¾ããâ¶ããè ICICI Lombard General Insurance Co. Ltd. v/s Sindhubhai Khanderao Khairnar : II (2008) CPJ 403 ¾ãã ãä¶ãÌãã¡¾ãã¦ã ŒããËãèË ¹ãÆ½ãã¥ãñ ¦ã¦Ìã ½ããâ¡Ëñ ‚ããÖñ.

"Clause regarding time-limit for submission of claim not mandatory-Cannot be used to defeat genuine claim".

[11] ¦ã‰ãŠãÀªãÀãâÞ¾ãã ¹ã¦¶ããèÞ¾ãã ¶ããÌãñ Îãñ¦ã •ã½ããè¶ã Öãñ¦ããè Öñ 7/12 Þãñ „¦ãã-¾ããÌãÁ¶ã Ô¹ãÓ› Öãñ¦ã ‚ããÖñ. ¦ã‰ãŠãÀªãÀãâÞããè ¹ã¦¶ããè Öãè ¹ãñ›¦ããè ãäÞã½ã¥ããè ‚ãâØããÌãÀ ¹ã¡Ê¾ãã¶ãñ ¼ãã•ãî¶ã ‚ã¹ãÜãã¦ããè ½ã¾ã¦ã ¢ããËãè. Öñ ¹ããñËãèÔããâ‡ãŠ¡ãèË ‡ãŠãØãª¹ã¨ããâÌãÁ¶ã Ô¹ãÓ› ãäªÔãî¶ã ¾ãñ¦ã ‚ããÖñ. ¦ãÔãñÞã ãä¶ãÎãã¥ããè ¶ãâ.6/9 ÌãÀãèË ½ã¾ã¦ããÞãñ ÎãÌããäÌãÞœñª¶ã ‚ãÖÌããËãÌãÁ¶ãÖãè ½ã¾ã¦ããÞãã ½ãð¦¾ãì Öã ‚ã¹ãÜãã¦ããè ¢ããÊ¾ããÞãñ ãäªÔã¦ã ‚ããÖñ. ÌããÔ¦ããäÌã‡ãŠ ¦ã‰ãŠãÀªãÀãâÞ¾ãã ¹ã¦¶ããèÞãã ½ãð¦¾ãì ãäÌã½ãã ¹ããùãäËÔããèÞãñ ‡ãŠãËãÌã£ããè¦ã ½Ö¥ã•ãñÞã ãäª. 11/04/2008Àãñ•ããè ¢ããËã Öãñ¦ãã ‚ãããä¥ã ¦¾ããâ¶ããè ‚ããÌãÎ¾ã‡ãŠ ‡ãŠãØãª¹ã¨ããâÔãÖ ½Ö¥ã•ãñÞã 7/12 ‚ãããä¥ã ¹ãñŠÀ¹ãŠãÀ „¦ããÀã, ½ã¾ã¦ããÞãã ÎãÌããäÌãÞœñª¶ã ‚ãÖÌããË, ¹ããñËãèÔãã¦ããèË ŒãºãÀ, ¹ãâÞã¶ãã½ãã, Üã›¶ããÔ©ãß ¹ãâÞã¶ãã½ãã , ƒ¶ã‡ã‹ÌãñÔ› ¹ãâÞã¶ãã½ãã ƒ¦¾ããªãèÔãÖ Ôãã½ã¶ãñÌããËñ ¶ãâ.2 ½ãã¹ãÃŠ¦ã Ôãã½ã¶ãñÌããËñ ¶ãâ.1 ¾ããâÞ¾ãã‡ãŠ¡ñ ãäÌã½ãã ªãÌãã ¹ãÆÔ¦ããÌã ªãŒãË ‡ãñŠËã ‚ã©ããÃ¦ã Öãè ÔãÌãÃ ‡ãŠãØãª¹ã¨ãñ ½ãÖÔãîË ¾ãâ¨ã¥ãñ ½ãã¹ãÃŠ¦ãÞã ¹ããŸãäÌãËãè. ‚ãÔãñ ‚ãÔã¦ããâ¶ãã Ôãã½ã¶ãñÌããËñ ¶ãâ.1 ¾ããâ¶ããè ¦ã‰ãŠãÀªãÀãâ¶ãã ãäÌã½ãã À‡ã‹‡ãŠ½ã ‚ãªã ¶ã ‡ãŠÀ¥ãñ Öñ ãä¶ããäÎÞã¦ãÞã ºãñ‡ãŠã¾ãªñÎããèÀ ‚ããÖñ.

