National Insurance Co., Ltd., V/S Mrs.Sujatha - Consumer Court Case

Karnataka

Mandya

CC/10/2

Mrs.Sujatha - Complainant(s)

Versus

National Insurance Co., Ltd., - Opp.Party(s)

Sri.C.Thammanna

31 May 2010

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, MANDYA
D.C.Office Compound, Opp. District Court Premises, Mandya - 571 401.
consumer case(CC) No. CC/10/2

Mrs.Sujatha						...........Appellant(s)
Vs.
National Insurance Co., Ltd.,						...........Respondent(s)

BEFORE:

1. Sri.M.N.Manohara2. Sri.Siddegowda

Complainant(s)/Appellant(s):

OppositeParty/Respondent(s):

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ÐÔ¤ÐÔÐ¤Ð¤ÐÔ ³Ð¹Ðî RW.1 ÊÑÐùÿô »ÐõÀÐ¦Ñ± »Ð³ÐõÐÅö ¸¹ÑÐ:23.10.2009 ¤ÐÐÔ ºÆÑ¹Ù Ë.1 §Ó³Ñô º¤ÑÐ¤Ð²Ù ÀÐ¦Ñ®ÐÄÑÙ, »ÐõÇî³Ð K.A 04-MC 4379 ÀÑÌÐ¹ÐÀÐÕ ÀÐ¤Ð¸ »ÐõÑ¤Ð ÁÀÙÔ¦ÐÔÔ ¼°¤ÑôÐÔÑ¤Ð¤Ð ÌÙÊÐ§¹ÐÅö Ãö, Í¸¹Ð ÀÐ¦ÑÅÐ¤Ð ÌÙÊÐ§¹ÐÅö ¤ÐÔ³ÐêÙ, ¼°¤ÑôÐÔÑ¤Ð¤ÐÔ ÁÀÐ¦Ñ Ð¤Ñ§Ù ÐÔ¤ÐÔÑ¤Ð¤ÐÅö ¾ÑÑ¤Ð¤ÑÐÐ¸¤ÐÔÀÐÕÐ§Ð ÁÀÙÔ ÌÐ± »Ð®Ù¦ÐÔÃÔ ½¤ÐÔÀÐÕ¸ÃöÀÙÐÔ ÊÑÐùÿô §Ó³Ñô ÀÑÐ ÀÐÔ¯Ë¤ÐÔ³Ñê¤Ù. ÊÐÐ§ ÊÐÐ´¦ÐÔ¹ÐÔî ¼°¤ÑôÐÔÑ¤Ð¤ÐÔ ÃöÙÎÐÐÔ ÐÔ¤ÐÔÑ¤Ð¤ÐÔ ºÆÑ¹Ù.Ë.1 ¤Ð §Ó³Ñô º¤ÑÐ¤Ð²Ù ÀÐ¦Ñ¯¤ÐÔÀÐÕÐÔ Ñ¹ÐÖ¹ÐÔ ¾ÑÍ¤ÐÀÑ¤ÐÔ³ÐêÙ, ÊÐÐ§ »ÐõÇî³Ð ÀÑÌÐ¹ÐÀÐÕ »ÐÑ³ÐÙÜ ÀÐÔÔ¹Ñî Ð¤Ù ¸:09.04.2009 §ÐÄÙÓ ºÆÑ¹Ù Ë.6 (¤ý.Ë. »ÐÔÊÐêÐ) ÑÄÙ¦ÐÔÅö ¼°¤ÑôÐÔÑ¤Ð¤Ð ÌÙÊÐ§Ù ½ÐÄÑÀÐ²Ù¦Ð¦Ñ¤ÐÔÀÐÕÐÔ ÊÐ÷ÈÐåÀÑ¤ÐÔÀÐÕÐ§Ð ¼°¤ÑôÐÔÑ¤Ð¤ÐÔ »ÐõÇî³Ð ÀÑÌÐ¹ÐÙÜ »ÐÑ³ÐÀÑÑÐ ÀÐ¦ÑÅÐ¤ÐÔ ½ÔÀÐÕÐ¹ÐÔî ¹Ð½ÄÙ¾ÙÓÑÐÔ³ÐêÙ. Ð¤Ù ÐÔ¤ÐÔÑ¤Ð¤ÐÔ ÌÙÓÎÐÔÀÐ³Ù ÁÀÙÔ ¼°¤ÑôÐÔÑ¤Ð¤Ð ÌÙÊÐ§¹ÐÅö ÃöÙ Ðì¤ÐÖ ÐÖ®Ð ÀÑÌÐ¹ÐÀÐ¹ÐÔî ÙÖ®ÐÔÙÖ®Ð ÀÙÔÓÄÙ ÁÀÙÔ ªÙÖÀÐ¦Ñô«ý ÑÅêÙ ½¤ÐÔ³ÐêÙ. Ñ¤Ð± ÙÖ®ÐÔÙÖ®Ð ÀÐ¦ÑÅÐ¤ÐÔ ÁÀÐ¦Ñ ÌÐ±ÀÐ¹ÐÔî »Ð®Ù¦ÐÔÃÔ ½Ðì¤ÑÐÔ³Ñê¤Ù