West Bengal

Kolkata-II(Central)

CC/199/2019

Manas Ghosh - Complainant(s)

Versus

Muthoot Finance Ltd. - Opp.Party(s)

Asis Bhattacharya

27 Jun 2019

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM
KOLKATA UNIT - II (CENTRAL)
8-B, NELLIE SENGUPTA SARANI, 7TH FLOOR,
KOLKATA-700087.
 
Complaint Case No. CC/199/2019
( Date of Filing : 10 Jun 2019 )
 
1. Manas Ghosh
Nandankanan, Lichbagan,Monoharpukur, Dankuni,Dist-Hooghly,West Bengal.
...........Complainant(s)
Versus
1. Muthoot Finance Ltd.
2nd Floor, Gros Venor House,Near Pantaloons, 21, Camac Street,Kolkata-700016.
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Swapan Kumar Mahanty PRESIDENT
 HON'BLE MRS. Sahana Ahmed Basu MEMBER
 
For the Complainant:Asis Bhattacharya, Advocate
For the Opp. Party:
Dated : 27 Jun 2019
Final Order / Judgement

Order No. 03 / Dated 27/06/2019.

The case is taken for order.

Perused the petition of complaint coupled with documents annexed thereto.

It is true that the complainant obtained Gold Loan from the O.P. against pledged of gold ornaments. It is also true that the complainant did not repay the EMI on due time and the O.Ps. severably requested the complainant to pay the EMI regularly but no fruitful result forthcoming. Ultimately the O.P. issued auction notice both dated 11/05/2019 requesting the complainant to liquidate the gold loan amount in default the auction of the gold will be held on 17/06/2019.  In spite of auction notice the complainant did not liquidate the gold loan for which the O.P. auctioned the pledged gold. Considering the above aspect, we find there is no deficiency in service and unfair trade practice on the part of the O.P. Therefore, the complaint is not admitted and liable to be dismissed in limini.

Hence,

Ordered

That the complaint case is not admitted and dismissed in limini.

 
 
[HON'BLE MR. Swapan Kumar Mahanty]
PRESIDENT
 
[HON'BLE MRS. Sahana Ahmed Basu]
MEMBER

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