„¹ãÀãñ‡ã‹¦ã ÔãÌãÃ Üã›¶ãã Ìã ÌãÔ¦ãìãäÔ©ã¦ããè ¹ããÖ¦ãã, Ôãã½ã¶ãñÌããËñ ¾ããâ¶ããè ¦ã‰ãŠãÀªãÀãâ¶ãã ¦¾ããâÞ¾ãã ½ã¾ã¦ã ¹ã¦¶ããèÞããè ãäÌã½ãã À‡ã‹‡ãŠ½ã ‚ãªã ¶ã ‡ãŠÀ¥ãñ Öñ ãä¶ããäÎÞã¦ãÞã ‚ã¶ãìãäÞã¦ã, ‚ã¶¾ãã¾ã‡ãŠãÀ‡ãŠ Ìã Þãì‡ãŠãèÞãñ ‚ããÖñ, ‚ãÔãñ ¾ãã ¶¾ãã¾ã½ãâÞããÞãñ ½ã¦ã ‚ããÖñ.

[12] ‡ãŠãÀ¥ã Îãñ¦ã‡ãŠÀãè ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñÞãã ½ãìß Öñ¦ãîÞã ¦¾ãã½ãìßñ ãä¶ãÓ¹ãŠß Öãñ¦ã ‚ããÖñ. ‡ãŠãÀ¥ã Îãñ¦ã‡ãŠÀãè ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñÞãã ½ãìŒ¾ã Öñ¦ãîÞã ‚ãÔãã ‚ããÖñ ‡ãŠãè, ãäÌã½ãã£ããÀ‡ãŠ Îãñ¦ã‡ãŠÀãè ½ããäÖËã Öãè ÜãÀã¦ããèË ‚ããÌãÎ¾ã‡ãŠ Üã›‡ãŠ ‚ãÔã¦ãñ. ¦ããè ½ã¾ã¦ã ¢ããÊ¾ãã¶ãâ¦ãÀ ¦¾ããâÞ¾ãã ‡ãìŠ›îâºããÔã ºã-¾ããÞã ‚ã¡Þã¥ããè Ìã ãäÌãÌãâÞã¶ãã ãä¶ã½ããÃ¥ã Öãñ¦ãã¦ã. ¦¾ãã½ãìßñ ¦¾ããÞãñ ‡ãìŠ›îâºããè¾ããâ¶ãã ‚ãããä©ãÃ‡ãŠ ½ãª¦ããèÞãã Öã¦ã ãä½ãßãÌãã ¦ãÔãñÞã ‚ãã£ããÀ ãä½ãßãÌãã ‚ãÎãã „ªã¦¦ã Öñ¦ãî¶ãñ ÔãªÀ ¾ããñ•ã¶ãã ÔãìÁ ‡ãñŠËñËãè ‚ããÖñ. ¦ãÔãñÞã ÜãÀã¦ããèË Ì¾ã‡ã‹¦ããè ØãñÊ¾ãã ¶ãâ¦ãÀ ‚ãÎãã ªì:Œãª ¹ãÆÔãâØãã¦ãî¶ã ÔããÌãÀ¥¾ããÔã ¦¾ããÞãñ ‡ãìŠ›îâºããè¾ããâ¶ãã ‡ãŠãÖãè ‡ãŠãß •ãã¥ãñ ÔããÖ•ããè‡ãŠÞã ‚ããÖñ. ¦ãÔãñÞã ‡ãŠãØãª¹ã¨ããâÞããè •ãìßÌãã •ãìßÌã ‡ãŠÀ¥¾ããÔã ‡ãŠãÖãè ‡ãŠãß ËãØã¥ãñ ÔÌãã¼ãããäÌã‡ãŠÞã ‚ããÖñ. ¾ãã ÔãÌãÃ ºããºããéÞãã ãäÌãÞããÀ ‡ãŠÀ¦ãã ¦ã‰ãŠãÀªãÀãâ¶ããè „ÎããèÀã ãäÌã½ãã ªãÌãã ‚ããÌãÎ¾ã‡ãŠ ‡ãŠãØãª¹ã¨ããÔãÖ Ôãã½ã¶ãñÌããËñ‡ãŠ¡ñ ªãŒãË ‡ãñŠËã ‚ãÔããÌãã ÌããÔ¦ããäÌã‡ãŠ Ôãã½ã¶ãñÌããËñ ¾ããâ¶ããè ¦ã‰ãŠãÀªãÀãâ¶ãã ¦¾ããâÞ¾ãã ãäÌã½ãã ªãÌ¾ããÞããè À‡ã‹‡ãŠ½ã ½ãâ•ãîÀ ‡ãŠÁ¶ã ¦ãã¦‡ãŠãß ªñ¥ãñ ØãÀ•ãñÞãñ Ìã ºãâ£ã¶ã‡ãŠãÀ‡ãŠ ‚ãÔã¦ããâ¶ãã ¦ããè À‡ã‹‡ãŠ½ã ¶ã ªñ…¶ã ÔãñÌãã ªñ¥¾ãã¦ã ãä¶ããäÎÞã¦ãÞã ‡ãŠ½ã¦ãÀ¦ãã ŸñÌãËãè ‚ããÖñ, ¾ãã ãä¶ãÓ‡ãŠÓããÃ¹ãÆ¦ã Öñ ¶¾ãã¾ã½ãâÞã ¾ãñ¦ã ‚ããÖñ. Ôãºãºã ½ãìÿã ‰ãŠ. "‚ã" Þãñ „¦¦ãÀ Öãñ‡ãŠãÀã©ããê ªñ¥¾ãã¦ã ‚ããËñ ‚ããÖñ.