ÐÔ ¼°¤ÑôÐÔÑ¤Ð¤ÐÔ ³Ð¹Ðî ÀÑÐÀÐ¹ÐÔî ÀÐÔ¯Ë, ÊÐÐ§ ÊÐÐ´¦ÐÔ¹ÐÔî »ÐÔÉæÐ§ÊÐÃÔ »ÐõÐ¤Ð±ÙÜ ¤ÑÉåÿõÓ¦ÐÔ ¦ÙÖÓÐÀÐÕ ºÓ¯¤ÐÔÀÐ ´Ó»ÐÔþÐÎÐ¹ÐÔî ÄÙöÓË ´Ó»ÐÔþÐÎÐ ÊÐù»Ðê ÁÀÐ¤Ð ´Ù: 2009(1) CPR page 185 (NC) Oriental Insurance Co., Ltd., -Vs- Om Prakash Gupta & another; "Consumer Protection Act, 1986 - Section 21(b), 2(1)(g) - Deficiency in service-Comprehensive insurance policy-Purchase of motor cycle by complainant from original owner-Theft of motorcycle during currency of policy-Repudiation of claim by Insurance Company-Complaint-Dismissed by District Forum-Appeal-Allowed by State Commission-Revision petition-Mere perusal of GR 10 showed that on sale of vehicle, benefits under the policy in force on date of transfer would automatically accrue to the new owner, the complainant-Finding of State Commission that motorcycle already stood transferred in the name of complainant in the record of RTO -Hence in view of provisions of GR 10 held that respondent complainant was entitled to benefits accruing from policy by theft - Revision petition having no merit, dismissed." 16. ¼°¤ÑôÐÔÑ¤Ð¤Ð ÀÙÔÓÅ¹Ð ¤ÑÉåÿõÓ¦ÐÔ ¦ÙÖÓÐÐ ´Ó»ÐÔþ ¼°¤ÑôÐÔÑ¤Ð¤Ð »ÐõÐ¤Ð±ÙÜ ÊÐïÈÐåÀÑ ¹Ð÷ÂÔÊÐÔ³ÐêÙ Ñ¤Ð± ¼°¤ÑôÐÔÑ¤Ð¤Ð ÊÐÐ´¦ÐÔ¹ÐÔî »ÐïÄÙÓ¾ÙÓÑÐÔ³ÐêÙ. 17. ¼°¤ÑôÐÔÑ¤Ð¤ÐÔ »ÐõÐ¤Ð±ÙÜ ¤ÑÉåÿõÓ¦ÐÔ ¦ÙÖÓÐÐ ´Ó»ÐÔþ IV(2007) CPJ page 289 (NC) ¹ÐÔî ÄÙöÓË ÙÖ®ÐÔÙÖ®Ð ÀÑÌÐ¹Ð ÀÐ¦ÑÅÐ¹Ð ÌÙÊÐ§¹ÐÅö ÁÀÙÔ ÃöÙ Ðì¤ÐÖ ÐÖ®Ð ÁÀÙÔ¦ÐÔÔ ÙÖ®ÐÔÙÖ®Ð ÀÐ¦ÑÅÐ¹Ð ÌÙÊÐ§Ù ÊÐ÷¦ÐÔÑÅ³ÐÀÑ ÀÐÑþÍÊÐÃï®ÐÔ³ÐêÙ ÐÔ Ñ¤Ð±¸Ð ¹ÐÈÐåÐ »Ð§ÌÑ¤ÐÀÐ¹ÐÔî »Ð®Ù¦ÐÔÃÔ ÌÐþ¹ÙÐÔ ´Ó¼þ¹ÐÅö ÄÙöÓËÙ. 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