Petitioner/complainant took a policy on 17.4.2002 covering perils to his house at Guntur in the sum of Rs.30 lakh.  It is alleged that on 18.4.2002, the Municipal Corporation demolished the building without issuing any Notice.  Complainant lodged a complaint with the policy and filed insurance claim with the insurance company for Rs.10,75,000/-.  Surveyor was appointed.  Respondent did not settle the claim.  Aggrieved by this, petitioner filed a complaint seeking recovery of Rs.11 lakh.

          District Forum dismissed the complaint, aggrieved by which, the petitioner filed an appeal before the State Commission, which dismissed the appeal relying upon the Exclusion Clause V(b) with costs of Rs.2,000/-.  Exclusion Clause V(b) reads as under :

“Permanent or temporary dispossession resulting from confiscation, commandeering, requisition or destruction by order of the Government or any lawfully constituted Authority.”

          We agree with the view taken by the State Commission.  The grievance, if any, of the petitioner was against the Municipal Corporation for demolishing the unauthorized construction put up by the petitioner and not against the insurance company.  Dismissed.