[13] Ôãã½ã¶ãñÌããËñ ¶ãâ 2 Öñ ÎããÔã¶ããÞ¾ãã Îãñ¦ã‡ãŠÀãè Ì¾ããä‡ã‹¦ãØã¦ã ‚ã¹ãÜãã¦ã Øã› ãäÌã½ãã ¾ããñ•ã¶ãñ ‚ãâ¦ãØãÃ¦ã ¦ã‰ãŠãÀªãÀ, ÎããÔã¶ã ‚ãããä¥ã Ôãã½ã¶ãñÌããËñ ãäÌã½ãã ‡ãâŠ¹ã¶ããè ¾ããâÞãñ½ã£¾ãñ ‡ãñŠÌãß ½ã£¾ãÔ©ã ½Ö¥ãî¶ã ‡ãŠã½ã ‡ãŠÀãè¦ã ‚ããÖñ¦ã. ¦¾ããâ¶ããè ãäÌã½ãã ¾ããñ•ã¶ãñ ‚ãâ¦ãØãÃ¦ã ‡ãŠãñ¥ã¦ããÖãè ãäÌã½ãã Ö¹¦ãã ÔÌããè‡ãŠãÀËñËã ¶ããÖãè. ¦¾ãã½ãìßñ ãäÌã½ãã À‡ã‹‡ãŠ½ã ªñ¥¾ããÞããè ¦¾ããâÞããè ‡ãŠãñ¥ã¦ããèÖãè •ãºããºãªãÀãè ¶ããÖãè, ‚ãÔãñÖãè ¾ãã ¶¾ãã¾ã½ãâÞããÞãñ ½ã¦ã ‚ããÖñ. ¦¾ãã½ãìßñ ¦¾ããâÞ¾ãã ãäÌãÁ£ª ‡ãŠãñ¥ã¦ããÖãè ‚ããªñÎã ¹ãããäÀ¦ã ‡ãŠÀ¥ãñ ¾ããñØ¾ã Öãñ¥ããÀ ¶ããÖãè.

[14] „¹ãÀãñ‡ã‹¦ã ÔãÌãÃ ºããºããéÞãã ãäÌãÞããÀ ‡ãŠÀ¦ãã, Ôãã½ã¶ãñÌããËñ ¶ãâ. 1 ¾ããâ¶ããè Îãñ¦ã‡ãŠÀãè ‚ã¹ãÜãã¦ã ãäÌã½ãã ¾ããñ•ã¶ãñ ‚ãâ¦ãØãÃ¦ã ¦ã‰ãŠãÀªãÀãâ¶ãã ¹ãìÓ¹ãã ‡ãŠãâºãßñ ¾ããâÞ¾ãã ãäÌã½¾ããÞããè À‡ã‹‡ãŠ½ã Á.1,00,000/- ªñ¥ãñ ¾ããñØ¾ã Ìã ÀãÔ¦ã ÖãñƒÃË, ‚ãÔãñÖãè ¾ãã ¶¾ãã¾ã½ãâÞããÞãñ ½ã¦ã ‚ããÖñ. Ôãºãºã ¶¾ãã¾ããÞãñ ÒÓ›ãè¶ãñ ŒããËãèË ‚ããªñÎã ¹ãããäÀ¦ã ‡ãŠÀ¥¾ãã¦ã ¾ãñ¦ã ‚ããÖñ.

‚ããªñÎã

[‚ã] ¦ã‰ãŠãÀªãÀãâÞããè ¦ã‰ãŠãÀ ½ãâ•ãîÀ ‡ãŠÀ¥¾ãã¦ã ¾ãñ¦ã ‚ããÖñ.

[ºã] Ôãã½ã¶ãñÌããËñ ¶ãâ. 1 ¾ããâ¶ããè ÔãªÀ ãä¶ã‡ãŠãËãÞãñ ¦ããÀŒãñ ¹ããÔãî¶ã ¹ãì¤ãèË ¹ãâÞãñÞããßãèÔã ãäªÌãÔããâÞãñ ‚ãã¦ã.

[1] ¦ã‰ãŠãÀªãÀãâ¶ãã ãäÌã½¾ããÞããè À‡ã‹‡ãŠ½ã Á.1,00,000/- [Á.†‡ãŠ ÊããŒã ½ãã¨ã] ª¾ããÌãñ¦ã.

[2] ¦ãÔãñÞã ¦ã‰ãŠãÀªãÀãâ¶ãã ÌãÀ ¶ã½ãîª ‡ãñŠÊãñÊããè À‡ã‹‡ãŠ½ã ½ãìª¦ããè¦ã ¶ã ãäªÊ¾ããÔã, ¦¾ããÌãÀ ¦ã‰ãŠãÀ ªãŒãÊã ¦ããÀŒãñ ¹ããÔãî¶ã ¦ãñ Ôãâ¹ãî¥ãÃ À‡ã‹‡ãŠ½ã ªñƒÃ¹ã¾ãÄ¦ãÞãñ ‡ãŠãÊããÌã£ããèÔããŸãè ª.Ôãã.ª.Íãñ.10 ›‡ã‹‡ãñŠ ¹ãÆ½ãã¥ãñ Ì¾ãã•ã ¦ã‰ãŠãÀªãÀãâ¶ãã ª¾ããÌãñ.

[3] Ôãã½ã¶ãñÌããËñ ¶ãâ 1 ¾ããâ¶ããè ¦ã‰ãŠãÀªãÀãâ¶ãã ÔãñÌãã ªñ¥¾ãã¦ã ‡ãŠ½ã¦ãÀ¦ãã ŸñÌãËãè ½Ö¥ãî¶ã ¶ãì‡ãŠÔãã¶ã ¼ãÀ¹ããƒÃ¹ããñ›ãè À‡ã‹‡ãŠ½ã Á.15,000/- [Á. ¹ãâ£ãÀã Ö•ããÀ ½ãã¨ã] ¦ã‰ãŠãÀªãÀãâ¶ãã ª¾ããÌãñ¦ã.

[4] ¦ã‰ãŠãÀªãÀãâ¶ãã ½ãã¶ããäÔã‡ãŠ ¨ããÔã Ìã ¦ã‰ãŠãÀ ‚ã•ããÃÞãñ ŒãÞããÃ¹ããñ›ãè †‡ãîŠ¥ã À‡ã‹‡ãŠ½ã Á.2,000/- [Á.ªãñ¶ã Ö•ããÀ ½ãã¨ã] ª¾ããÌãñ¦ã.

[‡ãŠ] Ôãâºãâãä£ã¦ããâ¶ãã ‚ããªñÎã ‡ãŠßãäÌã¥¾ãã¦ã ¾ããÌãã.

‚ãÖ½ãª¶ãØãÀ.

ãäª¶ããâ‡ãŠ : 23/06/2010.

{‚ãù¡.Ôããõ.½ããä¶ãÓãã ‡ãõŠËãÔã Œã¡ã½ã‡ãŠÀ} {Ñããè.Ôãì£ãã‡ãŠÀ.‡ãñŠ.ãäºã¶ãÌã¡ñ}

ÔãªÔ¾ãã ‚ã£¾ãàã

ãä•ãÊÖã ØãÆãÖ‡ãŠ ¦ã‰ãŠãÀ ãä¶ãÌããÀ¥ã ãä•ãÊÖã ØãÆãÖ‡ãŠ ¦ã‰ãŠãÀ ãä¶ãÌããÀ¥ã

¶¾ãã¾ã½ãâÞã,‚ãÖ½ãª¶ãØãÀ. ¶¾ãã¾ã½ãâÞã,‚ãÖ½ãª¶ãØãÀ.


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